With 54,855 residents, including more than 10,000 senior citizens, Kettering, Ohio, is Dayton’s largest suburb. Older adults in this desirable community enjoy a reasonable cost of living and attractive surroundings with access to 21 municipal parks. The city also has a well-equipped senior center and a top-performing medical center. Plus, many attractions are located in the surrounding area, including the Carillon Historical Park, Dayton Art Institute, Boonshoft Museum of Discovery and RiverScape Metro Park

Seniors who want to stay in the local area but need help with daily activities, such as cooking, cleaning, bathing or home maintenance, can consider assisted living. These communities provide 24-hour assistance, meals and a full calendar of recreational activities. They may also offer on-site physical therapy and medical services. According to Genworth Financial’s 2020 Cost of Care Survey, the median cost of assisted living in the Kettering area is $5,245 per month, which is about 17-18% higher than the state and national averages.

This guide provides an overview of assisted living in Kettering and the pros and cons of retirement living in the city. It also includes regional cost comparisons and a directory of helpful aging-related resources.

Directory of Assisted Living Facilities in Kettering, OH

Walnut Creek Campus

5070 Lamme Rd, Kettering, OH, 45439

Walnut Creek Campus is an assisted living facility in Kettering, Ohio, that offers a continuum of care including a nursing center, a memory unit, assisted and independent living and short-term rehabil … (read more)
Walnut Creek Campus is an assisted living facility in Kettering, Ohio, that offers a continuum of care including a nursing center, a memory unit, assisted and independent living and short-term rehabil … (read more)

Atha Assisted Living LLC

5136 Bigger Road, Kettering, OH, 45440

Atha Assisted Living LLC is nestled in the tree-lined residential setting of Ketterling, Ohio, south of Dayton and close to numerous parks and restaurants. Visitors are impressed by the smiling, warm … (read more)
Atha Assisted Living LLC is nestled in the tree-lined residential setting of Ketterling, Ohio, south of Dayton and close to numerous parks and restaurants. Visitors are impressed by the smiling, warm … (read more)

2016, 2019

10 Wilmington Place

10 Wilmington Avenue, Dayton, OH, 45420

10 Wilmington Place is located in Dayton, Ohio, which is part of the scenic Miami Valley and home to the Wright-Patterson Air Force Base. This spacious facility sits on a hill, giving residents a view … (read more)
10 Wilmington Place is located in Dayton, Ohio, which is part of the scenic Miami Valley and home to the Wright-Patterson Air Force Base. This spacious facility sits on a hill, giving residents a view … (read more)

2014

Brookdale Kettering

280 Walden Way, Dayton, OH, 45440

Brookdale Kettering is situated just inside Dayton, Ohio’s I-675 loop near a large complex of stores and restaurants. Visitors are impressed by the large, clean facility and the genuine warmth of the … (read more)
Brookdale Kettering is situated just inside Dayton, Ohio’s I-675 loop near a large complex of stores and restaurants. Visitors are impressed by the large, clean facility and the genuine warmth of the … (read more)

The Wellington at Dayton

2656 West Alex Bell, Dayton, OH, 45459

The Wellington at Dayton is located in Kettering, Ohio, just east of I-75 and near shopping, restaurants and a medical center. Residents and their family members compliment the beautiful, smaller comm … (read more)
The Wellington at Dayton is located in Kettering, Ohio, just east of I-75 and near shopping, restaurants and a medical center. Residents and their family members compliment the beautiful, smaller comm … (read more)

Laurelwood Senior Living

3797 Summit Glen Dr, Dayton, OH, 45449

Laurelwood Senior Living looked like a pretty nice place. It was clean and they had lots of things to do for the people. They have a monthly schedule of the different stuff they do. The lady who toure … (read more)
Laurelwood Senior Living looked like a pretty nice place. It was clean and they had lots of things to do for the people. They have a monthly schedule of the different stuff they do. The lady who toure … (read more)

2021

Brookdale Oakwood

1701 Far Hills Avenue, Dayton, OH, 45419

Brookdale Oakwood is nestled in the beautiful Oakwood neighborhood of Dayton, Ohio, the birthplace of aviation. Residents and their loved ones give high marks to this senior living community for the e … (read more)
Brookdale Oakwood is nestled in the beautiful Oakwood neighborhood of Dayton, Ohio, the birthplace of aviation. Residents and their loved ones give high marks to this senior living community for the e … (read more)

2022

Traditions of Beavercreek

800 Grayson Lane, Beavercreek, OH, 45430

Traditions of Beavercreek is a fairly new facility located in Beavercreek, Ohio, that offers independent and assisted living options and memory care services. This community receives high marks from r … (read more)
Traditions of Beavercreek is a fairly new facility located in Beavercreek, Ohio, that offers independent and assisted living options and memory care services. This community receives high marks from r … (read more)

Brookdale Beavercreek

3839 Indian Ripple Road, Beavercreek, OH, 45440

After looking at assisted living facilities and visiting independent living facilities to move my Dad closer to me, we decided on an independent living facility. However, had we chosen assisted living … (read more)
After looking at assisted living facilities and visiting independent living facilities to move my Dad closer to me, we decided on an independent living facility. However, had we chosen assisted living … (read more)

Trinity Community at Beavercreek

3218 Indian Ripple Rd., Beavercreek, OH, 45440

My brother was at this facility for about 20 days. If you cannot get around without help this is not the place to be. They do not come in frequently to check on the patients and it was just terrib … (read more)
My brother was at this facility for about 20 days. If you cannot get around without help this is not the place to be. They do not come in frequently to check on the patients and it was just terrib … (read more)

Stoney Ridge Senior Living

8630 Washington Church Road, Miamisburg, OH, 45342

Located in Miamisburg, Ohio, Stoney Ridge Senior Living offers assisted living services to its residents. The location of this facility allows residents to visit many interesting sights, including the … (read more)
Located in Miamisburg, Ohio, Stoney Ridge Senior Living offers assisted living services to its residents. The location of this facility allows residents to visit many interesting sights, including the … (read more)

The Carlyle House Assisted Living Community

3490 Far Hills Ave., Dayton, OH, 45429

The Carlyle House is beautiful. It is very nice, but they don’t have any rooms. They have a chef, and it looks like he was preparing something really good. The interactions with the residents were a l … (read more)
The Carlyle House is beautiful. It is very nice, but they don’t have any rooms. They have a chef, and it looks like he was preparing something really good. The interactions with the residents were a l … (read more)

Tapestry Senior Living Springboro

8683 Clearcreek Franklin Rd, Springboro, OH, 45066

I have started moving my furniture to Tapestery Senior Living Springboro, but I haven’t moved myself yet. First of all, I like the personnel or the lady that I’ve dealt with. The place is only four ye … (read more)
I have started moving my furniture to Tapestery Senior Living Springboro, but I haven’t moved myself yet. First of all, I like the personnel or the lady that I’ve dealt with. The place is only four ye … (read more)

Miller Farm Place

8130 Miller Farm Lane, Dayton, OH, 45458

Miller Farm Place is nestled in the friendly city of Dayton, Ohio, just moments away from the Springboro Pike, hospitals and numerous shopping centers. Residents and visitors have consistently given h … (read more)
Miller Farm Place is nestled in the friendly city of Dayton, Ohio, just moments away from the Springboro Pike, hospitals and numerous shopping centers. Residents and visitors have consistently given h … (read more)

Fairmont of Washington Township

6800 Paragon Rd, Dayton, OH, 45459

It is a huge facility. My friend would have been totally lost there. The staff was friendly. They do a lot of trips.
It is a huge facility. My friend would have been totally lost there. The staff was friendly. They do a lot of trips.

HarborChase of Beavercreek

4175 Indian Ripple Road, Beavercreek, OH, 45440

My dad is at HarborChase of Beavercreek, we transferred him there 2 weeks ago. We chose it because it offered him assisted living with hospice support, the place is spacious, it cost a lot less than h … (read more)
My dad is at HarborChase of Beavercreek, we transferred him there 2 weeks ago. We chose it because it offered him assisted living with hospice support, the place is spacious, it cost a lot less than h … (read more)

St. Leonard

8100 Clyo Road, Centerville, OH, 45458

St. Leonard is located in Centerville, Ohio, near Bill Yeck Park, Crosse Pointe Shopping Center and Southview Medical Center. The community offers studio and one-bedroom apartments with individual cli … (read more)
St. Leonard is located in Centerville, Ohio, near Bill Yeck Park, Crosse Pointe Shopping Center and Southview Medical Center. The community offers studio and one-bedroom apartments with individual cli … (read more)

Sycamore Glen Retirement Center

317 sycamore glen drive, Miamisburg, OH, 45342

My husband and I are residents here and absolutely love it. The food is excellent. There are multiple choices with each meal served. It’s like eating at a 5 star restaurant. They have daily activiti … (read more)
My husband and I are residents here and absolutely love it. The food is excellent. There are multiple choices with each meal served. It’s like eating at a 5 star restaurant. They have daily activiti … (read more)

Randall Residence of Centerville

10400 Randall Park Dr, Centerville, OH, 45458

I have moved my dad into Randall Residence of Centerville two and a half weeks ago. The staff has been good. I like the availability and the location. The place is beautiful. It is fairly new, and it … (read more)
I have moved my dad into Randall Residence of Centerville two and a half weeks ago. The staff has been good. I like the availability and the location. The place is beautiful. It is fairly new, and it … (read more)

The Enclave of Springboro

355 W Central Avenue, Springboro, OH, 45066

Went to visit my aunt who has dementia at around 12:45 today. She hadn’t been gotten out of bed yet for the day. Her room reaked of urine because she and her bed was soaking wet. Couldn’t find assista … (read more)
Went to visit my aunt who has dementia at around 12:45 today. She hadn’t been gotten out of bed yet for the day. Her room reaked of urine because she and her bed was soaking wet. Couldn’t find assista … (read more)

What to Consider About Assisted Living in Kettering

Residential care facilities that offer assisted living are licensed by the Ohio Department of Health, Bureau of Regulatory Operations. This agency oversees more than 720 senior living communities in Kettering and cities statewide. Facilities must complete an initial license application and are inspected every nine to 15 months to ensure compliance with all applicable regulations and safety standards.

Benefits and Drawbacks of Assisted Living in Kettering

  • Local residents benefit from excellent healthcare access. Twenty hospitals are located within a 25-mile radius, and U.S. News & World Report has given the Kettering Medical Center top ratings for 11 procedures ranging from joint replacement to the treatment of heart attack, stroke and organ failure.
  • More than 500,000 residents in Montgomery County are vulnerable to the effects of poor air quality. According to the American Lung Association, particulate levels are low. However, the Dayton-Springfield-Kettering area received a C grade based on the number of high-ozone days.
  • Kettering has a BestPlaces Comfort Index of 7.2, which makes it more comfortable than most cities in the Buckeye State. Rainfall is close to the national average, and summer temperatures typically reach 85 degrees. Although winter temperatures drop into the 20s, the area receives less snow than most U.S. cities, which can minimize safety concerns for older residents.
  • Seniors in Kettering who need help getting around town can find information about public transportation and volunteer driver programs through the Miami Valley Ride Finder. Accessible transportation is provided by the Greater Dayton Regional Transit Authority and the Lathrem Senior Center.
  • Seniors in Kettering may enjoy increased peace of mind thanks to the area’s low crime rates. The number of property crimes is 32% lower than the national average, and the violent crime rate is 73% lower than in the typical American city.
  • Kettering is a very affordable community for those who depend on a fixed income. The cost of living is 16% lower than the national average. Prices for housing, healthcare and transportation are especially competitive when compared to other parts of the country.

Paying for Assisted Living in Kettering

Seniors in Kettering can expect to pay $5,245 per month for assisted living, which is well above the state and national averages for this level of care.

The Cost of Assisted Living in Nearby Cities

The cost of assisted living in Kettering is $895 higher than the state median and $945 more than the U.S. average of $4,300. Average prices in Cincinnati are $495 lower at $4,750, and other major cities offer a more competitive value. The median cost of assisted living in Lima is $4,594, while rates in Columbus average $4,500 per month. Median prices in Springfield are about 30% lower, at a monthly average of $3,608.

$5245

Kettering

$4350

Ohio

$4300

The United States

$4500

Columbus

$3608

Springfield

$4750

Cincinnati

$4594

Lima

The Cost of Other Types of Senior Care

Assisted living has a moderate cost compared to other forms of long-term care. Kettering residents can expect to pay about $480 less per month for in-home care, which averages $4,763 and $4,767, respectively, for homemaker and home health aide services. Nursing homes cost $3,454 more per month for a semiprivate room, and rates jump by $4,580 for private accommodations. Adult day health care is another alternative. Although local cost data was unavailable for Kettering, the statewide average for these programs is $1,300 per month.

$4763

Homemaker Services

$4767

Home Health Aide

$

Adult Day Health Care

$5245

Assisted Living Facility

$8699

Nursing Home Facility (semiprivate room)

$9825

Nursing Home Facility (private room)

Note: Care cost data for Kettering was not available, so data for the closest city, Dayton, was used instead.

Financial Assistance for Assisted Living in Kettering

Medicaid eligible seniors in Kettering may be able to get financial assistance with their assisted living expenses through one of Ohio’s two programs. These are known as MyCare Ohio and the Assisted Living Waiver Program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Ohio page.

Financial Assistance for Assisted Living in Kettering

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Ohio page.

Free Assisted Living Resources in Kettering

There are various nonprofit and government agencies that offer support and assisted living information for Kettering seniors. These resources offer free and low-cost services for seniors, disabled adults, veterans and family members who care for an elderly relative.

Resource

Contact

Service

(937) 223-4357

This Area Agency on Aging serves seniors in Dayton, Kettering and nine surrounding counties. It offers educational seminars, wellness classes and free in-home assessments to help seniors qualify for Medicaid assisted living waivers. Staff members can connect residents with legal advice, transportation, dementia support, health management courses and other programs funded by the Older Americans Act.

(937) 296-2480

Located in the Kettering Recreation Complex, this city-sponsored senior center provides social, educational and recreational activities for residents aged 55 and older, including Zumba, chair workouts, bingo and card games. The center offers meals, local transportation and library services. Members qualify for discounted rates at the city's other recreational facilities, which feature a gym, pool, walking track and skating rink.

(937) 296-3330

Seniors who have changing medical or personal needs can contact the city's Senior Adult Services division for assistance. Located in the Town & Country Shopping Center, Kettering Connection provides informational services and referrals for seniors and their family members. The city's Senior Services Coordinator can answer questions about Medicare, long-term care, housing, transportation and public benefits.

(937) 225-4801

Located in Dayton, the Montgomery County Veteran Service Commission is an independent state-sponsored agency that has served local veterans and their families since the Civil War. It helps qualifying residents access VA benefits, including healthcare, long-term care, pensions, medical transportation and loans. Financial assistance is also available to individuals who are disabled or need help paying for final expenses.

(800) 395-8267

This long-term care ombudsman program serves assisted living and nursing home residents and home care clients in Kettering and nine surrounding counties. Advocates help seniors and family members understand and exercise their rights with the goal of increasing their dignity and freedom of choice. They also provide informational services to prospective residents and resolve disputes between seniors and long-term care providers.

Assisted Living Laws and Regulations in Kettering

Kettering-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Ohio are required to follow. Visit our Assisted Living in Ohio page for more information about these laws.

Assisted Living Laws and Regulations in Kettering