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The 10 Best Home Care Agencies for Seniors in Rock Hill, SC for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Rock Hill, SC, residents and their loved ones rate In Home Care agencies 4.92 out of 5 stars across the 18 options below.

Home Care Agencies in Rock Hill, SC

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Paying for Home Care in Rock Hill, SC

The Cost of Home Care in Rock Hill, SC

The 2021 Genworth Cost of Care Survey shows that Rock Hill’s home care prices run $4,668 per month. This is more than the state average by $235 but less than the national average by $289. Costs in Charleston to the southeast run higher by over $300, and Sumter also offers a more expensive rate by almost $300. To the west, Greenville is almost equivalent in cost to Rock Hill, but Columbia to the south provides a cost savings of $283.

Rock Hill

$4,668

South Carolina

$4,433

The United States

$4,957

Fort Collins

$5,005

Columbia

$4,385

Sumter

$4,957

Greenville

$4,671

The Cost of Home Care vs. Other Senior Care Options in Rock Hill, SC

In Rock Hill, home care costs stand in the middle of the price spectrum. Adult day programs are the least expensive, coming in $3,476 cheaper than home care. Assisted living is also slightly less expensive than home care, but seniors may choose the latter if they wish to remain at home. Home health care includes medical assistance and is slightly more expensive than home care. Skilled nursing at a nursing home tops the list with a cost increase of over $3,000.

Home Care

$4,668

Home Health Care

$4,767

Adult Day Health Care

$1,192

Assisted Living

$4,400

Nursing Home Care (semiprivate room)

$7,756

Note: Data for Rock Hill was unavailable, so data for the nearest city, Charlotte, was used instead.

Financial Assistance for Home Care in Rock Hill, SC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Rock Hill Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rock Hill:

ResourceContactAddressService
Legal Assistance for Seniors(803) 734-99001301 Gervais Street, Suite 350, Columbia, SC 29201Working in collaboration with the South Carolina Bar Association, the South Carolina Department on Aging gives seniors access to legal assistance for issues like income protection or age discrimination.  This program is for individuals over the age of 60 residing within the state. Assistance is provided to those most in need.
Meals on Wheels(803) 328-0197917 Standard St. Rock Hill, SC 29730​Meals on Wheels in Rockwall is a food delivery service provided with the help of the York County Council on Aging. Fresh meals are available to homebound seniors aged 60 or over. To schedule a delivery or get answers to any questions, seniors are encouraged to contact the York County Council on Aging for more information.
South Carolina Elderly Simplified Application Project (ESAP)(803) 898-7601PO Box 100229 Columbia, SC 29202The ESAP initiative makes the process of applying for SNAP benefits less difficult for seniors. To qualify, seniors must be at least 60 years old and have no earned income. Seniors are encouraged to apply by filling out a simple application and mailing it in to the South Carolina Department of Social Services.
Healthy Connections Prime Ombudsman(803) 734-99001301 Gervais Street, Suite 350, Columbia, SC 29201This is another program offered by the South Carolina Council on Aging and it aims to assist seniors in navigating Medicare or Medicaid. This program helps seniors who have previously been denied coverage by assisting in the appeals process and providing free health care education. This program is available to those aged 65 years or older.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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