Assisted Living Communities in Daphne, Alabama

Seniors in Daphne pay average monthly rates of $3,988 for assisted living. While this exceeds Alabama’s norm of $3,503, it’s 11% lower than the national average. Local care costs come in about $300 below the average in Auburn, although other cities in Alabama may have more affordably priced care. For example, in Mobile, monthly fees are 12% less than in Daphne, and in Tuscaloosa, seniors pay about $840 less per month on assisted living expenses. Similarly, monthly care costs in Dothan are significantly lower than in Daphne at $2,150.

In Daphne, assisted living residents pay $3,988 per month on average for care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Alabama page.

In Daphne, assisted living facilities charge $3,988 per month on average for care. Only adult day health care, which doesn’t include housing, is more affordably priced at $1,647. Other senior care options are generally more expensive, with seniors paying $4,814 per month for in-home care, which includes nonmedical services, and home health care, which features skilled nursing services. Nursing home care, which features around-the-clock medical support and monitoring, costs about 76% more than assisted living.

All assisted living facilities in Daphne are licensed through the Alabama Department of Public Health, Bureau of Health Provider Standards. This department enforces minimum standards for nutrition and medication services, care planning and staffing and publishes information on residents’ rights.

• On a 100-point cost of living index based on living costs nationwide, Daphne scores 92.5. While this is about nine points higher than the Alabama norm, it indicates that residents pay less on living expenses here than in the typical U.S. city. Housing prices in Daphne are high compared to the rest of Alabama but affordable compared to the nation as a whole, which may support competitive assisted living pricing.
• Crime is relatively uncommon in Daphne, fostering the safe environment many retirees are seeking. The city rates 10.2 for violent crime and 31.8 for property crime on a 100-point index. By comparison, the nation’s respective scores come in higher at 22.7 and 35.4, indicating that crime occurs less frequently in Daphne than in a typical U.S. city.
• Year-round temperatures in Daphne range from winter lows of 38 degrees Fahrenheit to summer highs of 90 degrees Fahrenheit, which is typical of Alabama as a whole. Outside of an occasional dusting in December, snowfall is rare in this city, but residents see about 67 inches of annual rainfall. To stay comfortable throughout the year, many assisted living residents enjoy amenities such as swimming pools, indoor activity centers and individual climate controls in their rooms.
• Daphne doesn’t have any hospitals within its limits, but Thomas Hospital is located just 6 miles away in Fairhope, promoting access to emergency services and primary and specialty care. Local health care costs are consistent with national norms, rating 100.8 on an index set to a national average of 100. While there are only 173 doctors per capita compared to 210 nationally, many assisted living facilities promote access to prompt medical care through on-site nurses and on-call doctors.
• In Daphne, withdrawals from retirement accounts are fully subject to state income taxes, with rates ranging from 2% to 5%. However, seniors don’t pay state income taxes on Social Security benefits or income from public or private pensions, which may help them afford assisted living expenses.