Assisted Living Communities in Festus, Missouri

In Festus, seniors pay a median monthly rate of $4,100 for assisted living services. While this compares favorably with the nation's typical rate of $4,500, it exceeds the Missouri norm by $1,100 and runs high compared to rates in nearby communities. For example, in Springfield, monthly expenses fall $850 below care costs in Festus, and in Columbia, monthly fees run $1,300 less than the local norm. Similarly, facilities in Cape Girardeau charge $2,538, and in Jefferson City, typical monthly rates are well below Festus’ norm at $2,075.

 

The median cost for assisted living services in Festus comes in at $4,100 monthly.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Assisted living in Festus has a median cost of $4,100, which runs lower than rates for most other senior care options. Although nonresidential adult day health care facilities charge lower rates of $1,918 for custodial care in a community setting, seniors who live independently pay higher rates of $5,482 for non medical in-home care services, such as assistance with personal grooming and meal preparation, as well as home health care services, such as medication management and physical therapy. In addition to this, assisted living costs considerably less than nursing home care, which costs $5,627 for 24-hour skilled nursing.

The Missouri Department of Health and Senior Services monitors assisted living facilities in Festus and enforces minimum operating guidelines to promote a consistent standard of care in all communities. The department also publishes information on residents’ rights, and it has a comprehensive directory that lists the licensure status of all assisted living communities in the state.

 

• Compared to the rest of the nation, Festus ranks among the more budget-friendly places for seniors, offering a cost of living that comes 5.1% below the national norm. Additionally, the state funds the Aged and Disability Waiver, which pays for assisted living services for qualified seniors to further promote affordable living in Festus.

 

• Mercy Hospital Jefferson, a full-service 251-bed acute care facility, sits in Festus proper and features preventative, diagnostic and restorative services for seniors. It specializes in cardiac rehabilitation and joint replacement and has a 24-hour emergency room. The hospital also hosts support groups and community education classes to help seniors manage their health needs.

 

• Compared to Missouri’s 115 surveyed counties, Festus’s Jefferson County rates in the middle of the pack for health, with an overall ranking of 48th for health outcomes and factors. About 55% of seniors receive the annual flu vaccine, promoting healthy environments in assisted living facilities, and air and water pollution levels trend lower than national norms.

 

• Festus seniors who live primarily on their Social Security income pay little in state income taxes, as Missouri exempts this form of retirement income for those who earn $85,000 per year or less. While the state taxes other forms of retirement income, it provides deductions and credits to cut down on what retirees owe.

 

• Festus’ weather changes considerably throughout the year, bringing cold winters and hot, humid summers. The cold season spans late November to late February and has nighttime lows between 26 and 33 degrees Fahrenheit, although some nights may see temperatures as low as 10 degrees Fahrenheit. The warm season lasts from the end of May through mid-September and features daytime temperatures between 80 and 90 degrees Fahrenheit, and conditions tend to be muggy. Fortunately, many assisted living facilities have unit-controlled thermostats for customized comfort throughout the year.

 

• AARP Missouri provides information and support for seniors in Festus and the rest of the state, promoting their quality of life throughout retirement. The organization hosts events throughout the year, including age-friendly fitness classes, virtual line dancing classes and online seminars discussing common scams.