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The 10 Best Nursing Homes in Council Bluffs, IA for 2024

Nursing Home Facilities in Council Bluffs, Iowa

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On this page:

  • Nursing Home Facilities in Council Bluffs, Iowa
  • Nursing Home Costs in Council Bluffs, IA
  • Financial Assistance for Nursing Home Care in Council Bluffs, IA
  • Free Resources for Seniors in Council Bluffs, IA
  • Helpful Articles

Nursing Home Costs in Council Bluffs, IA

In Council Bluffs, a semiprivate room in a skilled nursing facility costs $8,182 per month, and private rooms cost even more at $9,247.

The Cost of Nursing Home Care in Nearby Cities

According to the Genworth 2020 Cost of Care Survey, seniors in Council Bluffs can expect to pay approximately $8,182 per month for a semiprivate room in a local nursing home. Prices in the Omaha metropolitan area are 25% higher than the state median but just 5% higher than the rest of the nation. Seniors in Des Moines pay about $1,000 less per month. Looking west, Lincoln, Nebraska, is moderately more affordable, with an average of $7,254. To the north, seniors in Sioux City save about $1,670 per month at $6,509.

Council Bluffs

$8,182

Iowa

$6,570

The United States

$7,756

Des Moines

$7,148

Sioux City

$6,509

Lincoln, NE

$7,254

The Cost of Other Types of Senior Care

Cost is an influential variable when considering which type of care is most appropriate for seniors. Prices start at $1,625 for adult day health care at a recreation center. Seniors who wish to receive services in their own homes may opt for home care, which costs an average of $4,767 per month, or home health care for $4,957. This is more than the cost of an all-inclusive apartment in an assisted living facility, which averages around $4,523. Since a private room in a nursing home costs about twice as much, this level of care is reserved for individuals with the greatest need.

Home care

$4,767

Home health care

$4,957

Adult day health care

$1,625

Assisted living

$4,523

Nursing home (semiprivate room)

$8,182

Nursing home (private room)

$9,247

Financial Assistance for Nursing Home Care in Council Bluffs, IA

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Council Bluffs, IA

Seniors in Council Bluffs have access to a variety of government-sponsored services and recreational activities to promote healthy aging. The following organizations offer services to support seniors who live in the community, and the Area Agency on Aging can assist with the transition to nursing home care.

ResourceContactService
Connections Area Agency on Aging(800) 432-9209The Connections Area Agency on Aging operates regional offices in Council Bluffs, Sioux City and Creston. This agency is a gateway to information about Medicaid long-term care benefits and community-based services. Staff members can coordinate needs assessments for seniors who require long-term care in a nursing home or residential setting. Physical therapy and home modifications, including ramps, are available through the CAPABLE program, and many other services are available to all area residents aged 60 and older.
West Central Community Action Agency(712) 322-2621West Central Community Action administers two federal programs that help seniors manage their energy bills. The Low-Income Home Energy Assistance Program pays a portion of residents' wintertime heating bills, and it provides emergency assistance to prevent disconnection or help seniors restore their service. The Weatherization Assistance Program covers energy-saving structural upgrades that are completed by qualified contractors.
Iowa Legal Aid, Southwest Iowa Regional Office(800) 532-1275Attorneys at Iowa Legal Aid can help seniors plan for the future and provide advice about civil legal issues that need immediate attention. Its elder law experts provide information on finding nursing homes, paying for care, setting up Medicaid trusts and creating wills and documents for health care decision-making. Free information is available online.
YMCA Healthy Living Center(712) 323-5995The YMCA of Greater Omaha operates the Healthy Living Center in Council Bluffs. This community center is a hub for older adults who enjoy fitness, swimming, reading and other hobbies. The campus features a gym, aquatic center and areas for crafts, card games and other recreational activities. It also offers ballroom dancing and social events.

Reviews of Communities Nearby

Nursing Homes

Daniel

I visited this facility

Review of Risen Son Christian Village

I toured Risen Son Christian Village. It's a beautiful facility but it just seemed a little institutionalized. It just didn't feel as comfortable and homey but it's a beautiful facility. Out of...

Read more

Nursing Homes

Daniel

I am a friend or relative of a current/past resident

Review of Bethany Lutheran Home

We chose Bethany Lutheran Home because it was close to our home. I like the staff, the facility, and the respect they give to my wife. They're very accommodating and very respectful. They take her...

Read more

Nursing Homes

ReviewerFC012124B

I am a friend or relative of a current/past resident

Review of Midlands Living Center

My husband is in Midlands Living Center for long-term care. It's close to me, and it's VA-approved. The rooms are sufficient. They have church services. They have a pet rabbit. They get my husband...

Read more

Helpful Articles

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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