Memory Care Communities in Belleville, IL

In Belleville, memory care costs come in at about $5,125, which runs about $500 below Illinois and U.S. monthly norms, making it one of the most budget-friendly cities in the state and nation for care. Local care costs offer savings over Peoria’s median of $5,164, and in Springfield, monthly fees run $1,260 higher than in Belleville. On the other hand, residents save several hundred dollars by choosing memory care in Carbondale, where facilities charge a baseline rate of $4,406.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care rates in Belleville come in at a monthly median of $5,125.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

Compared to other senior care solutions in Belleville, memory care prices run moderately at $5,125 per month. This rate comes in about $350 below what home care agencies charge for non medical in-home care services, including accompaniment for errands and basic housekeeping, as well as home health care services, such as medication administration and disease monitoring. Additionally, nursing home costs run $500 higher than baseline memory care rates, with residents receiving intensive services, such as wound and catheter care in an institutional setting. By contrast, assisted living facilities charge lower monthly rates of roughly $4,100 for residential personal care without dementia support, and nonresidential adult day health care facilities charge $1,918 for personal care and medical support.

Because the state officially classifies memory care communities as assisted living facilities, all memory care facilities in Belleville obtain licensure through the Illinois Department of Public Health’s Division of Assisted Living. This division conducts regular site inspections to observe conditions and maintain communication with facility administrators, and it enforces minimum standards for care and residents’ rights.

• Memorial Hospital Belleville serves residents in the Belleville region through emergency care and primary and specialty services. It houses the Memorial Orthopedic and Neurosciences Center, which has board-certified neurologists who help manage degenerative diseases, such as Alzheimer's, promoting specialized care for local memory care residents.
• Belleville scores 56 out of 100 points on the AARP Livability Index versus the typical U.S. city score of 48 points, marking it as one of the more senior-friendly cities in the nation. Memory care residents benefit from good air and water quality, as well as FEMA-approved local multi-hazard mitigation plans, which promote residents' ongoing safety and quality of life. The city also has a reliable public transportation system with a high number of ADA-accessible vehicles, enabling spouses and families to visit loved ones in memory care without relying on private vehicles.
• Overall, Belleville residents spend 15% less on housing and 10% on utilities than those living in a typical U.S. city, contributing to a cost of living that runs 5% below the national average. To further promote affordability, the state funds home and community-based services waiver programs that pay for some memory care expenses.
• Illinois exempts virtually all retirement income from taxation, including Social Security benefits, money seniors take from their retirement accounts and any income acquired through private or public pensions. Although the state imposes sales taxes on food and prescription medication, it taxes them at a much lower rate than the standard base sales tax rate of 6.25%, supporting financial stability and access to care for those with dementia.
• Belleville ranks as a generally safe community with a crime rate that's typical of cities its size. Annually, it reports about 21 crimes per 1,000 residents, about three-quarters of which are nonviolent. Several neighborhoods have even less crime, including Rentchler, Imbs/Westview and Signal Hill, providing options for those seeking memory care in safe communities.