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The 10 Best Home Care Agencies for Seniors in Huntersville, NC for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Huntersville, NC, residents and their loved ones rate In Home Care agencies 5.0 out of 5 stars across the 40 options below.

Home Care Services in Huntersville, North Carolina

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On this page:

  • Home Care Services in Huntersville, North Carolina
  • Paying for Home Care in Huntersville, NC
  • Financial Assistance for Home Care in Huntersville, NC
  • Frequently Asked Questions

Paying for Home Care in Huntersville, NC

The Cost of Home Care in Huntersville, NC

According to Genworth’s Cost of Care Survey, home care costs $4,668 per month on average in Huntersville, which is $283 more than the state average. However, it's still $289‬ cheaper than the national average. Seniors can also save money by considering other cities throughout the state. New Bern is one of the most affordable locations, averaging $3,813 per month, while Fayetteville is $664 cheaper than Huntersville despite being one of North Carolina's most populous cities. Raleigh is $289 more expensive, making it one of the most expensive cities in the state.

Huntersville

$4,668

North Carolina

$4,385

United States

$4,957

New Bern

$3,813

Fayetteville

$4,004

Raleigh

$4,957

The Cost of Home Care vs. Other Senior Care Options in Huntersville, NC

Assisted living in Huntersville, which is similar to in-home care but provided in a community environment, averages $268 less than home care. Home health care, however, is $99 more expensive but is typically provided by licensed nurses and therapists and includes medical treatments. Adult day health care is a highly affordable option for seniors with lower care requirements, offering savings of up to $3,476 monthly, while nursing homes are very expensive, averaging $3,088‬ more than home care.

Home Care

$4,668

Home Health Care

$4,767

Adult Day Health Care

$1,192

Assisted Living

$4,400

Nursing Home Care (semiprivate room)

$7,756

Note: Data for Huntersville was unavailable, so data for the nearest city, Charlotte, was used instead.

Financial Assistance for Home Care in Huntersville, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help to pay for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations, typically a maximum benefit of $150 per day, and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial or nonmedical care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care services either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans' Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a tax-free portion of your home's equity in cash. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Frequently Asked Questions

Reviews of Care Providers Nearby

Home Care

John David "JD" W

I am a current client of this provider

Review of Right at Home Charlotte and Lake Norman

They went out of their way to make sure that someone was always available. It has been a good service.

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Home Care

Vivian M_6

I am a current client of this provider

Review of Right at Home Charlotte and Lake Norman

I have been with them for several years and the three ladies that assist me with David are very good. I am able to leave and go upstairs and take a bath and not have to worry. They do come by to...

Read more

Home Care

Brandon K_1

I am a current client of this provider

Review of Right at Home Charlotte and Lake Norman

Brandon is an 83-year-old woman, she does not have any other family, and we are long term friends, but I cannot always be there for her, so that is why I got the care for her. They have made sure...

Read more

In Home Care near Huntersville, NC

CorneliusDavidsonMount MournePaw CreekNewellHarrisburg

Other Options in Huntersville, NC

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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