Waco, Texas, is a thriving city in central Texas, south of the Dallas-Fort Worth area. It’s home to just shy of 140,000 people, and around 12% — or about 17,000 residents — are aged 65 or older. Seniors who need medical care can find it at one of the area’s major hospitals, including Baylor Scott & White Medical Center and Ascension Providence Hospital. The cost of nursing home care in the Waco area is very affordable compared to the national average. According to the Genworth 2020 Cost of Care Survey, the cost of a semiprivate room for nursing care in Waco is only $4,745 compared to the U.S. average of $7,756.

Nursing home care is needed when someone is unable to care for themselves and needs around-the-clock supervision. Nursing home staff feed residents, dispense medications, take care of any medical needs and ensure the residents’ overall well-being. Seniors who are still able to move around independently and aren’t experiencing cognitive impairment or memory issues may be able to receive care at an assisted living facility or receive home health services.

This guide includes information on nursing home costs in the Waco area, as well as links to resources and services that can be helpful for seniors.

Directory of Nursing Homes in Waco, Texas

Atrium of Bellmead

2401 Development Boulevard,, Waco, TX, 76705

Atrium of Bellmead was very nice. We really, really liked it, but they did not have a locked area for people with memory problems. The staff who gave the tour was very good. She was very nice and very … (read more)
Atrium of Bellmead was very nice. We really, really liked it, but they did not have a locked area for people with memory problems. The staff who gave the tour was very good. She was very nice and very … (read more)

Royal Manor

9114 Royal Lane, Waco, TX, 76712

My mother was at Royal Manor nursing home before she passed away on July 26th. She was there for three years. I decided on this nursing home because it was just right down the street from my house at … (read more)
My mother was at Royal Manor nursing home before she passed away on July 26th. She was there for three years. I decided on this nursing home because it was just right down the street from my house at … (read more)

Regent Care Center of Woodway

7801 WOODWAY DR, Waco, TX, 76712

Communication at the facility-whether it be about the pandemic or general assistance-was ridiculous! I was told I could not visit, then by appointment, and last, I was never told I had to take a class … (read more)
Communication at the facility-whether it be about the pandemic or general assistance-was ridiculous! I was told I could not visit, then by appointment, and last, I was never told I had to take a class … (read more)

Greenview Manor

401 OWEN LN, Waco, TX, 76710

I came in a couple of times to talk to the account manager but never could. I have called to talk to her but they always end up phoning the same worker who does not do the insurance stuff. The lady at … (read more)
I came in a couple of times to talk to the account manager but never could. I have called to talk to her but they always end up phoning the same worker who does not do the insurance stuff. The lady at … (read more)

Wesley Woods Rehabilitation and Healthcare

1700 Woodgate Drive, Waco, TX, 76712

My husband is in a nursing home at Wesley Woods Rehabilitation and Healthcare. He’s been there for a couple of weeks now. It’s excellent. There are no complaints whatsoever. He is in a locked-down uni … (read more)
My husband is in a nursing home at Wesley Woods Rehabilitation and Healthcare. He’s been there for a couple of weeks now. It’s excellent. There are no complaints whatsoever. He is in a locked-down uni … (read more)

Ridgecrest Retirement and Healthcare

1900 W State Highway 6, Waco, TX, 76712

Ridgecrest Retirement Center is located a short hop away from the center of Waco, Texas, close to the shores of Lake Waco. Visitors note the facility’s comfortable environment, from the spacious and p … (read more)
Ridgecrest Retirement Center is located a short hop away from the center of Waco, Texas, close to the shores of Lake Waco. Visitors note the facility’s comfortable environment, from the spacious and p … (read more)

Lake Shore Village Healthcare Center

2320 LAKE SHORE DR, Waco, TX, 76708

My mother was a resident in the Secure Unit. We never had a single complaint about the care she received from the staff. Everyone always seemed to have the resident’s best interest in mind. They con … (read more)
My mother was a resident in the Secure Unit. We never had a single complaint about the care she received from the staff. Everyone always seemed to have the resident’s best interest in mind. They con … (read more)

Providence Village

300 West Highway, PO BOX 6, Waco, TX, 76712

Providence Village is an assisted living facility located just miles outside of Waco, Texas, right near the smaller city of Woodway. There are a variety of living options available, from studios to la … (read more)
Providence Village is an assisted living facility located just miles outside of Waco, Texas, right near the smaller city of Woodway. There are a variety of living options available, from studios to la … (read more)

St. Anthony’s Care Center

7501 Bagby Avenue, Waco, TX, 76712

Beware. This place in neglectful of residents. They left my grandmother in a soaking wet urine bed all day, refuse to put her ear plugs in for showers (dr. Instructed this), leaves her in a wheelchair … (read more)
Beware. This place in neglectful of residents. They left my grandmother in a soaking wet urine bed all day, refuse to put her ear plugs in for showers (dr. Instructed this), leaves her in a wheelchair … (read more)

Jeffrey Place Healthcare Center

820 Jeffrey St, Waco, TX, 76710

Awesome staff. The staff is very friendly and extremely helpful. On the few occasions that I have visited no matter the time or day the residents really seem to be engaged . Ms.Tammy does a great … (read more)
Awesome staff. The staff is very friendly and extremely helpful. On the few occasions that I have visited no matter the time or day the residents really seem to be engaged . Ms.Tammy does a great … (read more)

Quality Care of Waco

2501 MAPLE AVE, Waco, TX, 76707

This is the third facility I have lived in and it is an older building but the level of care is very good the staff is outstanding in their treatment of patients the room s are very good with individu … (read more)
This is the third facility I have lived in and it is an older building but the level of care is very good the staff is outstanding in their treatment of patients the room s are very good with individu … (read more)



The Healthcare Resort of Waco

5801 Crosslake Parkway, Waco, TX, 76712


The Brazos Of Waco

2430 Market Place Drive, Waco, TX, 76711


West Rest Haven

503 Meadow Dr, West, TX, 76691

This rest home is perfect for my gramma. They have very clean, well kept facilities. There are plenty of windows, which I think helps it not feel so "nursing home" and more like "home." The staff has … (read more)
This rest home is perfect for my gramma. They have very clean, well kept facilities. There are plenty of windows, which I think helps it not feel so "nursing home" and more like "home." The staff has … (read more)

Hewitt Nursing & Rehab

8836 Mars Drive, Hewitt, TX, 76643

Please do your research before coming to the center. Rooms are very nice, facilities are clean, and most of the staff is very friendly. However, they are way understaffed, and do not have enough emplo … (read more)
Please do your research before coming to the center. Rooms are very nice, facilities are clean, and most of the staff is very friendly. However, they are way understaffed, and do not have enough emplo … (read more)

Baylor Scott & White Hillcrest Medical Center

100 Hillcrest Medical Boulevard, Woodway, TX, 76712

My father has been at Baylor Scott & White Medical Center – Hillcrest for rehab. It was a long-term situation, but it was a good experience for the most part. We’ve been in there twice. The second … (read more)
My father has been at Baylor Scott & White Medical Center – Hillcrest for rehab. It was a long-term situation, but it was a good experience for the most part. We’ve been in there twice. The second … (read more)

Westview Manor

414 Johnson Drive, Mc Gregor, TX, 76657

Since my mom has a memory problem, we have chosen Westview Manor because they have locked areas where she stays, so that was the main thing. The room is just average. Some of the employees are really, … (read more)
Since my mom has a memory problem, we have chosen Westview Manor because they have locked areas where she stays, so that was the main thing. The room is just average. Some of the employees are really, … (read more)

The Courtyard at Hewitt Nursing and Rehabilitation

8836 MARS DR, Hewitt, TX, 76643

Very Clean facility compared to most everyone Ive ever seen. Matnience lacks I request her tv hung day 1 2 years later still sits where it started, Cleaning department misses alot of skin cells , dust … (read more)
Very Clean facility compared to most everyone Ive ever seen. Matnience lacks I request her tv hung day 1 2 years later still sits where it started, Cleaning department misses alot of skin cells , dust … (read more)

Nursing Home Costs in Waco, Texas

Seniors in Waco pay approximately $4,745 per month for a semiprivate room in a nursing home, and private accommodations cost $5,734 on average

The Cost of Nursing Home Care in Nearby Cities

In Waco, Texas, a semiprivate room in a nursing home costs an average of $4,745, which is about $274 cheaper than the Texas average of $5,019 and $3,011 less expensive than the national median of $7,756. Compared to all the surrounding cities, Waco is the cheapest. Dallas and Killeen are very close in price, coming in at $5,171 and $5,191, respectively. Austin is about $450 more expensive than Waco at $5,201 per month, and College Station is the most expensive in the immediate surrounding area at $5,262

$4745

Waco

$5019

Texas

$7756

The United States

$5191

Killeen

$5262

College Station

$5171

Dallas

$5201

Austin

The Cost of Other Types of Senior Care

When family members are looking at nursing home care costs, it’s also a good idea to compare the costs of other types of senior care. This helps family members make the best decisions for their loved ones and the type of care they need. In the Waco area, adult day health care is the cheapest, costing an average of $975 per month. Assisted living is next, with prices averaging $3,763. Both home care and home health care are a bit more expensive, coming in at $4,004 and bridging the gap between assisted living and nursing home care. A semiprivate room is the most affordable type of nursing home care and costs an average of $4,745 per month in Waco, while a private room costs about $5,743.

$4004

Home care

$4004

Home health care

$975

Adult day health care

$3763

Assisted living

$4745

Nursing home (semiprivate room)

$5743

Nursing home (private room)

Financial Assistance for Nursing Home Care in Waco, Texas

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Waco, Texas

The following table provides resources for seniors in the Waco, Texas, area who may need help remaining at home.

Resource

Contact

Service

(254) 772-9317

The Harrison Senior Center located in Waco provides seniors with a place to connect with the community and stay active and engaged in hobbies and friendships. The center is open Mondays, Wednesdays and Fridays from 8 a.m. to 1 p.m. and hosts various activities, including gardening and exercise classes.

(254) 292-1800

The Heart of Texas Area Agency on Aging helps connect seniors in Waco and the surrounding areas with area agencies, resources and other support services that can help them remain at home as long as possible or make the transition to nursing home care easier. The Area Agency on Aging provides information to seniors about Medicare benefits and care coordination and offers a caregiver support group and training seminars.

(254) 752-0316

For seniors who are no longer able to make meals for themselves, the Waco chapter of Meals on Wheels can provide some assistance. Qualifying seniors can get daily meals delivered, and volunteers can also do very basic wellness checks while they're there to ensure the recipients are in good health.