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Assisted Living Communities in Swansea, Illinois

Our comprehensive listings and authentic reviews in Swansea, IL below include 19 Assisted Living facilities with 414 reviews. On average in Swansea, residents and their loved ones rate Assisted Living options 4.1 out of 5 stars.

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Directory of Assisted Living in Swansea, IL

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The Cost of Assisted Living in Swansea, IL and Nearby Cities

Despite average fees significantly below the state average, Swansea isn’t the least costly location in Illinois, a position held by Carbondale, where seniors typically pay $3,525 per month. Peoria is also at the more affordable end of the spectrum at $4,131, as is Decatur at $4,382. However, some cities have above-average fees, such as Springfield at $5,110. 

Swansea

$4,100

Illinois

$4,488

United States

$4,500

Carbondale

$3,525

Springfield

$5,110

Decatur

$4,382

Peoria

$4,131

Paying for Assisted Living in Swansea

At $4,100 per month, Swansea’s average assisted living fees are significantly less than the usual fee of $4,488 for Illinois. Residents also save approximately $400 per month compared to the national average of $4,500 — an annual saving of around $4,800.

Financial Assistance for Assisted Living in Swansea

Eligible seniors may get assistance from the Community Care Program or the Illinois Supportive Living Program Medicaid waiver to help pay for assisted living services.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

The Cost of Other Types of Senior Living in Swansea, IL

Adult day health care provides the most affordable senior care in Swansea, typically charging $1,918 per month. Although assisted living costs significantly more at around $4,100, it’s not as expensive as in-home care or home health care, both $5,482. Nursing home facilities provide the most intensive types of care and charge the highest fees. A standard semiprivate room costs about $5,627.

In-Home Care

$5,482

Home Health Aide

$5,482

Adult Day Health Care

$1,918

Assisted Living Facility

$4,100

Nursing Home (semiprivate room)

$5,627

Note: Data for Swansea was unavailable, so data for the nearest city, St. Louis, MO, was used instead.

Free Assisted Living Resources in Swansea

Government agencies and nonprofit organizations regularly assist seniors in St. Clair County. Those listed here provide help free of charge, including legal advice, resident care advocacy and Medicare counseling.

ResourceContactService
Programs and Services for Older People (PSOP)(618) 234-4410PSOP is a multi-resource nonprofit that helps St. Clair County seniors. Supports include RSVP, an AmeriCorps-sponsored program that connects older residents who want to volunteer at nonprofits. Operating within Southwestern Illinois College, PSOP offers classes that help seniors improve their balance and manages an alternative transportation program for those needing curb-to-curb services.
Land of Lincoln Legal Aid, Inc. (877) 342-7891This nonprofit ensures southern and central Illinois senior citizens who can't afford an attorney get access to the legal help they need. It specializes in several types of civil law, including protecting the rights of elders, consumers and those with disabilities. It can also help seniors with legal issues related to health care and economic security.
AgeSmart Community Resources(618) 222-2561AgeSmart Community Resources is the Area Agency on Aging for St. Clair County. Although most of its resources focus on helping seniors age independently at home, it also supports senior living facility residents. Volunteers educate seniors about Medicare, including recent changes and how to prevent fraud, while senior dining programs provide congregate meals.
Long-Term Care Ombudsman Program(800) 233-4904This program supports seniors residing in care facilities. Ombudsmen advocate for seniors in matters such as complaints regarding care standards, concerns about involuntary transfers or discharges and violations of residents' rights. They typically attempt to negotiate solutions with care providers, but if criminal behavior such as elder abuse is suspected, the ombudsman will contact the relevant authorities.
St. Clair County VA Clinic(314) 286-6988Located only 10 minutes from Swansea, the St. Clair County VA Clinic provides primary care services for U.S. military vets and their families. It can also refer patients to other facilities within the St. Louis VA Health Care System and the veterans' office in Public Square for seniors who want help claiming benefits.

What To Consider About Assisted Living in Swansea

The Illinois Department of Public Health ultimately determines which care providers get licenses to operate in the state. Various branches of the department handle day-to-day administrative duties, with the Division of Assisted Living responsible for that area of senior care. Its work includes making unannounced inspections to determine if facilities are complying with the terms of their licenses.

Benefits and Drawbacks of Assisted Living in Swansea

  • Winter in Swansea can get cold, with temperatures often hovering around 22 degrees and approximately 18 inches of snowfall per year being the norm. Rainfall is a little more than normal at 42 inches, and it can get muggy in summer, but not enough to stop the area’s air quality from being above average. Summer also provides plenty of sunny days, with temperatures averaging a pleasant 89 degrees.
  • The average cost of living index for Illinois is 93.4, which compares favorably with the national median, but it’s not as impressive as Swansea’s average index of 90.1. The village’s housing costs are a contributory factor, but that’s not the whole story, as transportation and grocery costs are lower too.
  • Crime occurs less often in Swansea, particularly violent crime, with the chances of becoming a victim at 1 in 625, compared to the state average of 1 in 239. Although the difference isn’t as vast, property crime is also less common in Swansea, with the chances of being a victim at 1 in 73 compared to the state’s 1 in 65.
  • There are many medical facilities in and around Swansea dedicated to patients with specific needs, such as the Swansea Rehabilitation and Health Care Center and Siteman Cancer Center. St. Elizabeth’s Hospital is nearby, and St. Louis, home to many fine medical facilities, is a little over 20 minutes west of the village.
  • Swansea residents aged 65+ are entitled to a free senior pass, which allows them to ride anywhere within the counties of St. Clair and St. Louis on fixed-route MetroLink and MetroBus services at no cost. There’s also a paratransit service for seniors unable to use fixed-route services due to mobility issues.

Assisted Living Laws and Regulations in Swansea

Swansea Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Tanya

I visited this facility

Review of Bradford Place

Bradford Place was clean. There were no odors. It seemed like a pleasant environment. And I saw plenty of staff moving about, working and helping the residents. The food looked nice, and it smelled...

Read more

Assisted Living

Tanya

I visited this facility

Review of Cambridge House of Swansea

I toured Cambridge House of Swansea. I saw a bustling and active dining area where it looked like there was a lot of socialization happening among the residents. It was also a larger facility, and...

Read more

Assisted Living

Dee

I am a friend or relative of a current/past resident

Review of Bradford Place

I have a friend who lives in Bradford Place. I was very impressed with that. My friend set it up so that I could have lunch there, and the lunch was very nice. It wasn't over the top or fancy, it...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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