Chattanooga has 181,099 residents, and more than 16% of them are aged 65 or older. Alzheimer’s disease and other types of dementia impact seniors, and this number continues to grow annually. Chattanooga is no exception. According to the Centers for Disease Control and Prevention, Alzheimer’s-related deaths increased by 94.81% between 2014 and 2018. In 2014, the city saw 154 Alzheimer’s-related deaths, while that figure rose to 300 in 2018. The overall death rate rose by just 13.13%, showing that Alzheimer’s-related deaths in Chattanooga are growing faster than average.

Fortunately, Chattanooga is home to memory care communities that can help seniors living with Alzheimer’s disease and other types of dementia. These facilities are staffed around the clock to deliver the care and attention these seniors need to stay safe. This guide offers more information about memory care in Chattanooga to help families in the area navigate an Alzheimer’s disease diagnosis and find the resources their loved ones need.

Memory Care Facilities in Chattanooga, TN

The Terrace at Mountain Creek

1005 Mountain Creek Rd, Chattanooga, TN, 37405

Management asked to meet with me about my family’s concerns, and we met today. I appreciated their open communication and addressing every one of our concerns. We met for nearly an hour and a half and … (read more)
Management asked to meet with me about my family’s concerns, and we met today. I appreciated their open communication and addressing every one of our concerns. We met for nearly an hour and a half and … (read more)

American House Shallowford

7127 Lee Highway, Chattanooga, TN, 37421

American House Shallowford is located in Chattanooga, Tennessee. Residents enjoy the wide range of activities offered, which include regular group outings. The dining experience at the facility receiv … (read more)
American House Shallowford is located in Chattanooga, Tennessee. Residents enjoy the wide range of activities offered, which include regular group outings. The dining experience at the facility receiv … (read more)

2018

StoryPoint Chattanooga

1148 Mountain Creek Road, Chattanooga, TN, 37405

With its prime location in Chattanooga, Tennessee, Manorhouse Assisted Living offers a myriad of amenities for residents and their loved ones. The staff is both courteous and respectful and does an ex … (read more)
With its prime location in Chattanooga, Tennessee, Manorhouse Assisted Living offers a myriad of amenities for residents and their loved ones. The staff is both courteous and respectful and does an ex … (read more)

American House Hamilton Place

1502 Gunbarrel Road, Chattanooga, TN, 37421

American House Hamilton Place is located in historic Chattanooga, Tennessee, it’s close to various Civil War sites, Rock City Park, Ruby Falls and the Tennessee Aquarium. This facility is an assisted … (read more)
American House Hamilton Place is located in historic Chattanooga, Tennessee, it’s close to various Civil War sites, Rock City Park, Ruby Falls and the Tennessee Aquarium. This facility is an assisted … (read more)

The Lantern at Morning Pointe of Chattanooga

7620 Shallowford Rd, Chattanooga, TN, 37421

My mother moved into The Lantern at Morning Pointe of Chattanooga. The biggest reason we went there is it was just more convenient for me and my brother to see her. It’s between us, and it’s on our wa … (read more)
My mother moved into The Lantern at Morning Pointe of Chattanooga. The biggest reason we went there is it was just more convenient for me and my brother to see her. It’s between us, and it’s on our wa … (read more)

Martin Boyd Christian Home

6845 Standifer Gap Road, Chattanooga, TN, 37421


The Canopy at Boynton Ridge

81 Battlefield Crossing Court, Fort Oglethorpe, GA, 30736

We have decided to move my father to The Canopy at Boynton Ridge. I have visited it in person, and it was very good. It has a room with an attached bathroom and a walk-in shower. He has his own refri … (read more)
We have decided to move my father to The Canopy at Boynton Ridge. I have visited it in person, and it was very good. It has a room with an attached bathroom and a walk-in shower. He has his own refri … (read more)


The Rosewood at Fort Oglethorpe

14 Fort Town Drive, Fort Oglethorpe, GA, 30742


Dominion Senior Living of Hixson

2143 Northpoint Blvd, Hixson, TN, 37343

We’re hoping to get into Dominion Senior Living of Hixson. They had a higher staff ratio to patients and they’re better qualified; they don’t call hospice much at all there. They need the least amount … (read more)
We’re hoping to get into Dominion Senior Living of Hixson. They had a higher staff ratio to patients and they’re better qualified; they don’t call hospice much at all there. They need the least amount … (read more)

COVID-19 Rules for Memory Care in Chattanooga

Since most COVID-19 rules for Memory Care Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Memory Care in Tennessee. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Memory Care in Chattanooga

The Tennessee Department of Health’s Office of Health Care Facilities oversees memory care facilities throughout the state, including those in Chattanooga. This office establishes rules and regulations for these facilities and issues licenses to ensure facilities comply with all state-established regulations for licensure.

Benefits and Drawbacks of Memory Care in Chattanooga

  • Chattanooga has several medical facilities throughout the area that give seniors access to medical care when needed. While none of the hospitals have nationally ranked specialties, they’re well regarded locally for delivering proper care.
  • The Chattanooga Area Regional Transportation Authority, or CARTA, runs buses on a fixed-route schedule throughout the city. CARTA’s Care-a-Van service provides additional transportation options for seniors who may not be physically capable of riding a bus. This van-sharing service is available seven days a week.
  • The cost of living in Chattanooga is 3% lower than the national average, which can save seniors money when they choose a memory care facility in the community. Most notably, utilities are 6% lower and groceries are 7% lower than average, resulting in monthly savings for seniors.
  • Because the state of Tennessee doesn’t have income taxes, seniors’ retirement benefits and distributions aren’t taxed either, making Chattanooga a tax-friendly city for seniors.
  • According to the American Lung Association, the Chattanooga metro area is ranked first in the nation for having the cleanest air based on 24-hour particulate pollution. This clean air can be a welcome benefit for seniors living with respiratory issues.
  • Chattanooga is a member of the AARP Network of Age-Friendly Communities. This designation indicates the city is inclusive and considerate of people of all ages, including seniors.

Paying for Memory Care in Chattanooga

Memory care costs around $5,275 per month, on average, in Chattanooga according to Genworth’s Cost of Care Survey. This figure was calculated by adding 25% onto the average cost of assisted living since memory care averages 20-30% more per month. Memory care costs more since it requires specialized programming, staff training and more personalized care. 

Chattanooga’s memory care costs are slightly higher than the Tennessee average of $5,131. Monthly costs are also higher in Chattanooga than they are in nearby cities, including Knoxville where it costs $4,779 a month, Nashville where it costs $5,125 a month and Atlanta where it costs $4,806 a month.

$5275

Chattanooga

$5131

Tennessee

$5625

The United States

$4779

Knoxville

$5125

Nashville

$4806

Atlanta

The Cost of Other Types of Senior Care

Other types of senior care are available in Chattanooga at different price points, depending on the type of care you need. According to the Genworth Cost of Care Survey, in-home care, such as homemaker services or a home health aide, costs around $4,700 a month. An adult day health care center costs $1,733 per month, and living in an assisted living facility costs $4,220. Other services like semiprivate or private rooms in a nursing home can cost more than $7,000 and $8,000 a month respectively.

$4767

Homemaker services

$4744

Home health aide

$1733

Adult day health care

$4220

Assisted living facility

$7325

Nursing home semiprivate room

$8316

Nursing home private room

Financial Assistance for Memory Care in Chattanooga

In Chattanooga, there are options for seniors who need financial assistance paying for Memory Care. For more information about other options, who qualifies, and how to apply, Memory Care in Tennessee page.

More Ways to Pay for Memory Care in Tennessee

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Tennessee page.

Free Memory Care Resources in Chattanooga

Discovering memory care support services in Chattanooga can help seniors and their families adjust to a new diagnosis or living situation. Consider these options to find resources on living with Alzheimer’s disease, caring for family members with dementia or finding appropriate memory care facilities in Chattanooga.

Resource

Contact

Service

(423) 265-3600

The Southeast Tennessee Alzheimer's Association provides information, support and education to seniors living with Alzheimer's and families in the Chattanooga area. Seniors can tap into resources to guide them through their Alzheimer's journey. Caregivers can learn about care options, including how to choose providers and memory care facilities.

(866) 836-6678

The Southeast Tennessee Area Agency on Aging and Disability strives to help seniors and those living with disabilities find appropriate care and living options so they can continue to live with dignity. Resources include exploring options for community living and overseeing a family caregiver support program.

(423) 495-9114

Ascension Living's Alexian PACE program provides comprehensive care, including medical care, long-term care and social services, to area seniors in need. Eligible applicants can learn more by visiting the Tennessee Division of TennCare website.

Memory Care Laws and Regulations in Chattanooga

Chattanooga Memory Care Communities must adhere to the comprehensive set of state laws and regulations that all Memory Care Facilities in Tennessee are required to follow. Visit our Memory Care in Tennessee page for more information about these laws.

Laws and Regulations for Memory Care in Tennessee