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The 10 Best Home Care Agencies for Seniors in Gastonia, NC for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Gastonia, NC, residents and their loved ones rate In Home Care agencies 4.9 out of 5 stars across the 26 options below.

Home Care Services in Gastonia, North Carolina

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Paying for Home Care in Gastonia, NC

The Cost of Home Care in Gastonia, NC

Seniors in Gastonia pay slightly more than the state average of $4,385 for home care services, according to the Genworth 2021 Cost of Care Survey. However, they pay almost $300 less than the U.S. average, and less than seniors in Asheville. Seniors pay slightly less for home care in Hickory ($4,385), and $664 less per month in Fayetteville. Goldsboro has some of the most affordable home care options, averaging $3,813 per month.

Gastonia

$4,668

North Carolina

$4,385

The United States

$4,957

Goldsboro

$3,813

Fayetteville

$4,004

Hickory

$4,385

Asheville

$4,957

The Cost of Home Care vs. Other Senior Care Options in Gastonia, NC

Home care in Gastonia costs $228 less than assisted living, which offers room and board plus help with the activities of daily living. Home health care services, which provide the same support as home care plus limited nursing services, is $99 more expensive than standard home care. The most affordable care option is adult day health care, which is delivered in community centers during business hours and costs just $1,192 per month. Round-the-clock supervision in a nursing home staffed by licensed nurses is the most costly senior care option, at around $3,100 per month more than home care.

Home Care

$4,668

Home Health Care

$4,767

Adult Day Health Care

$1,192

Assisted Living

$4,400

Nursing Home Care (semiprivate room)

$7,756

Note: Data for Gastonia was unavailable, so data for the nearest city, Charlotte, was used instead.

 

Financial Assistance for Home Care in Gastonia, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

 

Gastonia Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Gastonia:

ResourceContactAddressService
North Carolina Weatherization Assistance Program(919) 733-22301830-A Tillery Place; Raleigh, N.C. 27604The Weatherization Assistance Program helps low-income North Carolina households to save energy and reduce utility bills. The program is funded by the U.S. Department of Energy and is available to individuals and households who meet the eligibility criteria. To be eligible, households must have incomes below 200% of the federal poverty guidelines, and priority is given to the elderly and physically disabled. Services provided include insulating floors and heating system repairs.
Meals on Wheels(704) 862-7540615 N. Highland St, Gastonia, NCMeals on Wheels offers nutritious meals and friendly faces for seniors around Gastonia. The service provides housebound seniors over the age of 60 with daily hot meals. The meals are delivered to their home Monday through Friday by a friendly volunteer, who also checks the safety of the senior and notifies the family if necessary. The meals are all nutritionally balanced to assist seniors in maintaining a healthy lifestyle.
Food and Nutrition Services (Food Stamps)(800) 662-70302001 Mail Service Center, Raleigh, NC 27699-2000The Food Stamps program is a federally funded program that provides low-income families with food assistance to ensure they can have a nutritionally adequate diet. To be eligible, households must earn under the required amount, and special priority is given to the elderly. For a one-person household, the gross earnings per month must be under $1,383. Benefits are given via Electronic Benefit Transfer Cards, which can be used in local participating food outlets. 
Low Income Energy Assistance Program (LIEAP)(704) 862-7500330 Dr. Martin Luther King Jr. Way, Gastonia, NC 28052The LIEAP is a program funded by the government which helps low-income families with high energy bills. The program is available for households who have an income of no more than 130% of the federal poverty line. Seniors aged 60 or older receiving services through the NC Division of Aging and Adult Services are eligible to sign up for assistance from Dec. 1 – 31.
Gaston Arts Council(704) 853-2787301 W Main Ave, Gastonia, NC 28052The Gaston Arts Council provides individuals in Gaston County with art initiatives to optimize wellbeing. It’s available for students, individuals, families, seniors and individuals with special needs. The council hires specific artists to teach community groups. There is also a Military Memories program where war veterans can tell their story to the community through art. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Harriette Gilbert

Other

Review of Home Instead - Gastonia, NC

As the designated Advocate of a dear friend of 69 years, recently placed in a Senior Living facility, I was so fortunate to discover Home Instead sitters and enlist their services in caring for my...

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Home Care

Susan Nelson

I am a current client of this provider

Review of Home Instead - Gastonia, NC

My mother‘s caregiver Cindy was fantastic 10 stars. I could never ask for a better caregiver than Cindy . I appreciate all the hard work compassionate and love that she showed my mom. My mom got...

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Home Care

Julie

I am a current client of this provider

Review of Home Instead - Gastonia, NC

Melissa is personable and very friendly. She is on time and detail-oriented. She takes pride in performing tasks in a timely manner. She is in sync with what I need and how best to provide those...

Read more

In Home Care near Gastonia, NC

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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