Cottonwood is a small city in Arizona that’s a little more than an hour southwest of Flagstaff. It’s home to just over 12,253 residents, more than 27% of whom are seniors aged 65 and older. The city features all the charm of a small town along with many big-city amenities, including world-class healthcare facilities like Northern Arizona Healthcare, which is open for emergencies 24 hours a day. This, along with an average cost of living, is likely why so many older adults like to call Cottonwood home.

Many seniors in Cottonwood and throughout the U.S. reside in assisted living facilities. These communities offer a supportive living environment, with caregivers who help with daily tasks and amenities such as meals, housekeeping, and transportation. Assisted living is a good option for seniors who can’t live independently but don’t require 24-hour medical attention, such as what’s provided in nursing homes. Seniors in Cottonwood pay an average of $4,450 per month for assisted living, which is $550 more than Arizona’s median cost.

This guide provides basic information about assisted living in Cottonwood and its average costs, as well as benefits and drawbacks of retiring here and free local resources that can help seniors.

Directory of Assisted Living Facilities in Cottonwood, AZ

Cottonwood Village

201 E. Mingus Ave., Cottonwood, AZ, 86326

I’m at Cottonwood Village. It’s going real well. My birthday is in July, so we had a birthday lunch for all those having birthdays in July. They had decorations on the tables and everything. It was ju … (read more)
I’m at Cottonwood Village. It’s going real well. My birthday is in July, so we had a birthday lunch for all those having birthdays in July. They had decorations on the tables and everything. It was ju … (read more)

Austin House Assisted Living

195 South Willard St, Cottonwood, AZ, 86326

We visited Austin House Assisted Living. It was a scheduled visit, but the lady who was supposed to take me around was not there, so somebody else helped me. They showed me one room with two women tha … (read more)
We visited Austin House Assisted Living. It was a scheduled visit, but the lady who was supposed to take me around was not there, so somebody else helped me. They showed me one room with two women tha … (read more)

2018

Country Care Assisted Living

3940 E. Cassie Lane, Cottonwood, AZ, 86326

My disabled brother lives(d) here. Recently taken to the emergency room & refused to pick him up, saying he was evicted. I don’t live in the area so not able to pick him up. I made it to the eme … (read more)
My disabled brother lives(d) here. Recently taken to the emergency room & refused to pick him up, saying he was evicted. I don’t live in the area so not able to pick him up. I made it to the eme … (read more)

Carefree Assisted Living Center

22 South 7th St, Cottonwood, AZ, 86326

My Mother has Parkinson’s, is on hospice, and has lived at Carefree for over a year. Her financial situation requires that she share a room with another resident. The rooms are very nice and clean. … (read more)
My Mother has Parkinson’s, is on hospice, and has lived at Carefree for over a year. Her financial situation requires that she share a room with another resident. The rooms are very nice and clean. … (read more)

Gracious Granny’s LLC

1420 Bates Road, Cottonwood, AZ, 86326

I went to the Gracious Granny’s. They only take women, and I think they only take 10 or 12 at any one point in time. It was very nice. People were very friendly. It was a big house in a nice area. It … (read more)
I went to the Gracious Granny’s. They only take women, and I think they only take 10 or 12 at any one point in time. It was very nice. People were very friendly. It was a big house in a nice area. It … (read more)

Best of Europe – Adult Care Home

1632 EAST COCONINO STREET, Cottonwood, AZ, 86326

Elysia and the rest of the staff here were absolutely wonderful with my father for the few months that he was there all the way through his passing! They’re super caring observant and mindful of all o … (read more)
Elysia and the rest of the staff here were absolutely wonderful with my father for the few months that he was there all the way through his passing! They’re super caring observant and mindful of all o … (read more)

The Landings of Prescott Valley

3500 N Windsong Dr, Prescott, AZ, 86314

The Landings of Prescott Valley didn’t have as many facilities as what I needed, but it’s a newer place. It’s very well kept, very light, and airy. They had one available room, and it was very nice. I … (read more)
The Landings of Prescott Valley didn’t have as many facilities as what I needed, but it’s a newer place. It’s very well kept, very light, and airy. They had one available room, and it was very nice. I … (read more)

Glassford Place

7509 East Long Look Drive, Prescott Valley, AZ, 86314

My mother-in-law moved into Glassford Place. It is all contained in one building. They have a central courtyard, and it’s pretty large. There are benches and grass, and you can have a pet. They have a … (read more)
My mother-in-law moved into Glassford Place. It is all contained in one building. They have a central courtyard, and it’s pretty large. There are benches and grass, and you can have a pet. They have a … (read more)

Haven of Camp Verde

86 West Salt Mine Road, Camp Verde, AZ, 86322

I went to Haven of Camp Verde. The people were very pleasant and nice, but it was just too small. And I like it a little bit more socially. Even though I’m not in good shape, I’m very social, and the … (read more)
I went to Haven of Camp Verde. The people were very pleasant and nice, but it was just too small. And I like it a little bit more socially. Even though I’m not in good shape, I’m very social, and the … (read more)

2012

Granite Gate Senior Living

3850 North US Highway 89, Prescott, AZ, 86301

Granite Gate Senior Living is located in Prescott, Arizona, in the middle of a beautiful rock formation. The welcoming and friendly ambiance at the community is consistently praised by residents and v … (read more)
Granite Gate Senior Living is located in Prescott, Arizona, in the middle of a beautiful rock formation. The welcoming and friendly ambiance at the community is consistently praised by residents and v … (read more)

Shiloh Adult Care

5336 NORTH LONG RIFLE ROAD, Prescott Valley, AZ, 86314

Shiloh is a wonderful home that offers top notch care to the residents. Mom had a difficult time making the transition from her home to a facility and everyone worked with her to make this transition … (read more)
Shiloh is a wonderful home that offers top notch care to the residents. Mom had a difficult time making the transition from her home to a facility and everyone worked with her to make this transition … (read more)

Sedona Sunrise Center for Adults

110 Indian Cliffs Road, Sedona, AZ, 86336

A wonderful day program filled with many activities, events, music and much more. My mother is happy here and this has become a major part of her life since she has Alzheimer’s Disease.
A wonderful day program filled with many activities, events, music and much more. My mother is happy here and this has become a major part of her life since she has Alzheimer’s Disease.

The Meadows Of Prescott Valley

7766 East Welsh Mountain Drive, Prescott Valley, AZ, 86315

We found The Meadows of Prescott Valley for my wife. It’s only 25 minutes from where I live. We were there for three to four hours. It’s a home totally modified to accommodate people who need help. Th … (read more)
We found The Meadows of Prescott Valley for my wife. It’s only 25 minutes from where I live. We were there for three to four hours. It’s a home totally modified to accommodate people who need help. Th … (read more)

New Horizon’s Adult Care Homes

1045 Chuck Wagon Lane, Chino Valley, AZ, 86323

My mother is in New Horizon’s Adult Care Homes. The reason why I chose it is that it feels like a home, they’re very warm, loving, and attentive. They’re very thorough and they provide complete care f … (read more)
My mother is in New Horizon’s Adult Care Homes. The reason why I chose it is that it feels like a home, they’re very warm, loving, and attentive. They’re very thorough and they provide complete care f … (read more)

Sedona Winds

475 Jacks Canyon Road, Sedona, AZ, 86351

I visited Sedona Winds. It seemed good, but a little bit dark, I would say it needs some updating. The other thing I didn’t care for, is they’re not running their activities except for three or four d … (read more)
I visited Sedona Winds. It seemed good, but a little bit dark, I would say it needs some updating. The other thing I didn’t care for, is they’re not running their activities except for three or four d … (read more)

El Dorado Residential Care Home

3363 WEST MIDDLE VERDE ROAD, Camp Verde, AZ, 86322

The care that is provided is EXCELLENT. Everything about the premise bright and uplifting. You can tell that everyone is happy and well provided for. Rosie is a wonderful care provider and is always i … (read more)
The care that is provided is EXCELLENT. Everything about the premise bright and uplifting. You can tell that everyone is happy and well provided for. Rosie is a wonderful care provider and is always i … (read more)

Touchmark at The Ranch

3180 Touchmark Blvd, Prescott, AZ, 86301

So far, having my father in Touchmark at The Ranch is going well. It was a smart move. The staff is above average, they’ve been in contact a lot and are trying to do their best despite the COVID situa … (read more)
So far, having my father in Touchmark at The Ranch is going well. It was a smart move. The staff is above average, they’ve been in contact a lot and are trying to do their best despite the COVID situa … (read more)

Golden Leaf Care Home

5400 Hondo Dr, Prescott Valley, AZ, 86314

This is a private home facility licensed for 8 residents. Currently they are only taking 2 ladies. Otherwise they do all three levels of care. The home is very nice and well maintained. The grounds a … (read more)
This is a private home facility licensed for 8 residents. Currently they are only taking 2 ladies. Otherwise they do all three levels of care. The home is very nice and well maintained. The grounds a … (read more)

Santa Fe House Adult Care Home

4988 North Cowpoke Road, Prescott Valley, AZ, 86314

This is a private home facility. The home is nice and well maintained as are the grounds. They are licensed for 6 residents. All bedrooms are private and bathrooms shared. They are handicapped equipp … (read more)
This is a private home facility. The home is nice and well maintained as are the grounds. They are licensed for 6 residents. All bedrooms are private and bathrooms shared. They are handicapped equipp … (read more)

Aspen Creek Care Home

2968 North Valley View Drive, Prescott Valley, AZ, 86314

Aspen Creek was very bright, very clean, and wasn’t cluttered. The residents were doing a variety of things instead of sitting in their wheelchairs in front of a TV. It had a good feeling to it. The … (read more)
Aspen Creek was very bright, very clean, and wasn’t cluttered. The residents were doing a variety of things instead of sitting in their wheelchairs in front of a TV. It had a good feeling to it. The … (read more)

What to Consider About Assisted Living in Cottonwood

Assisted living facilities in Cottonwood and throughout Arizona are regulated by the Arizona Department of Health Services. This office issues licenses for assisted living and other long-term care facilities throughout the state. It also conducts inspections to ensure compliance with local laws and regulations.

Benefits and Drawbacks of Assisted Living in Cottonwood

  • Cottonwood has a dry desert climate. With about 15 inches of precipitation each year and an average of 275 sunny days. Seniors who prefer warm weather can thrive living here. However, summer high temperatures are hot, with the average July high sitting around 100 degrees, so seeking an assisted living facility with air conditioning is important.
  • Property crime and violent crime rates in Cottonwood are above national averages. That being said, assisted living facilities provide security features such as video surveillance and locked entries to ensure the safety of residents.
  • Seniors living in Arizona experience some tax relief. The state doesn’t tax Social Security retirement benefits, and for those who own property, property taxes are low when compared with many other states. However, some retirement income, including 401(k) distributions, are taxed, and sales taxes in the state are above average.
  • Cottonwood’s air quality is considerably higher than the national average. On a scale of one to 100, the city’s air quality index is 72, which may provide some relief for seniors living with respiratory or cardiac conditions. By comparison, the average air quality index across the U.S. is just 58.
  • Cottonwood Area Transit (CAT) helps seniors safely get around in the city when other transportation options aren’t available. Those with disabilities can take CAT Paratransit, which offers shared, door-to-door service for those who live near a fixed route bus stop. Seniors and veterans are eligible for half-priced fares for both CAT fixed-route services and paratransit services.
  • Although Cottonwood is a small city, it offers plenty of options for seniors looking for entertainment. Nearby in Clarkdale, the annual Verde Valley Wine Festival keeps adults of all ages entertained with wine tastings and an array of outdoor activities. Additionally, seniors can enjoy day trips to Old Town Cottonwood, featuring quaint shops and unique eateries.

Paying for Assisted Living in Cottonwood

Assisted living in Cottonwood averages $4,450 per month, according to the Genworth 2020 Cost of Care Survey. Arizona’s average cost across the state is just $3,900 per month, while the national average is $4,300.

The Cost of Assisted Living in Nearby Cities

At $4,450 per month, the cost of assisted living is among the highest in the state. In Phoenix, seniors typically pay $750 less per month, while Tucson seniors can expect to pay just $4,075 monthly, or $375 less per month than in Cottonwood. Yuma’s assisted living facilities have charges similar to Tucson’s, with a monthly average of $4,025 per month, or $425 less than Cottonwood.

$4450

Cottonwood

$3900

Arizona

$4300

The United States

$3700

Phoenix

$4075

Tucson

$4025

Yuma

The Cost of Other Types of Senior Care

Seniors looking for assisted living in Cottonwood might want to consider other long-term care options. When it comes to cost, homemaker services and home health aide services are priced similarly at $4,385 and $4,576 per month, respectively. Seniors in need of a higher level of care may need to consider residence in a nursing home. Those who do can expect to pay an average of $6,844 per month for a semiprivate room or $8,973 per month for a private room. Cost data is unavailable for adult day care in the Cottonwood area, but the state average is $1,842.

$4385

Homemaker Services

$4576

Home Health Aide

$4450

Assisted Living Facility

$6844

Nursing Home Facility (semiprivate room)

$8973

Nursing Home Facility (private room)

Note: Care cost data for Cottonwood was not available, so data for the closest city, Prescott Valley Area, was used instead.

Financial Assistance for Assisted Living in Cottonwood

Learn more about these programs, plus who’s eligible, on our Assisted Living in Arizona page.

Paying for Assisted Living Facilities in Arizona

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Arizona page.

Free Assisted Living Resources in Cottonwood

Free and low-cost resources are available for seniors living in Cottonwood. This includes agencies and nonprofit organizations that provide help with health benefits, transportation and nutritional services, as well as recreational and wellness programs.

Resource

Contact 

Service

(928) 634-5450

The Verde Valley Senior Center provides services such as congregate meals and Meals on Wheels delivery for seniors in Cottonwood and its surrounding areas. Other services that seniors can access here include veteran counseling, grief counseling, blood pressure checks, AARP driver's education and courses on topics including healthy living and emergency preparedness.

(928) 204-1238

The Verde Valley Caregivers Coalition provides free transportation for seniors in need. Service is available for shopping, medical appointments and other errands, as well as social visits. Volunteers provide all transportation.

(877) 521-3500

The Area Agency on Aging offers an array of supports and services for seniors and caregivers. That includes Medicare and Medicaid benefits counseling, case management, caregiver training and elder care referrals. This agency also provides referral services for seniors in need of nutrition assistance, housekeeping or legal help. 

(928) 649-1532

Seniors eligible for benefits and assistance from Veterans Affairs can apply for supports at the Veterans Services office in Cottonwood. Programs offered by VA include housing and long-term care financial supports, healthcare assistance and counseling services. 

Assisted Living Laws and Regulations in Cottonwood

Cottonwood-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Michigan are required to follow. Visit our Assisted Living in Arizona page for more information about these laws.

Assisted Living Laws and Regulations in Arizona