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The 10 Best Assisted Living Facilities in Cocoa, FL for 2024

Our comprehensive listings and authentic reviews in Cocoa, FL below include 25 Assisted Living facilities with 465 reviews. On average in Cocoa, residents and their loved ones rate Assisted Living options .

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Assisted Living Facilities in Cocoa, Florida

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What to Consider About Assisted Living in Cocoa

In the state of Florida, The Bureau of Health Facility Regulation provides licensing and oversight for all assisted living facilities. This includes monitoring operations, enforcing care regulations and conducting inspections. 

Benefits and Drawbacks of Assisted Living in Cocoa

  • Seniors who live in Cocoa, FL, have several options when it comes to acquiring needed health care. Rockledge Regional Medical Center is a general hospital providing both primary and emergency care. Cape Canaveral Hospital, another highly rated facility in nearby Cocoa Beach, offers services ranging from lab testing to cardiology to general surgery. 
  • Cocoa has a relatively low cost of living when compared with the rest of the country. It comes in at about 10.8% less than the national average, with low rates for health care, housing, utilities and groceries. These statistics translate to more value for every dollar, making Cocoa a great place for all retirees. 
  • The favorable climate of Cocoa, FL, with its warm and sunny weather makes it an ideal location for many seniors. The area gets zero inches of snowfall annually, although it sees its fair share of rain, with 53 inches per year compared to the U.S. average of 38. The increased amount of precipitation doesn't detract from the 238 sunny days every year. 
  • Cocoa has a higher-than-average crime rate, with both violent crimes and property crimes rating significantly higher than many other places in Florida. Seniors who live in assisted living facilities are protected by strict security measures and constant monitoring, so the crime rate is typically not a concern. 
  • The state of Florida has tax laws that work in favor of seniors. Florida has no tax on Social Security or pension income and no inheritance or estate tax. 

 

Paying for Assisted Living in Cocoa

Assisted living costs in Cocoa are $4,461 per month, which is higher than the state's average but below the national median. 

The Cost of Assisted Living in Nearby Cities

Cocoa's rate for assisted living is $4,461 per month on average, which is $461 higher than the Florida median but is within $50 of the U.S. average of $4,500. Nearby cities with lower costs include Fort Myers at $4,334 and Tampa at $3,350, while Jacksonville is more expensive and charges $4,660 per month. Orlando prices typically align with the Florida average. 

Cocoa

$4,461

Florida

$4,000

United States

$4,500

Orlando

$4,000

Fort Myers

$4,334

Jacksonville

$4,660

Tampa

$3,350

The Cost of Other Types of Senior Care

Assisted living care in Cocoa is just one of the options for senior care in the area. Residents can choose either in-home care or home health care for $4,767. While these options allow seniors to stay in their own homes, residents still must pay for their housing costs in addition to the cost of care. A more affordable option is adult day health care at $1,408 per month. Seniors who need constant skilled nursing care can get a semiprivate room for $9,688 per month on average. 

In-Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,408

Assisted Living Facility

$4,461

Nursing Home Facility (semiprivate room)

$9,688

Note: Data for Cocoa was unavailable, so data for the nearest city, Palm Bay, was used instead.

Financial Assistance for Assisted Living in Cocoa

Eligible seniors in Cocoa can apply for financial assistance for ALF expenses through two state programs. The Optional State Supplementation program (OSS) is a need-based program that provides income-eligible seniors with funds to use toward room and board at an assisted living facility. The Statewide Medicare Managed Care (SMMC) long-term care plan includes two financial aid programs. Medicaid-eligible seniors can apply for funding through the Long-Term Care Managed Care program (LTC) and the Managed Medical Assistance (MMA) program.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Florida page.

Financial Assistance in Florida

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Florida page.

Free Assisted Living Resources in Cocoa

Cocoa and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Cocoa, please visit our Assisted Living in Florida page.

Assisted Living Laws and Regulations in Cocoa

Cocoa Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in are required to follow. Visit our Assisted Living in Florida page for more information about these laws.

Assisted Living Laws and Regulations in Florida

Helpful Articles

Assisted Living near Cocoa, FL

RockledgeMerritt IslandCocoa BeachTitusvilleSatellite BeachIndian Harbour Beach

Other Options in Cocoa, FL

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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