Memory Care Communities in O Fallon, IL

Memory Care costs in O Fallon start around $5,947 per month on average, while the nationwide average cost of memory care is $5,743 per month.

It’s important to note that memory care rates in O Fallon and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

O'Fallon is located in Southern Illinois near the St. Louis metro area, and it has a population of 29,300, of which 10 percent are 65 or over. This is the age range most at risk for Alzheimer's and other types of dementia, and up to 12.5 percent of seniors on Medicaid in St. Clair County, including those in O-Fallon, have been diagnosed with this chronic condition. There is one memory care facility located in O'Fallon and four more in surrounding cities.

In O'Fallon, as in the rest of Illinois, memory care is provided by supportive living facilities designated for those with dementia or as part of assisted living facilities that are licensed to care for those with memory and cognitive conditions.

• O'Fallon seniors benefit from the state's exemption on retirement income. This may help seniors and their families save more money for memory care services.
  
• At 102 on a scale where the national average is 100, O'Fallon's cost of living is on par with state and national figures. Groceries cost a bit less but healthcare is 5 percent higher than the state average, which may be a consideration for families with seniors in memory care facilities.
  
• O'Fallon receives 41 inches of rain compared to the national average of 39. However, the city gets just 12 inches of snow compared to the higher national average of 26 inches. O'Fallon has a wide seasonal temperature variance, with summer highs hitting 88 degrees Fahrenheit in July and winter lows reaching around 23 degrees Fahrenheit in January. This could pose a challenge for family members with mobility issues attempting to visit loved ones in memory care.
  
• The air quality in O'Fallen is slightly above the national average, but the water quality of 20 is very poor compared to the national average of 55. This could be an issue for families concerned about health risks associated with polluted water sources.