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The 10 Best Assisted Living Facilities in Saint Louis City, MO for 2024

The average cost of assisted living in Saint Louis City is $5,305 per month. This is higher than the national median of $3,890. Cheaper rated regions include Saint Louis County with an average starting cost of 4,842.

To help you with your search, browse the review below for assisted living facilities in Saint Louis City. On average, consumers rate assisted living in Saint Louis City .

Caring.com has helped 13 families in Saint Louis City find high-quality senior care. To speak with one of our Family Advisors about assisted living options and costs in Saint Louis City, call (855) 948-3865.

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Assisted Living Facilities in Saint Louis City, Missouri

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What to Consider About Assisted Living in Saint Louis City

St. Louis is most widely recognized for its rich multicultural heritage and vibrant arts and culture scene. This sprawling city is home to over 300,000 residents, about 12 percent of whom are aged 65 and over. 

Local seniors have nearly 70 assisted living facilities to choose from, including nine in the city proper. Assisted living facilities in Saint Louis and all of Missouri are also called residential care facilities, and are licensed through the Missouri Department of Health and Senior Services.

Benefits and Drawbacks of Assisted Living in Saint Louis City

  • According to the American Lung Association, St. Louis County, where the city of St. Louis is located, has very high ozone pollution levels and moderate short-term particle pollution levels, receiving the respective grades of F and C. This may be a consideration for seniors who have respiratory or cardiovascular illnesses. 
  • In Missouri, all retirement income is taxable, including income received from Social Security. However, seniors can claim deductions on their Social Security benefits and public pensions, which may help them afford assisted living expenses in St. Louis.
  • The St. Louis area is home to world-class medical facilities, including Barnes-Jewish HospitalKindred Hospital and SSM Health Saint Louis University Hospital, in the event of medical emergencies or illness.
  •  St. Louis is an affordable place to live, with an overall cost of living that is about four percent lower than the state average and a little over 10 percent lower than the national average. Seniors can expect to spend an average of 5 percent less on groceries, healthcare expenses and utilities and about 35 percent less on housing prices than they would elsewhere in the nation.

    Paying for Assisted Living in Saint Louis City

    Assisted Living costs in Saint Louis City start around $5,305 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

    It’s important to note that assisted living rates in Saint Louis City and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

    Counties in Missouri

    Saint Louis City

    $5,305

    Saint Louis County

    $4,590

    US

    $4,000

    Monroe County

    $3,995

    Madison County

    $3,983

    Saint Clair County

    $3,317

    Financial Assistance for Assisted Living in Saint Louis City

    While there are no Medicaid waiver programs available for assisted living in Missouri, low-income seniors who need nursing home level care in an assisted living facility may be able to have these services covered under the Medicaid State Plan Personal Care authority

    Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

    Financial Assistance in Missouri

    More Ways to Pay for Assisted Living

    While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

    • Veterans Benefits
    • Life Insurance Policy
    • Long-Term Care Insurance
    • Reverse Mortgage

    For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

    Free Assisted Living Resources in Saint Louis City

    Saint Louis City and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

    To see a list of free assisted living resources in Saint Louis City, please visit our Assisted Living in Missouri page.

    Assisted Living Laws and Regulations in Saint Louis City

    Saint Louis City-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

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    Caring.com

    Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

     

    The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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