Assisted Living Communities in Torrington, Connecticut

In Torrington, assisted living facilities charge approximately $5,225 per month for services, which is about $100 over the state norm and $750 higher than the national median. Seniors in New Haven pay lower monthly rates of $5,088 for residential care, and opting for services in Norwich instead of Torrington offers a potential savings of $925. In Bridgeport, care costs are over $1,000 higher than in Torrington, and across state lines in Providence, RI, seniors pay $6,063 for residential care.

Assisted living rates in Torrington average $5,225 per month.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Connecticut page.

Assisted living facilities in Torrington charge $5,225 per month for housing and care, making this among the most budget-friendly care types in the city. Adult day health care is the only local long-term care option that costs less, with monthly rates averaging $1,896. In-home care and home health care, which offer similar scopes of services but don’t include housing, come with higher monthly fees of $5,329 and $5,577, respectively. Nursing homes charge well over double the cost of assisted living facilities, with base rates at $13,247.

Assisted living facilities in Connecticut are officially called assisted living service agencies, and they obtain licensing through the Department of Public Health. This department publishes information on the minimum standards assisted living facilities must follow related to staffing, staff training, care planning and move-in and move-out procedures. It also provides details on residents' rights. 

• Torrington is a generally affordable place to live, which may appeal to older adults with limited financial resources. The overall cost of living is about 9% below the national average and 20 percentage points below the state norm. Housing costs, transportation expenses and groceries are lower here than in the state as a whole and may result in competitive assisted living expenses.
• All forms of retirement income, including Social Security benefits, are taxable in Connecticut. The state also imposes an estate tax, and property taxes are among the highest in the nation. However, seniors whose income is below a certain threshold don’t have to pay taxes on Social Security income, and opting for assisted living may let them avoid high housing-related costs.
• The air quality in Torrington is decent and may support the health and comfort of seniors retiring to the city, including those living with chronic lung or heart conditions. The American Lung Association gives Litchfield County, where the city is located, a passing grade for annual particle pollution and grades of B for ozone and 24-hour particle pollution.
• Crime, especially violent crime, is relatively uncommon in Torrington, fostering the environment many retirees are seeking. On a 100-point index, the city scores lower than the nation with a 9.5 for violent crime and 29.1 for property crime, indicating there’s less crime here than in a typical U.S. city.
• Torrington has a humid continental climate with four distinct seasons. The summer months are generally the most comfortable, with daytime temperatures in the low 80s. Winters are chilly with lows in the teens, and the city gets 47 inches of snow and 53 inches of rain, with 126 days per year getting measurable precipitation. Assisted living facilities often have individually controlled thermostats in residents’ units, helping them stay comfortable throughout the year.
• Charlotte Hungerford Hospital is located in Torrington, providing access to medical care for seniors in local assisted living facilities. While the local rate of doctors per capita is about 15% below the national norm, many assisted living facilities have on-call physicians who provide routine care.