Assisted Living Communities in Rochester, Indiana

Assisted Living costs in Rochester start around $3,195 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Rochester and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Indiana page.

Rochester is a small collection of quaint, old-fashioned storefronts and inviting family homes set in the farm country of north-central Indiana. Home to only 6,218 people, just over 21% of Rochester's residents are seniors age 65 and over. Two assisted living facilities operate in the area to accommodate local seniors. These facilities, like all residential care communities in Rochester and the state, are licensed, regulated and inspected by the Indiana State Department of Health Residential Care Facility Licensing Program.

• The weather in Rochester can be unpredictable in spring and fall, though summers are generally warm and winters get cold enough for frequent snow. July sees average highs in Rochester of 83 degrees, while January lows dip overnight to an average of 17. Over 40 inches of rain and 31 inches of snow fall on Rochester each year, which can raise the pollen count from the town's surrounding farms and aggravate some seniors' asthma or COPD.
  
• The cost of living in Rochester is low, relative to the rest of the United States. Across most categories of household expenses, Rochester seniors pay close to 23% less than the national average cost of living. Healthcare is similarly affordable in Rochester, where seniors pay 19% less than the typical national rate.
  
• Crime rates in Rochester are slightly lower than average for American cities its size. Property crime is close to 15 percent more common than average for a city Rochester's size, but the town's 20 percent below average violent crime rate helps keep Rochester safe for seniors.
  
• Public transportation in Rochester is senior-friendly. Service is provided by Fulton County Transpo, an on-demand provider with multiple ADA-compliant vehicles and a curb-to-curb service with free fares for attendants. Out-of-county service is available by request, and some fares can be billed to some insurance plans, though details vary between insurance carriers. Appointments are open to all residents and are booked on a first come-first served basis.
  
• The Rochester area is home to world-class medical facilities, including Logansport Memorial Hospital and Dukes Memorial Hospital, in the event of medical emergencies or illness.
  
• Rochester has an array of community resources for seniors, including the REAL Services’ Energy Assistance Program, an organization that helps Rochester seniors lower their utility bills through the state-funded Low-Income Home Energy Assistance Program (LIHEAP), as well as more than one senior centers.

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.