Memory Care Communities in Mobile, Alabama

Mobile’s memory care monthly costs are just above the Alabama average of $4,379. However, they remain below the national average of $5,625 per month. Within the state, Mobile’s memory care costs fall in the middle. Some cities, including Montgomery at $4,375 and Dothan at $4,299, have lower memory care costs than Mobile. However, other Alabama cities average higher monthly costs, with Auburn coming in at $5,373 and Birmingham averaging $5,035 per month.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

The average cost of a memory care facility in Mobile is $4,404 per month.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Alabama page.

Other types of senior care are available in Mobile as well. Seniors and their families can determine the appropriate care for their needs. The most inexpensive type of care is adult day health care, which averages $1,038 per month. In-home care and home health care both average $3,813 per month. Monthly care in an assisted living facility in Mobile costs $3,523. Nursing homes are the most expensive type of senior care, with a semiprivate room costing $6,692 per month on average.

The Alabama Department of Public Health Bureau of Health Provider Standards licenses and regulates long-term care facilities in Alabama, including memory care facilities in Mobile. The guidelines established by this bureau ensure that memory care facilities in Mobile deliver high-quality care to their residents.

• Cost of living in Mobile is 7% less than the national average, so Mobile seniors might notice some cost savings. Notably, housing, transportation and grocery costs fall under the national average, but seniors can expect to pay more for utilities, which are 14% higher than the national average.
• Mobile’s transit system, The Wave, includes fixed-route buses that travel throughout the city. Seniors ages 65 and older are eligible for reduced fare passes and need to submit proper identification to secure their MyWAVE card.
• Social Security income is exempt from taxes in Alabama, offering some tax advantages for seniors. However, the state also has high sales taxes, which can impact a senior’s budget as well.
• Air quality in Mobile is good, which can benefit seniors with any breathing or lung issues. According to the American Lung Association’s State of the Air report, the area’s 24-hour particle pollution earned an A rating, and its ozone pollution earned a B. 
• Mobile is home to several hospitals, which can provide health care for seniors when a medical issue arises. These hospitals include Ascension Providence Hospital and University Hospital at the University of South Alabama.