Located on the Jersey Shore between beaches and forests, Ocean County is part of the New York metropolitan area. It has a population of just over 600,000 people, of whom a high percentage are seniors, at 22.8%. The nearby Atlantic Ocean tempers Ocean County’s climate, resulting in rainy, warm summers and milder winters than many northern regions. Residents can visit an array of lively beaches and boardwalks which are ideal for swimming, fishing and diving. Considered the gateway to New Jersey’s Pine Barrens, Ocean County also has several natural attractions, including Cattus Island County Park, which features a wheelchair-accessible boardwalk and butterfly garden.

There are dozens of assisted living communities in Ocean County. They share an average cost of $7,478 per month, although actual costs differ by location. Although this price is higher than state and national averages, New Jersey has low taxes on most types of retirement income.

Directory of Assisted Living Facilities in Ocean County, NJ

Bella Terra by Monarch

2 Kathleen Drive, Jackson, NJ, 08527

The people at Bella Terra were very nice and gave me a lovely tour, but it wasn’t what I wanted. I didn’t see a lot of activities going on. It’s an older facility, and it’s a little less clean looking … (read more)
The people at Bella Terra were very nice and gave me a lovely tour, but it wasn’t what I wanted. I didn’t see a lot of activities going on. It’s an older facility, and it’s a little less clean looking … (read more)

Sunrise of Jackson

390 North County Line Road, Jackson, NJ, 08527

The tour at Sunrise of Jackson was very nice and helpful. The appearance was nice and open. The upkeep was good because they were cleaning while I was there. They were good at contacting me and follow … (read more)
The tour at Sunrise of Jackson was very nice and helpful. The appearance was nice and open. The upkeep was good because they were cleaning while I was there. They were good at contacting me and follow … (read more)

The Residence at Stafford

1275 Route 72 West, Manahawkin, NJ, 08050

The Residence at Stafford was very well run and the residents looked well cared for. They had a lot of good scheduled activities for them. They had different people coming in and it was just a nice at … (read more)
The Residence at Stafford was very well run and the residents looked well cared for. They had a lot of good scheduled activities for them. They had different people coming in and it was just a nice at … (read more)

2013

Spring Oak Assisted Living of Forked River

601 N. Main St., Lanoka Harbor, NJ, 08734

I’ve had a very good experience here at Spring Oak Assisted Living of Forked River for the past 5 weeks. I’m very happy to be here, and I feel included with the rest of the people that are here. I’m f … (read more)
I’ve had a very good experience here at Spring Oak Assisted Living of Forked River for the past 5 weeks. I’m very happy to be here, and I feel included with the rest of the people that are here. I’m f … (read more)

2016

The Terraces at Seacrest Village

281 Mathistown Rd, Tuckerton, NJ, 08087

The Terraces at Seacrest Village was very, very nice. I liked everything about it. It was clean, and they had nice rooms. They had a theater room, a game room, a gym, and a salon. The staff was very p … (read more)
The Terraces at Seacrest Village was very, very nice. I liked everything about it. It was clean, and they had nice rooms. They had a theater room, a game room, a gym, and a salon. The staff was very p … (read more)

Leisure Park

1400 Route 70, Lakewood, NJ, 08701

We spent a good amount of time looking for the proper assisted living community for our 98 year old father. After an exhaustive search we chose Leisure Park. Could not have made a better decision. For … (read more)
We spent a good amount of time looking for the proper assisted living community for our 98 year old father. After an exhaustive search we chose Leisure Park. Could not have made a better decision. For … (read more)

2015, 2018

Brandywine Living at The Gables

515 Jack Martin Blvd, Brick, NJ, 08723

Our experience with Brandywine Living at The Gables was very positive. It was a very clean, friendly, and caring environment. The staff was very friendly and very caring. It was an older facility, so … (read more)
Our experience with Brandywine Living at The Gables was very positive. It was a very clean, friendly, and caring environment. The staff was very friendly and very caring. It was an older facility, so … (read more)

Brandywine Living at Toms River

1587 Old Freehold Rd, Toms River, NJ, 08755

Where do I start with Brandywine at Toms River? I have to start with that this place makes you feel like a part of the family! The staff know my name and who I am here to see as soon as I walk in the … (read more)
Where do I start with Brandywine at Toms River? I have to start with that this place makes you feel like a part of the family! The staff know my name and who I am here to see as soon as I walk in the … (read more)

The Pines at Whiting

509 Route 530, Whiting, NJ, 08759

The Pines at Whiting has very good grounds outside. A lot of pine trees are around. There are trails that residents can walk through the woods and not just around the buildings themselves. The staff i … (read more)
The Pines at Whiting has very good grounds outside. A lot of pine trees are around. There are trails that residents can walk through the woods and not just around the buildings themselves. The staff i … (read more)

The Chelsea at Brick

458 Jack Martin Blvd, Brick, NJ, 08724

My mother loved The Chelsea at Brick, but when she had a fall, she went downhill as far as being able to do things more for herself. She was able to take care of her bathing herself and things like th … (read more)
My mother loved The Chelsea at Brick, but when she had a fall, she went downhill as far as being able to do things more for herself. She was able to take care of her bathing herself and things like th … (read more)

2016

Silverwoods

1700 Route 37 West, Toms River, NJ, 08757

SilverWoods was a very nice place, and they had a lot of amenities there. It’s definitely a good assisted living. I’d like to get a roommate and get a two-bedroom; but to start out, I can maybe afford … (read more)
SilverWoods was a very nice place, and they had a lot of amenities there. It’s definitely a good assisted living. I’d like to get a roommate and get a two-bedroom; but to start out, I can maybe afford … (read more)

Southern Ocean Center

1361 Rte 72 W, Manahawkin, NJ, 08050


Bayville Manor Senior Care Residence

6 Allard Road, Bayville, NJ, 08721

Bayville Manor Senior Care Residence is a very nice place. It’s small, very intimate, very clean, and very caring. We love it so much. The only problem with rating a facility right now when we have CO … (read more)
Bayville Manor Senior Care Residence is a very nice place. It’s small, very intimate, very clean, and very caring. We love it so much. The only problem with rating a facility right now when we have CO … (read more)

The Lakewood Courtyard

52 Madison Avenue, Lakewood, NJ, 08701

My father is in The Lakewood Courtyard. Everything there is fine, and everybody is friendly. It is affordable, and it is the right place for his needs. The rooms are fine and spacious. They have a lot … (read more)
My father is in The Lakewood Courtyard. Everything there is fine, and everybody is friendly. It is affordable, and it is the right place for his needs. The rooms are fine and spacious. They have a lot … (read more)

The Chelsea At Toms River

1657 Silverton Rd, Toms River, NJ, 08753

We’re probably going to go with The Chelsea At Toms River because we’re going to have to get my mother-in-law Medicaid. We did a visit and they were wonderful. What I like most is that I saw the senio … (read more)
We’re probably going to go with The Chelsea At Toms River because we’re going to have to get my mother-in-law Medicaid. We did a visit and they were wonderful. What I like most is that I saw the senio … (read more)

The Orchards at Bartley Assisted Living

100 North County Line Road, Jackson, NJ, 08527

My sister spent almost 2 years before her passing here at the orchards. The staff was very friendly and accommodating, especially in times of need. I wanted to thank the staff for their compassion and … (read more)
My sister spent almost 2 years before her passing here at the orchards. The staff was very friendly and accommodating, especially in times of need. I wanted to thank the staff for their compassion and … (read more)

Spring Oak of Toms River

2145 Whitesville Road, Toms River, NJ, 08755

My father is at Spring Oak at Tom River. My grandmother has been there before as well and they had an opening right away. I like that the nurses and the staff communicate very well and they know my da … (read more)
My father is at Spring Oak at Tom River. My grandmother has been there before as well and they had an opening right away. I like that the nurses and the staff communicate very well and they know my da … (read more)

Magnolia Gardens

1935 Lakewood Road, Toms River, NJ, 08755

My mother lived there four years as both private pay and medicaid resident. She loved the staff, they were very attentive and had many recreational activities. She was very happy there and any questio … (read more)
My mother lived there four years as both private pay and medicaid resident. She loved the staff, they were very attentive and had many recreational activities. She was very happy there and any questio … (read more)

Shorrock Gardens Care Center

75 Old Toms River Road , Brick, NJ, 08723

I have experience with Shorrock Gardens with two family members. The facility was decent enough to trust with a second relative’s care after the first family member lived there for three years until h … (read more)
I have experience with Shorrock Gardens with two family members. The facility was decent enough to trust with a second relative’s care after the first family member lived there for three years until h … (read more)

Complete Care at Bey Lea

1351 Old Freehold Road, Toms River, NJ, 08753


Paying for Assisted Living in Ocean County

Assisted living in Trenton, the closest city to Ocean County seat Toms River, costs $7,478 per month. According to Genworth’s 2020 Cost of Care Survey, this price is higher than the state average of $6,650. Assisted living in Ocean County is significantly more expensive than the national median price of $4,300 per month.

The Cost of Assisted Living in Nearby Cities

Within New Jersey, the Ocean County area has the highest assisted living prices. The lowest assisted living prices in the state can be found in Ocean City, which averages $4,945. This is a full $2,493 per month more expensive than assisted living in Ocean County. On the coast, Atlantic City has an average monthly cost of $5,790. Assisted living prices in Vineland fall closer to the state average, at $6,523. Across the Delaware Bay, assisted living in Dover, Delaware costs an average of $4,920. More affordable assisted living prices may be available in neighboring New York, where capital Albany averages $4,800. Major metropolis New York City is more expensive, with an average assisted living price of $5,991 per month.

$7478

Ocean County

$6650

New Jersey

$4300

The United States

$4800

Albany, NY

$4920

Dover, DE

$4945

Ocean City

$5790

Atlantic City

$5991

New York City, NY

$6523

Vineland

Financial Assistance for Assisted Living in Ocean County

Eligible seniors in New Jersey may apply for financial assistance for assisted living via New Jersey Medicaid Managed Long-Term Services and Supports (MLTSS) waiver. New Jersey also offers a supplemental SSI payment to help cover assisted living costs.

Learn more about these programs, plus who’s eligible, on our Assisted Living in New Jersey page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New Jersey page.

Free Assisted Living Resources in Ocean County

ResourceContact Service
Ocean County Office for Senior Services(732) 929-2091Located in Ocean County’s One-Stop Center for senior services, this Area Agency on Aging protects and supports aging adults with a range of policies and projects. This organization connects seniors with financial assistance for housing, health care, prescriptions and medical equipment such as hearing aids. Elders can also access a resource center with trusted social services, and the county’s Ocean Ride program helps seniors get to medical appointments.
Toms River Senior Services(732) 341-1000The township of Toms River operates a Senior Outreach Center open to adults throughout the area. Here, seniors 60 and up can participate in exercise classes, games and hobby clubs. This senior center also offers social activities such as holiday celebrations, luncheons and movie nights. An outreach program helps elders find and apply for financial assistance programs.
Ocean County Veterans Service Bureau(732) 929-2096Ocean County veterans can get help determining their eligibility for a variety of financial aid programs. Service officers can also help veterans submit and track claims and appeals. This organization also offers outreach services like holiday gift and food giveaways for veterans and their families. Service members can get connected to mental health and medical services through the federal VA health care system.
Ocean County Connection(732) 288-7777At the County Connection office, seniors and veterans can access health screenings, employment placement and notary services. This organization also provides information and assistance on consumer issues, senior safety and Social Security access. Transportation can be arranged to and from the center, and the Mobile Connection travels to provide services to seniors across the county.
Legal Services of New Jersey(732) 608-7794Seniors and veterans can get pro-bono legal assistance with cases related to health care and insurance access, consumer protection and abuse prevention. Elders can also get help settling tax and medical bill disputes. This organization also has a free self-help resource and information center.

Assisted Living Laws and Regulations in Ocean County

Ocean County-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in New Jersey are required to follow. Visit our Assisted Living in New Jersey page for more information about these laws.