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American House Shallowford
7127 Lee Highway, Chattanooga, TN 37421
"I toured American House Shallowford. The community was great. The building was very pretty. The service was great. The...
Assisted LivingMemory Care
$2,800
Assisted Living Communities in Chattanooga, TN
Located along the Tennessee River and surrounded by mountains, Chattanooga, TN, borders...
Georgia. The city and surrounding areas boast 44 assisted living facilities to help seniors with some personal activities on a daily basis. In 2024, seniors in Chattanooga pay roughly $5,350 per month for assisted living, notably higher than Tennessee’s standard monthly charge of $4,900 and on par with the national median expense.
Below, you’ll find 480 reviews reviews of assisted living facilities in the Chattanooga region, with an average rating of 4.0 out of 5 stars stars.
44 Providers
American House Hamilton Place
1502 Gunbarrel Road, Chattanooga, TN 37421
"Our visit was very good. It was for my uncle and aunt. It was a two-story building. Their rooms were not that large. "
Assisted LivingMemory Care
$4,100
Caring Stars Winner
Southern Oaks Assisted Living
7230 Lee Highway, Chattanooga, TN 37421
"We visited Southern Oaks Assisted Living in Chattanooga. It's assisted living. It was beautiful and it seemed very...
Assisted Living
$3,000
Caring Stars Winner
Brookdale Hixson
4515 Hixson Pike, Hixson, TN 37343
"We went to Brookdale Hixson. The staff was phenomenal, and I liked the actual facility itself. Also, I liked that it was...
Assisted Living
$4,300
Regency House
2062 Hamill Rd, Hixson, TN 37343
"About three months ago, I put mom in Regency House, and so far, the experience has been very good. I chose it because of...
Assisted Living
$3,995
StoryPoint Hixson North
2143 Northpoint Blvd, Hixson, TN 37343
"I went here. They had a circular floor plan with a courtyard in the middle. Some of the room configurations were weird...
Assisted LivingMemory Care
$4,710
Ridge Manor Rossville
616 Mohawk St, Rossville, GA 30741
"I toured Ridge Manor Rossville. It looked very nice. They had done a lot of updating and remodeling, and the inside...
Assisted LivingMemory Care
$3,000
Caring Stars Winner
StoryPoint Chattanooga
1148 Mountain Creek Road, Chattanooga, TN 37405
"Rooms on the smaller side but still ok. The activity group is outstanding. Food is ok to good. Aides care and wirk hard"
Assisted LivingMemory Care
$5,722
Signal Mountain Senior Living
1005 Mountain Creek Rd, Chattanooga, TN 37405
"The food has continually gotten so much better. It’s flavorful and the portions are good. From the receptionist to...
Assisted LivingIndependent Living+1
$3,240
Thrive at Brow Wood
37 Brock Dr., Lookout Mountain, GA 30750
"I toured Thrive at Brow Wood. The staff was helpful. She took us on a tour and told us the different things that they...
Assisted LivingIndependent Living+1
$3,650
Pleasant Valley Personal Care
510 Reed Road, Dalton, GA 30720
"My grandmother stayed at Pleasant Valley. She loved everything about the home, especially the outdoor area and the...
Assisted Living
$3,200
Dalton Square
1300 W Waugh St, Dalton, GA 30720
"We like them better than the others, we were considering it but it was just a little bit farther to drive. We like the...
Assisted LivingMemory Care
$2,530
Nhc Healthcare, Chattanooga
2700 Parkwood Avenue, Chattanooga, TN 37404
"I stayed at Nhc Healthcare, Chattanooga for rehab. They came to the room to do therapy. It's a shared room. They have...
Assisted LivingIndependent Living+1
Pricing unavailable
Senior Saints Home
704 Belvoir Ave, Chattanooga, TN 37412
"My mom is staying at the Senior Saints Home. I loved everything about it. The only reason we started looking was that...
Assisted Living
Pricing unavailable
Hickory Valley
6705 Ballard Drive, Chattanooga, TN 37421
"Hickory Valley was well built. They have an apartment that they're going to renovate for me to move into. They offer...
Assisted LivingIndependent Living
Pricing unavailable
Rockbridge Oaks
6698 Palms Court, Chattanooga, TN 37421
"My parents moved to Rockbridge Oaks. They serve a certain menu every day, but if you don't like it, you can choose from...
Assisted Living
Pricing unavailable
Caring Stars Winner
East Ridge Residence
1417 North Mack Smith Road, East Ridge, TN 37412
"I liked East Ridge Retirement Center because of their amenities. To me, the place is very nice. The people are nice and...
Assisted LivingIndependent Living
Pricing unavailable
Martin Boyd Christian Home
6845 Standifer Gap Road, Chattanooga, TN 37421
"I am the daughter of a resident of Martin Boyd Christian Home. I cannot say enough good things about the staff and...
Assisted LivingMemory Care
Pricing unavailable
Life Care Center of East Ridge
1502 Mcdonald Rd, Chattanooga, TN 37412
"My Mom was at Life Care of East Ridge for the last three months of 2024. While she was there I spent a lot of time with...
Assisted LivingNursing Homes
Pricing unavailable
Memory Lane at Forest Plaza
4301 Forest Plaza Dr, Hixson, TN 37343
"I chose Memory Lane at Forest Plaza as it is a small residential home, and my father does better in smaller settings...
Assisted Living
Pricing unavailable
Reviews of Communities Nearby
Assisted Living
JBS12
5.0
Review of StoryPoint Chattanooga
This has been a safe, comfortable place for my relative. I appreciate the lovely courtyard garden in the middle of the property- it is nicely kept and a beautiful connection to nature for the...
Provider response
Hello, It’s wonderful to hear that your loved one feels safe and comfortable with us. We're glad you appreciate the lovely courtyard garden; it's a great way to connect with nature! Connie and...
Assisted Living
John S
5.0
Review of StoryPoint Chattanooga
Rooms on the smaller side but still ok. The activity group is outstanding. Food is ok to good. Aides care and wirk hard
Provider response
Hello John, Thank you for taking the time to share your thoughts! We're so glad to hear that you enjoy our activity group and appreciate the dedication of our team. We always welcome resident...
Assisted Living
LittleLotus23
5.0
Review of StoryPoint Chattanooga
My mom has been residing at StoryPoint in Chattanooga for the past five months. This is a place that my mother went and toured herself and said when the time came, this was the facility she would...
Provider response
Hello, It’s wonderful to hear that your mom found her place at StoryPoint Chattanooga and felt comfortable enough to choose it herself. The connections she’s making with new friends and the...
What you can do with Caring
The Cost of Assisted Living in Nearby Cities
The 2024 Genworth Cost of Care Survey puts the cost of assisted living in Chattanooga at approximately $5,350 per month, the same as the national median expense. This cost is almost on par with assisted living fees in Nashville ($5,316) but notably higher than Morristown’s monthly rate of $3,970. Assisted living costs in Knoxville ($4,828) and Jackson ($4,140) are also lower than in Chattanooga.
Chattanooga
$5,350
Tennessee
$4,900
United States
$5,350
Nashville
$5,316
Knoxville
$4,825
Jackson
$4,140
Morristown
$3,970
Paying for Assisted Living in Chattanooga, TN
When trying to decide how to pay for assisted living, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of assisted living in Chattanooga and 32 other cities in Tennessee.
Financial Assistance for Assisted Living in Chattanooga
Tennessee provides coverage for services at assisted living facilities through its Medicaid CHOICES waiver program. Room and board fees are not covered through this waiver, but they are capped at 80 percent of three times the current federal SSI benefit rate.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Tennessee page.
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
- Veterans Benefits
- Life Insurance Policy
- Long-Term Care Insurance
- Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Tennessee page.
Inflation's Impact on the Cost of Assisted Living in Chattanooga, TN
Because of inflation, assisted living costs have gradually risen in Chattanooga. Rates are predicted to rise about 18% from $3,559 in 2022 to $4,199 in 2024. However, costs in Chattanooga are expected to remain lower than national and state averages, which are predicted to run $4,802 and $4,543 in 2024, respectively. Nashville is expected to also see an 18% increase by 2024, from $4,495 to $5,304. Inflation is likely to cause assisted living rates to increase by approximately 18% in Memphis and Knoxville, too.
| Location | 2022 Cost (Historical) | 2023 Cost (Current) | 2024 Cost (Estimated) |
|---|---|---|---|
| Chattanooga | $3,559 | $3,899 | $4,199 |
| U.S. Average | $4,070 | $4,459 | $4,802 |
| Tennessee | $3,383 | $4,201 | $4,543 |
| Nashville | $4,495 | $4,925 | $5,304 |
| Memphis | $3,756 | $4,115 | $4,432 |
| Knoxville | $3,937 | $4,313 | $4,645 |
The Cost of Other Types of Senior Care
Seniors in Chattanooga pay about $5,350 per month for assisted living. This rate is $84 less per month than the approximate cost of home health care. Adult day care offers an economical alternative at $1,733. Meanwhile, individuals who need nursing care face a much higher monthly charge of $8,486 for a semi-private room in a nursing home.
Home Health Care
$5,434
Adult Day Health Care
$1,733
Assisted Living Facility
$5,350
Nursing Home Facility (semi-private room)
$8,486
Free and Low-Cost Resources for Seniors in Chattanooga,TN
There are many resources in Chattanooga,TN that assist seniors in their retirement. Caring.com has compiled information on local organizations, programs and agencies and categorized them into care types for easy reference.
For information about statewide resources and those in nearby cities, go to Caring's Tennessee state page.
Area Agency on Aging
Retirees can find support and advice on various senior-related issues from their local Area Agency on Aging. The agency provides advice on topics such as financial assistance programs, in-home care and long-term care planning. It also connects seniors and caregivers with community-based resources.
| Program Name | Phone Number | Description |
|---|---|---|
| Southeast Tennessee AAAD | 866-836-6678 | The Tennessee Commission on Aging and Disability administers state funding for home- and community-based programs for seniors aged 60 and above. The program is administered by nine area agencies covering all 95 counties. The program aims to improve the quality of life and ensure independence for older Tennesseans through daily living assistance such as household cleaning, shopping, transportation, dressing and home health care. Other facets of the program include cooking, home delivery of meals, home accessibility and home maintenance. |
Food Assistance Programs
Local organizations help ensure elderly citizens have a balanced diet and receive essential vitamins and minerals to remain healthy. Through nutrition programs, congregate meals, home-delivered meals and food pantries, these programs help Chattanooga seniors afford the nutritious food they need.
| Program Name | Phone Number | Description |
|---|---|---|
| Foxwood Food Center | 423-622-1800 | Foxwood Food Center is a location of the Chattanooga Food Bank that distributes food to low-income seniors in the central part of the city. Seniors in need can visit the center regularly to obtain fresh produce, dairy and meats as well as shelf-stable products. Vouchers are required to receive items. The center is open Monday through Thursday from 9 a.m. to 4 p.m. and Friday from 9 a.m. to noon. |
| Tennessee Aging Nutrition Program | 866-836-6678 | The Agency on Aging provides a nutrition program for seniors in the Chattanooga area. Those seniors who are still physically able to leave the house can go to one of the congregate meal sites to enjoy a hot meal and socialize with other seniors. Volunteers deliver meals at around noon each day from Monday to Friday to seniors who are homebound and are no longer able to prepare a meal on their own. The volunteers provide a friendly visit and safety check at the same time as delivering the meal. All of the meals provide a third of the daily nutritional requirements of seniors. There is no charge for the meals but certain requirements need to be met in order to receive meals. |
| Chattanooga Area Food Bank | 423-622-1800 | The Chattanooga Area Food Bank serves as a support system for low-income seniors across Southeast Tennessee and Northwest Georgia. It partners with local retailers, farmers and agencies to collect and distribute food to individuals facing food insecurity. In addition to its core services, the food bank offers mobile delivery services, emergency food boxes and a Senior Grocery Program. This program provides nutritious meals each month that are thoughtfully designed to meet the dietary needs of older adults. |
Legal Resources
Many organizations offer free or low-cost legal services to Chattanooga seniors. Older adults can access advice on issues such as estate planning, living wills and power of attorney. Some firms also act as long-term care ombudsmen, advocating for the rights of seniors in senior living communities.
| Program Name | Phone Number | Description |
|---|---|---|
| Legal Aid of East Tennessee - Chattanooga | 800-572-7457 | Legal Aid of East Tennessee is a nonprofit organization staffed with licensed, experienced legal professionals who help families work through challenges related to dementia, including consumer debt problems, denied health insurance claims and asset management. The organization can also help families address problems related to memory care facilities, including billing errors or issues with intake and discharge procedures. |
Senior Centers
Senior centers in Chattanooga bring together residents through recreational activities and events. Many also offer advice and support on senior issues, run wellness and nutrition programs, and connect older adults with other resources in the local area.
| Program Name | Phone Number | Description |
|---|---|---|
| Eastgate Senior Activity Center | 423-855-9444 | The Eastgate Senior Activity Center provides a safe place for older adults to gather during the day for fun and activities. These activities include board games, fitness classes, billiards, arts and crafts, a computer lab, book clubs and dancing. The center also schedules frequent outings into the community and provides meals and special events. |
Social Security Offices
Social Security offices in Chattanooga help seniors and disabled people access the benefits they're entitled to. Older adults can contact their local office for information about receiving retirement benefits, disability allowance and Supplemental Security Income.
| Program Name | Phone Number | Description |
|---|---|---|
| Chattanooga Social Security Office 37421 | 800-772-1213 | Social Security is a source of income available to retirees and people who can no longer work because of a disability. The money for Social Security comes from a payroll tax levied on employers, employees and self-employed individuals. When you retire, you'll receive monthly payments based on how much you earned when you were working. |
Transportation Assistance
Assistance is available for seniors unable to access or use private transportation. These community resources help elderly and disabled residents make journeys in and around Chattanooga, allowing them to run errands and attend appointments in the local area.
| Program Name | Phone Number | Description |
|---|---|---|
| Chattanooga Area Regional Transportation Authority (CARTA) | 423-629-1473 | CARTA provides reduced fare curb-to-curb services for seniors and those with disabilities. Rides are available for medical appointments, outings, shopping and errands. All rides must be scheduled at least 24 hours in advance, and all buses are wheelchair accessible. |
Utility & Energy Bill Assistance
Low-income seniors who are struggling to meet the costs of maintaining their homes can find support from organizations that offer assistance with utility and energy bills. Chattanooga retirees could also qualify for emergency funding programs if they're in danger of losing utility services due to unpaid invoices.
| Program Name | Phone Number | Description |
|---|---|---|
| Low-Income Home Energy Assistance Program (LIHEAP) - Chattanooga | 423-643-6434 | Federally funded through the Department of Health and Human Services, LIHEAP is designed to help senior and disabled residents pay their utility bills. Individuals who meet eligibility guidelines may receive up to $325 for summer cooling and $250 for winter heating costs. |
Veteran's Services
Chattanooga retirees who have served in the U.S. military can find support from local veteran services. These offices and organizations help vets access the benefits they're eligible for and provide advice and information on a variety of issues.
| Program Name | Phone Number | Description |
|---|---|---|
| Chattanooga Vet Center | 423-855-6570 | The Chattanooga Vet Center in Chattanooga is open weekdays from 8 a.m. to 4:30 p.m. and closed on weekends. Counseling services are available at this Tennessee location, including grief, bereavement and transition services for individuals, couples and families. PTSD care, mental health care and military sexual trauma care are also offered. The center provides referral services for suicide prevention, addiction and substance use and veteran connections. Parking is easily accessible. |
Assisted Living Laws and Regulations in Chattanooga
Chattanooga Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living facilities in Tennessee are required to follow. Visit our Assisted Living in Tennessee page for more information about these laws.
