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Assisted Living Communities in Lorain, Ohio

 

Lorain sits in Northeast Ohio on the shores of Lake Erie, about 25 miles west of Cleveland. The region offers a wide range of long-term care options for seniors, including 5 assisted living facilities within Lorain proper and 6 more in neighboring cities. Overall, local facilities charge ...

Directory of Assisted Living in Lorain, OH

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The Cost of Assisted Living in Nearby Cities

Assisted living communities in Lorain charge $4,940 per month for residential care, running about $300 above the state median and $440 above the national rate. Local care costs also exceed what’s typical for the region, with seniors paying about $200 less for care in Youngstown. In Toledo, rates compare favorably with those in Lorain at $4,219, and in Columbus, assisted living facilities charge $4,085 for care.

Lorain

$4,940

Ohio

$4,635

United States

$4,500

Youngstown

$4,738

Toledo

$4,219

Columbus

$4,085

Paying for Assisted Living in Lorain

 

Seniors in Lorain pay a median monthly assisted living rate of $4,940 for residential care.

Financial Assistance for Assisted Living in Lorain

For help paying for care in Lorain’s assisted living facilities, Medicaid-eligible seniors may look to the state’s Assisted Living waiver program. The state also operates a cash assistance program, the Residential State Supplement, that may help seniors pay for room-and-board fees.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Ohio page.

Financial Assistance in Ohio

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

The Cost of Other Types of Senior Care

In Lorain, assisted living rates compare favorably with most other senior care solutions, with facilities charging $4,940 for residential care. This runs $256 less than what seniors pay for private nonmedical services, such as companionship and meal preparation, via in-home care, as well as skilled nursing services they obtain at home from home health care agencies. Similarly, assisted living offers an economical alternative to intensive nursing home care, which starts at $8,395 monthly and includes medical services, such as disease monitoring, catheter care and occupational and physical therapies. On the other hand, seniors save about $3,150 per month by choosing adult day health care, a nonresidential option that includes personal care and light skilled nursing in a community setting.

In-Home Care

$5,196

Home Health Care

$5,196

Adult Day Health Care

$1,788

Assisted Living Facility

$4,940

Nursing Home Facility (semiprivate room)

$8,395

Note: Data for Lorain was unavailable, so data for the nearest city, Cleveland, was used instead.

Free Assisted Living Resources in Lorain

Lorain and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Lorain, please visit our Assisted Living in Ohio page.

What to Consider About Assisted Living in Lorain

In Lorain, the Ohio Department of Health monitors and regulates assisted living facilities, officially licensing them as residential care facilities. The department enforces a set of rules to govern facilities, including regulations for building requirements, the scope of services facilities must provide and the type and size of staff they must have on-site at a given time.

Benefits and Drawbacks of Assisted Living in Lorain

 

  • Per 1,000 residents, Lorain sees about 23 crimes, including five violent crimes and 18 property-related offenses. This runs higher than 18% of cities nationwide and 12% of communities in Washington, although it reflects typical crime rates in cities with similar population sizes as Lorain. Crime varies considerably by location, so seniors who prioritize safety may want to direct their search to neighborhoods such as Beaver Park and Lorain Southwest.

 

  • Lorain residents have access to services through AARP Ohio, a nonprofit organization that supports older adults through information and assistance. This organization hosts activities throughout the year, such as safe driver courses and tax preparation assistance services, and it offers in-person and virtual activities, such as fitness and educational classes. It also has programs specifically for Lorain residents, including free movie screenings and volunteer opportunities.

 

  • Ohio taxes most forms of retirement income at rates of up to 3.5%, although it has credits to reduce what seniors owe on pension income and 401(k) withdrawals, and it fully exempts Social Security benefits. Its sales tax rate exceeds national norms, but it exempts several goods, including food, newspapers and prescription medications, saving assisted living residents money on their most commonly purchased items.

 

  • With an AARP Livability Index rating of 51, Lorain ranks consistently with the national norm for favorability for seniors. Clean water and good air quality promote seniors’ health, including those with heart or lung conditions, and the city’s walkability score tracks a little above the national average, reducing seniors’ need to drive. Compared to national norms of 0.0, the city has 0.7 grocery stores or farmers markets and two parks within a half-mile radius of any point in the city.

 

  • Lorain offers an affordable setting for assisted living services with an overall cost of living that runs 10% below national norms. Health care expenses alone cost 20% less here than in a typical U.S. community, and low housing and utility prices promote economically priced assisted living. Additionally, the state funds the Assisted Living Waiver Program, which covers residential care for qualified seniors.

Assisted Living Laws and Regulations in Lorain

 

Lorain Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Ohio are required to follow. Visit our Assisted Living in Ohio page for more information about these laws.

Laws and Regulations in Ohio

Reviews of Communities Nearby

Assisted Living

Sharon

I visited this facility

Review of Lorain Estates Senior Living

I went to Lorain Estates Senior Living. It was very nice. It was clean. It seemed like it was running well. Everybody knew each other. The only downfall was that it's like an apartment. There are...

Read more

Assisted Living

js2k9s

I visited this facility

Review of Lorain Estates Senior Living

We toured 4 facilities looking for just the right fit for our Mom. All were good, but Lorain Estates stood out as the best fit. They were very friendly and a smaller community, which is a better...

Provider response

Hello! We want to thank you for leaving a positive review with us. Here at Lorain Estates, we strive to give our residents, family members, and staff excellent care. We hope to continue having...

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Assisted Living

please stay away

I am a friend or relative of a current/past resident

Review of Anchor Lodge Retirement Village

Do not go to this place!!!! All they do is lie to you!!!! My mom was there for 8 months and the whole time she was there it was one lie after another!!!! They told me if I brought her home against...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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