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The 10 Best Assisted Living Facilities in Waco, TX for 2024

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Assisted Living Facilities in Waco, Texas

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What to Consider About Assisted Living in Waco

Waco, TX, has been called "Athens on the Brazos" since the 19th century, when Baylor University was founded here. Today, Baylor operates Lifelong Learning, a program of adult education that seniors from the city's 13 assisted living communities are welcome to join. Residential care in Waco and all of Texas falls under the regulatory umbrella of the Texas Department of Health and Human Services, which splits facilities into types A and B. Assisted living, where senior residents get room and board, plus help with activities of daily living (ADLs) like dressing and meal prep, are classed as Type A, where the emphasis is on maximizing seniors' independence and freedom.

Benefits and Drawbacks of Assisted Living in Waco

 

  • Waco is deep in the heart of Texas, where winter lows average 35 degrees Fahrenheit and summertime highs average 96 degrees. The shift from hot to cold can happen overnight, so seniors with COPD should have both air conditioning and a space heater. 36 inches of rain fall here each year, which can kick up allergens in spring and cause some issues for seniors with asthma.
     
  • Prices in Waco are generally very reasonable. Groceries, for instance, cost only around 81 percent here what they do elsewhere in the nation, while seniors who pay their own medical bills can usually get by with 11 percent lower costs in Waco. Transportation is a little more expensive, however. Costs here average 1 percent higher than rates across the country.
     
  • There's no income tax in Texas, but the state does charge sales tax between 6.25 and 8.25 percent on most items. A 20 cent gas tax affects aging citizens who drive, and it slightly elevates the cost of bus and taxi service for those who don't.
     
  • Crime is around 20 percent higher in Waco than is common for other cities in America. Much of this is theft and other (somewhat) petty crime. Serious crime, including crimes against seniors, are either average or slightly below here, depending on the specific category.
     
  • Waco Transit handles bus service in and around the city. Riders with mobility issues and disabilities can be accommodated on all WT vehicles, and senior riders get discount fares with a valid transit ID.
     
  • The Waco area is home to world-class medical facilities, including Baylor Scott & White Medical Center - Hillcrest, in the event of medical emergencies or illness.

 

Paying for Assisted Living in Waco

Assisted Living costs in Waco start around $3,798 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Waco and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Texas

Hewitt

$4,045

US

$4,000

Waco

$3,798

Copperas Cove

$3,745

Belton

$3,435

Corsicana

$3,066

Temple

$2,927

Financial Assistance for Assisted Living in Waco

Texas seniors who qualify for Medicaid may get help paying for assisted living through the STAR+PLUS benefit plan. This is a waiver program that picks up some or all of the cost of assisted living for low-income residents.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Texas page.

Financial Assistance in Texas

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.

Free Assisted Living Resources in Waco

Waco and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Waco, please visit our Assisted Living in Texas page.

Assisted Living Laws and Regulations in Waco

Waco-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Texas are required to follow. Visit our Assisted Living in Texas page for more information about these laws.

Laws and Regulations in Texas

Reviews of Communities Nearby

Assisted Living

Jan

I am a friend or relative of a current/past resident

Review of Brookdale Lakeshore

My sister is at Brookdale Lakeshore. It's a very friendly place. I know that my sister's got one of the helpers that comes in who's very friendly. She's happy with it, and she's settled. Her...

Read more

Assisted Living

Barbara

I visited this facility

Review of Heartis Waco

It is very clean. It's very guest-oriented. They involved the tenants a lot like they can work in the yard if they want to. It's a beautiful place. Everybody was friendly even the cleaning staff....

Read more

Assisted Living

Amos

I visited this facility

Review of Brookdale Lakeshore

When we toured Brookdale Lakeshore it was pretty good. There was a lot of older people there, but it didn't bother me. The facility was clean and well run. It would be for just me and my wife. The...

Read more

Helpful Articles

Assisted Living near Waco, TX

HewittHillsboroTempleBeltonCopperas CoveCorsicana

Other Options in Waco, TX

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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