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The 10 Best Assisted Living Facilities in Lake Oswego, OR for 2024

 

Lake Oswego is an affluent community in the Portland region with about 41,000 residents, 21% of whom are at least 65 years old. It has a walkable downtown district, and over half the city has natural tree coverage, supporting residents’ comfort. Crime is uncommon in this community, and the weather is pleasant throughout the year. There are numerous hospitals nearby that provide primary, specialty and emergency services to residents of all ages.

The Lake Oswego region has several assisted living facilities that accommodate older adults who are largely independent but need help with some daily activities. These facilities may feature private apartments, depending on how they’re licensed, and they provide three meals daily, along with housekeeping services, recreational programming and individualized care plans. Monthly rates vary depending on factors such as amenities and fee structures, but on average, Lake Oswego seniors pay $4,975 for care. This is higher than the national norm of $4,500 but in line with the state average of $5,045.

This guide provides more details on how assisted living rates in Lake Oswego compare to care costs in other Oregon cities. It also highlights ways seniors in this city pay for care. 

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Assisted Living Facilities in Lake Oswego, Oregon

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What to Consider About Assisted Living in Lake Oswego

The Oregon Department of Human Services, Office of Safety, Oversight and Quality, licenses two types of residential facilities in Lake Oswego. These include assisted living facilities, which feature private apartments with kitchenettes and bathrooms, and residential care facilities, which typically have shared rooms and amenities. The department ensures consistently high-quality care through regular inspections and by investigating reports of noncompliance.

Benefits and Drawbacks of Assisted Living in Lake Oswego

 

  • Although there are no hospitals in Lake Oswego, there are nearly a dozen within 10 miles of the city center, including Legacy Meridian Park Medical Center in Tualatin and Kaiser Sunnyside Medical Center in Clackamas. There are 221 doctors per 100,000 residents versus the U.S. norm of 210, and health care costs are about 15% lower than the U.S. average. This may provide savings for those managing health conditions.
  • Lake Oswego operates the Medical Ride Reimbursement Program, which provides reimbursement for those aged 60 and over who use ride-share services, such as a cab company, Lyft or Uber, to attend medical appointments. The city also operates the Tri-Met Lift Program, which provides door-to-door transportation services for errands, grocery shopping and medical appointments. 
  • The cost of living in Lake Oswego is high, mainly due to very high housing costs. On a cost of living index set to a national norm of 100, the city rates 158.4 compared to the Oregon score of 114.3. Seniors have access to state-funded programs, such as the Aged & Physically Disabled Waiver, which can help qualified individuals afford local assisted living services.
  • Seniors in Lake Oswego don’t pay state income taxes on their Social Security benefits. Those whose income is below a certain threshold can claim a 9% credit on public and private pension income, but withdrawals from retirement accounts are fully taxed. To reduce confusion at tax time, the Lake Oswego region has several agencies that provide free tax filing assistance.
  • Crime is uncommon in Lake Oswego, which may appeal to older adults seeking long-term care in the northern region of Oregon. The city scores 8.4 for violent crime and 22 for property crime on a crime index, which is notably lower than the respective national scores of 22.7 and 35.4, indicating that it’s among the safer communities in the nation.
  • Lake Oswego has very pleasant weather conditions throughout the year, with low humidity levels and daytime temperatures ranging from 47 in the winter to 82 in the summer. This may appeal to older adults who enjoy participating in outdoor activities, such as gardening and bird-watching.

Paying for Assisted Living in Lake Oswego

 

In Lake Oswego, seniors pay $4,975 per month for assisted living.

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Lake Oswego charge approximately $4,975 per month for care. While this exceeds the national norm by $475, it’s in line with the statewide average of $5,045. Seniors may save about $140 per month by opting for care in Bend instead of Lake Oswego, and in Corvallis, rates are even more affordable at $4,485. Lake Oswego is a budget-friendly alternative to Salem, where assisted living facilities charge $5,500 for care, as well as Eugene, where care costs exceed Lake Oswego’s norm by about $650.

Lake Oswego

$4,975

Oregon

$5,045

United States

$4,500

Salem

$5,500

Corvallis

$4,485

Eugene

$5,623

Bend

$4,835

The Cost of Other Types of Senior Care

Assisted living is among the most affordable long-term care options for seniors in Lake Oswego, with residents paying $4,975 per month for housing and care. This is significantly lower than the cost of in-home care and home health care, which average $7,146, as well as nursing home care, which starts at $10,661. Seniors may save a couple of thousand dollars per month by opting for adult day health care, which averages $2,708.

In-Home Care

$7,146

Home Health Care

$7,146

Adult Day Health Care

$2,708

Assisted Living Facility

$4,975

Nursing Home Facility (semiprivate room)

$10,661

Note: Data for Lake Oswego was unavailable, so data for the nearest city, Portland, was used instead.

Financial Assistance for Assisted Living in Lake Oswego

The state of Oregon offers financial assistance to eligible seniors through its Community First Choice Option, which is also known as the 1915(k) state plan option, the K Option and the K Plan. This funding plan, which is affiliated with Medicaid, may help seniors who have difficulty paying for assisted living.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Oregon page.

Financial Assistance in Oregon

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Oregon page.

Free Assisted Living Resources in Lake Oswego

Lake Oswego and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Lake Oswego, please visit our Assisted Living in Oregon page.

Assisted Living Laws and Regulations in Lake Oswego

 

Lake Oswego Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Oregon are required to follow. Visit our Assisted Living in Oregon page for more information about these laws.

Assisted Living Laws and Regulations in Oregon

Reviews of Communities Nearby

Assisted Living

PDXshogun

I am a friend or relative of a current/past resident

Review of The Stafford

This place is hands down THE Retirement Community of SW Portland. When you’re caring for an elder, proximity is almost your first factor. It’s hard enough as is to add extra driving time to visit...

Read more

Assisted Living

Virginia

I am/was a resident of this facility

Review of Greenridge Estates at Mountain Park

I'm currently living at Greenridge Estates at Mountain Park. We have been having a lot of different trips and that kind of thing. It's a really good place. I appreciate the staff here and the...

Provider response

Hi Virginia, Thank you very much for taking the time to share your experiences at Greenridge Estates! We are so glad that you have joined our family and are taking advantage of all the...

Read more

Assisted Living

Reviewer#as0913

I visited this facility

Review of The Stafford

The Stafford is where I'm planning to put my husband eventually, but right now, they don't have any assisted living vacancies. Aside from independent living, it also has assisted living, and it...

Provider response

Hi, thanks for sharing your thoughts! We're thrilled to hear your positive experience with our senior living community. We sure love the food at The Stafford too. We are so glad you enjoyed it.

Read more

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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