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Assisted Living Communities in Carol Stream, Illinois

 

Carol Stream, located in northeastern Illinois, is nestled in DuPage County, just under 30 miles west of Lake Michigan and the city of Chicago. It is surrounded by a mix of suburban neighborhoods and green spaces, including several parks and forest preserves. There are approximately 19 assisted living providers in Carol Stream and nearby communities. This type of care costs...

Directory of Assisted Living in Carol Stream, IL

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The Cost of Assisted Living in Nearby Cities

The average cost of assisted living in Carol Stream is $337 higher than the Illinois average of $4,488 and $325 above the U.S. norm of $4,500. Peoria, at $4,131, offers a more reasonably priced alternative to Carol Stream and saves seniors $694 monthly. The average cost in Champaign is marginally lower, at $4,750, a difference of $75. Springfield, the state capital, is more expensive than Carol Stream by $285, at $5,110 per month.

Carol Stream

$4,825

Illinois

$4,488

United States

$4,500

Peoria

$4,131

Champaign

$4,750

Springfield

$5,110

Paying for Assisted Living in Carol Stream

 

In Carol Stream, assisted living costs hover around $4,825 per month, although this can vary depending on each community’s features.

Financial Assistance for Assisted Living in Carol Stream

There are two Medicaid waiver programs that offer financial assistance for the cost of assisted living to applicants who qualify. The Medicaid 1915(b) Waiver Program is also called the Supported Living Program and the 1915(c) Waiver Program is known as the Managed Long-Term Services and Supports Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Financial Assistance in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

The Cost of Other Types of Senior Care

In Carol Stream, senior care options come at varying costs, determined largely by the scope of care provided. Assisted living costs $4,825 monthly and offers a balance between allowing residents to live independently and providing access to around-the-clock support. In comparison, in-home care, priced higher by $847, offers assistance with daily activities within the senior’s own home. Home health care, for a slightly higher rate of $5,720, combines both personal care and basic medical services. Adult day care is the most affordable option at $1,842 since it’s only available for a limited number of hours daily. Nursing home facilities, costing $2,171 more than assisted living for a semi-private room, provide comprehensive medical support.

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semiprivate room)

$6,996

Note: Data for Carol Stream was unavailable, so data for the nearest city, Chicago, was used instead.

Free Assisted Living Resources in Carol Stream

Carol Stream and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Carol Stream, please visit our Assisted Living in Illinois page.

What to Consider About Assisted Living in Carol Stream

In Illinois, the Department of Public Health is the agency responsible for overseeing assisted living providers in Carol Stream. It licenses these communities and ensures their compliance with the state’s health and safety requirements. As part of its duties, the department also conducts both announced and unannounced inspections to evaluate staff training, safety measures and overall service quality.

Benefits and Drawbacks of Assisted Living in Carol Stream

 

  • Carol Stream is a relatively safe city, with only nine crimes of any type committed per square mile. The area has only 1.33 property-related offenses per 1,000 residents, well below the state median of 16.83. In addition, the chances of becoming a victim of violent crime are very low, at around 1 in 1,116.

 

  • Residents of Carol Stream can expect a reasonable cost of living, which exceeds the U.S. average by just 8.1%. Typical spending on groceries is relatively on par with the national norm, with a slight difference of 2.4%, while housing and health care costs are 6% and 5.6% lower, respectively.

 

  • Carol Stream’s weather varies significantly depending on the season. Summers are warm, reaching 84 degrees Fahrenheit in July. However, winter temperatures drop to an average of 16 degrees Fahrenheit in January, with a high chance of snow. Many assisted living communities offer indoor activities to help seniors stay comfortable year-round.

 

  • Carol Stream earned 57 points on the AARP’s 100-point Livability Index, higher than the national average of 48. The village stood out in the health and neighborhood categories, with respective scores of 70 and 64, thanks to its ample access to parks, a wide range of exercise opportunities and other relevant factors.

 

 

  • DuPage County, where Carol Stream is located, has a very high physician-to-resident ratio, at 606.7 medical professionals per 100,000 people. In comparison, the statewide average is significantly lower, at 378.3. The area also earned first place for a consecutive year in the ranking of healthiest counties in Illinois.

 

  • Pensions, withdrawals from retirement accounts and Social Security benefits are all exempt from income tax in Illinois, offering substantial savings for Carol Stream residents. Although property taxes average around 2.23%, one of the highest rates in the country, there are homestead exemption programs for eligible seniors.

Assisted Living Laws and Regulations in Carol Stream

 

Carol Stream Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Reviews of Communities Nearby

Assisted Living

Dale

I visited this facility

Review of Belmont Village Geneva Road

Belmont Village Geneva Road was very good. I liked the place. The person that showed me around was very knowledgeable, very helpful, and was able to answer all my questions. The rooms were average...

Provider response

Thank you for joining us on a tour of our Geneva Road community. If you would like to share any feedback or further questions regarding your visit, please get in touch with our community relations...

Read more

Assisted Living

SweetTart

I am a friend or relative of a current/past resident

Review of Belmont Village Geneva Road

My husband is a resident and we were fortunate to transition from rehab to Belmont during Covid. While a stressful time for all they made residents care primary. Everyone we have encountered has...

Read more

Assisted Living

Bill

I am a friend or relative of a current/past resident

Review of Belmont Village Geneva Road

My mom moved into Belmont Village Geneva Road in December. The staff has been very good so far. You pay a community fee upfront which they use to put in new carpeting and paint before you go in, so...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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