Saratoga Springs is a city in New York that is known for its healing mineral baths, performing arts center and thoroughbred horse racing tracks. It has a population of 28,212 and around 19.9% of residents aged 65 and over. Seniors in the city have access to excellent medical care at Saratoga Hospital, rated as high performing in four procedures by USN Health

Nursing home care provides short-term and long-term care to seniors with disabilities or chronic illnesses. The care focuses on medical assistance and monitoring while also assisting with the tasks of daily living. This type of care is provided by registered nurses and is generally the most expensive care option available. According to the Genworth Cost of Care Survey 2020, the average monthly cost of nursing home care in Saratoga Springs is $12,973 for a semiprivate room. This is significantly higher than the national average of $7,756, and seniors in Saratoga Springs may want to look at alternative care options such as home care and assisted living

This guide explores the costs of nursing home care in Saratoga Springs and the comparative costs in nearby cities. It additionally lists useful resources and financial information. 

Directory of Nursing Homes in Saratoga Springs, NY

Saratoga Care Nursing Home

211 CHURCH STREET, Saratoga Springs, NY, 12866

Saratoga care is a nursing home inside the Saratoga Hospital. They’ve done a lot of renovations in the last couple of years. My mom has been in there twice and my dad’s been in there many times. When … (read more)
Saratoga care is a nursing home inside the Saratoga Hospital. They’ve done a lot of renovations in the last couple of years. My mom has been in there twice and my dad’s been in there many times. When … (read more)

The Wesley Community

131 Lawrence Street, Saratoga Springs, NY, 12866

The Wesley Community is convenient to Saratoga Hospital in northern Saratoga Springs, New York. Reviewers often comment on the homelike apartments that provide adequate space for residents and the mai … (read more)
The Wesley Community is convenient to Saratoga Hospital in northern Saratoga Springs, New York. Reviewers often comment on the homelike apartments that provide adequate space for residents and the mai … (read more)

Schuyler Ridge A Residential H C F

1 Abele Boulevard, Clifton Park, NY, 12065

Schuyler Ridge A Residential HCF is a rehab and a nursing facility. It was a very nice place. We saw the rehab facility. The rooms were nice, but the woman who toured us was not the most outgoing. I w … (read more)
Schuyler Ridge A Residential HCF is a rehab and a nursing facility. It was a very nice place. We saw the rehab facility. The rooms were nice, but the woman who toured us was not the most outgoing. I w … (read more)

Saratoga County Maplewood Manor

149 Ballston Avenue , Ballston Spa, NY, 12020


Nursing Home Costs in Saratoga Springs, NY

The average monthly cost of nursing home care in Saratoga Springs is $12,973 for a semiprivate room and $13,551 for a private room.

The Cost of Nursing Home Care in Nearby Cities

Seniors moving to nursing home care in Saratoga Springs may be interested to know how the cost of care compares to other cities. Using the average monthly cost of a semiprivate room as a baseline, the cost of care in Saratoga Springs is much higher than the national average of $7,756 and slightly higher than the New York state average of $12,319.

The average monthly cost of care is lower in New York City at $11,771. However, the average cost of care is higher in Poughkeepsie ($13,748), Glen Falls ($14,068) and Kingston ($14,797) than in Saratoga Springs.

$12973

Saratoga Springs

$12319

New York

$7756

The United States

$11771

New York City

$13748

Poughkeepsie

$14068

Glen Falls

$14797

Kingston

The Cost of Other Types of Senior Care

The lowest cost senior care option in Saratoga Springs is adult day care which has an average monthly cost of $1,544. Assisted living has a monthly average fee of $4,800. Home care and home health care services have an average cost of $5,148 and $5,196, respectively, per month. Nursing home care is at the high end of the cost scale with a monthly average fee of $12,973 for a semiprivate room and $13,551 for a private room.

$1544

Adult day care

$4800

Assisted living

$5148

Home care

$5196

Home health care

$12973

Nursing semiprivate

$13551

Nursing private

Note: Data for Saratoga Springs was unavailable, so data for the nearest city, Albany, was used instead.

Financial Assistance for Nursing Home Care in Saratoga Springs, NY

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Saratoga Springs, NY

The following resources may be of interest to seniors living in Saratoga Springs looking for services that will enable them to safely remain in their own homes and delay the transition to nursing home care. One resource might help those already in a nursing home or are looking to move to one and need assistance in understanding the financial assistance options available.

ResourceContactService
Saratoga Home-delivered Meals(518) 363-4020This program delivers hot and nutritious meals to homebound seniors throughout Saratoga Springs. The meals are delivered around noon each day from Monday to Friday by teams of volunteers. Seniors must be aged 60 or older and have difficulty preparing meals to be eligible for this service. There is a small suggested contribution for each meal, but seniors will not be turned away if they are unable to contribute. The volunteers provide a smile and a social check service while delivering the meals and will report any issues to the relevant authorities.
Saratoga Senior Center Support Program(518) 584-1621The Saratoga Senior Center provides a range of support services to homebound seniors to assist them to safely age in place. A small membership fee is charged each year, but this can be waived for seniors unable to pay. Services offered by the program include grocery shopping, food assistance, tech support and yard work assistance. In addition, they provide a weekly phone call check-in service to make sure that seniors are mentally and physically well.
HICAP1-800- 701-0501The HICAP program is funded by the federal government and the state of New York. Seniors can schedule free and confidential appointments with highly trained volunteer counselors who can explain the state health insurance system. These counselors can assist seniors in understanding the benefits of plans they are eligible for and any costs they may still need to cover. In addition, the counselors can assist seniors in applying for health insurance and financial assistance for short- or long-term nursing home care.