Denver is a small unincorporated community in Lincoln County with a population of about 3,260, which includes about 550 residents aged 65 or older. It was formerly known as Dry Pond, but it’s not dry any more, thanks to Lake Norman, the largest man-made body of freshwater in the state. Denver sits on the west side of the lake, which offers a tranquil setting for a relaxing day of fishing or birdwatching for seniors who enjoy outdoor activities. Although it’s a small community, Denver still boasts numerous everyday conveniences, and it’s less than 30 minutes from Charlotte for seniors seeking big-city amenities.

Assisted living provides a safe residential setting for seniors who need some personalized supportive care but wish to remain as independent as possible. The average cost of assisted living in Denver is $4,000 per month, which is slightly higher than the state average but still lower than the national average.

This guide provides a wealth of assisted living information for seniors in Denver, including some benefits and drawbacks of retiring in Denver. It also offers cost comparisons of other types of senior care and how Denver’s assisted living cost stacks up against other North Carolina cities.

Directory of Assisted Living Facilities in Denver, NC

Mary’s Family Care Home

4822 Webbs Chapel Church Road, Denver, NC, 28037


Wexford House

3900 Wexford Lane, Denver, NC, 28037

Wexford House is clean. They have private rooms and private bathrooms. They have amenities and activities. They have a bus that will take them to places and appointments. The staff members are very ki … (read more)
Wexford House is clean. They have private rooms and private bathrooms. They have amenities and activities. They have a bus that will take them to places and appointments. The staff members are very ki … (read more)

Lakewood Care Center, Inc.

7981 Optimist Club Rd, Denver, NC, 28037

These people are the absolute worst! The nurses yell at you. They feed you bologna sandwiches. No JOKE! They hold your meds….I could go on about all the horrible things this place does to people. DO … (read more)
These people are the absolute worst! The nurses yell at you. They feed you bologna sandwiches. No JOKE! They hold your meds….I could go on about all the horrible things this place does to people. DO … (read more)

Special Touch Living

514 Southland Road, Huntersville, NC, 28078

Special Touch Living is located on Southland Road in the Shepherds Vineyard neighborhood of Huntersville, North Carolina, near the NorthStone Country Club, North Mecklenburg Park and several stores an … (read more)
Special Touch Living is located on Southland Road in the Shepherds Vineyard neighborhood of Huntersville, North Carolina, near the NorthStone Country Club, North Mecklenburg Park and several stores an … (read more)

Summit Place of Mooresville

128 Brawley School Road, Mooresville, NC, 28117

Summit Place is located in Mooresville, North Carolina, close to amenities including shopping, restaurants, parks and Interstate 77. Visitors to the facility compliment the clean rooms, the caring, co … (read more)
Summit Place is located in Mooresville, North Carolina, close to amenities including shopping, restaurants, parks and Interstate 77. Visitors to the facility compliment the clean rooms, the caring, co … (read more)

Peninsula Family Care Home

18240 John Connor Road, Cornelius, NC, 28031


Grapperhall Family Care Home

16401 Grapperhall Drive, Huntersville, NC, 28078


2022

Joyful Senior Living

16627 Ranger Trail, Huntersville, NC, 28078

Joyful Senior Living was outstanding. The owners were outstanding people. They’re very nice and very good Christians. My wife lived there before, and they did a great job. Their rooms were also very c … (read more)
Joyful Senior Living was outstanding. The owners were outstanding people. They’re very nice and very good Christians. My wife lived there before, and they did a great job. Their rooms were also very c … (read more)

2014, 2022

TerraBella Lake Norman

140 Carriage Club Drive, Mooresville, NC, 28117

I have visited and been in contact with someone from TerraBella Lake Norman. I don’t know if she’s the coordinator or what, but they’re wonderful and they’ve been fantastic. From what I saw, there’s a … (read more)
I have visited and been in contact with someone from TerraBella Lake Norman. I don’t know if she’s the coordinator or what, but they’re wonderful and they’ve been fantastic. From what I saw, there’s a … (read more)

2014, 2016

The Addison of Lincolnton

440 Salem Church Road, Lincolnton, NC, 28092

The Addison of Lincolnton was nice and clean. Everything was centrally located and they were doing a lot with the residents. At the time of my visit, they were having a little concert. So, they had pl … (read more)
The Addison of Lincolnton was nice and clean. Everything was centrally located and they were doing a lot with the residents. At the time of my visit, they were having a little concert. So, they had pl … (read more)

The Pines at Davidson

400 Avinger Ln, Davidson, NC, 28036

The Pines at Davidson is located in Davidson, North Carolina, less than five miles from Smithville Park and Interstate 77. Visitors compliment the community for its modern, well-kept interior and vast … (read more)
The Pines at Davidson is located in Davidson, North Carolina, less than five miles from Smithville Park and Interstate 77. Visitors compliment the community for its modern, well-kept interior and vast … (read more)

Ranson Ridge Assisted Living & Memory Care

13910 Hunton Lane, Huntersville, NC, 28078

Ranson Ridge Assisted Living & Memory Care is located on Hunton Lane in Huntersville, North Carolina, just a few miles from Saint Mark Catholic Church and Interstate 77. Family members of resident … (read more)
Ranson Ridge Assisted Living & Memory Care is located on Hunton Lane in Huntersville, North Carolina, just a few miles from Saint Mark Catholic Church and Interstate 77. Family members of resident … (read more)

Cadence Huntersville

250 Commerce Centre Dr, Huntersville, NC, 28078

The tour I had with Cadence at Huntersville was led by a very knowledgeable and kind person. I was very impressed with the cleanliness of the place, the different activities, and the dining room. They … (read more)
The tour I had with Cadence at Huntersville was led by a very knowledgeable and kind person. I was very impressed with the cleanliness of the place, the different activities, and the dining room. They … (read more)

Cadence Mooresville

198 E. Waterlynn Road, Mooresville, NC, 28117

Carillon Assisted Living is located in Mooresville, North Carolina, close to I-77 and numerous medical clinics. Visitors describe the facility as nice and clean, and they’re impressed by the friendly … (read more)
Carillon Assisted Living is located in Mooresville, North Carolina, close to I-77 and numerous medical clinics. Visitors describe the facility as nice and clean, and they’re impressed by the friendly … (read more)

Stanley Total Living Center

514 Old Mt. Holly Road, Stanley, NC, 28164

This is in the town of Stanley, and it’s called Stanley Total Living Center. They are excellent. I would have put him there, but they didn’t have any rooms available. I would have liked to put him the … (read more)
This is in the town of Stanley, and it’s called Stanley Total Living Center. They are excellent. I would have put him there, but they didn’t have any rooms available. I would have liked to put him the … (read more)

Heath House

919 Wilma Sigmon Rd, Lincolnton, NC, 28092

The staff is lazy!! They say there hiring! But when u have employees off 4 and 5 days a week! That’s not good!! In very need of a new staff!! My family member didn’t like it! Said the staff didn’t car … (read more)
The staff is lazy!! They say there hiring! But when u have employees off 4 and 5 days a week! That’s not good!! In very need of a new staff!! My family member didn’t like it! Said the staff didn’t car … (read more)

Mooresville Center

550 Glenwood Dr, Mooresville, NC, 28115

We were not impressed at all with Mooresville Center. It was a typical nursing home setting. It smelled and looked like a nursing home. To me, it’s very old and outdated. The dining room was very plai … (read more)
We were not impressed at all with Mooresville Center. It was a typical nursing home setting. It smelled and looked like a nursing home. To me, it’s very old and outdated. The dining room was very plai … (read more)

Carillon Assisted Living Of Huntersville

250 Commerce Center Drive, Huntersville, NC, 28078


Shepparton Family Care Home

9434 Shepparton Drive, Huntersville, NC, 28078


What to Consider About Assisted Living in Denver

In North Carolina, assisted living facilities are called adult care homes and are licensed by the Department of Health and Human Services, Division of Health Service Regulation. Around the state, Adult Home Specialists monitor these homes and work out of the local Department of Social Services. In Denver, these specialists would come from the Lincoln County DSS in Lincolnton.

Benefits and Drawbacks of Assisted Living in Denver

  • Denver is considered one of the most pleasant places in North Carolina when it comes to climate. It receives an average of 43 inches of rainfall each year, which is only slightly higher than the national average of 38. Plus, it only averages about 1 inch of snow annually, while the national average is 28 inches. The summertime high in July is around 89 degrees, and the wintertime low in January is about 29 degrees, which is about average compared to other places in the state.
  • North Carolina is moderately tax-friendly toward retirees. Seniors benefit from an income tax exemption on all Social Security retirement benefits. However, most other types of retirement income are taxed, usually at a flat rate of 5.25%. Some tax breaks exist, including the “Bailey exemption” for military and many government retirees who completed at least five years of service by August 12, 1989.
  • North Carolina ranks below 25 other states for having a lower sales tax rate. The state tax rate is 4.75%, and the state has an average combined state and local sales tax rate of 6.98%. Lincoln County’s combined total is lower at 6.75%, but the county’s taxes are still higher than 67% of other cities and counties in the state.
  • Although Denver doesn’t have a local hospital, seniors won’t have far to travel, with three options within 11 miles or less of the city. Lake Norman Regional Medical Center is 9 miles away in Mooresville, and Novant Health Huntersville Medical Center is 11 miles away in Huntersville. Atrium Health-Lincoln is also 11 miles away in Lincolnton, and it was rated high-performing for treating COPD.
  • Denver’s overall cost of living is higher than the national average by more than 14%, which can be a drawback for seniors living on a fixed income. However, health costs, which can be a major expense, are equal to the national average.

Paying for Assisted Living in Denver

According to Genworth’s Cost of Care Survey, the average cost of assisted living in Denver is $4,000. Although this is about $200 higher than the statewide average, it’s still $300 less than the national average.

The Cost of Assisted Living in Nearby Cities

At an average of $4,000 per month, Denver’s cost of assisted living is significantly higher than Asheville’s, by $1,250 per month. It’s also higher than Fayetteville’s by $500 but lower than Winston-Salem’s by $500 and less than Charlotte’s by $649.

$4000

Denver

$3800

North Carolina

$4300

The United States

$2750

Asheville

$3500

Fayetteville

$4500

Winston-Salem

$4649

Charlotte

The Cost of Other Types of Senior Care

Seniors also have access to other types of care in Denver. The least costly is adult day health care at about $1,192 per month, but this option provides the least amount of care. Seniors who wish to age in place can receive care at home for the same cost as assisted living. Homemaker services and home health aides both cost an average of $4,000 per month. For those needing extensive care, nursing home facilities are an ideal option but also the costliest. In Denver, the average cost of semiprivate rooms is $6,874, and private rooms are $6,996. 

$4000

Homemaker Services

$4000

Home Health Aide

$1192

Adult Day Health Care

$4000

Assisted Living Facility

$6874

Nursing Home Facility (semi-private room)

$6996

Nursing Home Facility (private room)

Note: Data for Denver was unavailable, so data for the nearest city, Hickory, was used instead.

Financial Assistance for Assisted Living in Denver

The North Carolina Medicaid State Plan provides financial assistance to eligible seniors who need help paying for an assisted living facility in Denver. Eligibility for this plan is determined by the Federal Supplemental Security income payment and any additional income that is claimed by the resident. The plan does not pay for private rooms and apartments, but if the resident prefers a private facility, family supplementation is permitted. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.

Paying for Assisted Living Facilities in North Carolina

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.

Free Assisted Living Resources in Denver

Seniors in Denver have access to an array of free resources at a county, regional and state level. These resources offer various activities and services to help older adults stay active and retain their independence while also benefiting from continued socialization with their peers.

Resource

Contact 

Services

(704) 732-9053

Lincoln County Senior Services offers various aging-related services and programs to any resident of Lincoln County aged 60 or older. The goal of Senior Services is to enhance the quality of life for all seniors and promote participation in the community. Its services include nutrition programs, family caregiver support programs, transportation, and information and assistance. Senior Services also provides a resource database with 155 resources available to Lincoln County seniors.

(800) 508-5777

Centralina AAA in Charlotte serves seniors in a nine-county region, including those within Lincoln County. It promotes independence and advocates for the rights of aging or disabled adults through services provided by a network of funded partners. Most of its programs are intended for adults aged 60 or older, regardless of their income or ability. Services include health and wellness programs, information and options counseling, senior centers, virtual programming, transportation and senior community service employment.

(877) 579-7562

The Senior Law Project provides free civil legal help to seniors aged 60 or older living anywhere within the state. It can help with public benefits, the Supplemental Security Income program, unemployment compensation and housing. Legal Aid can also assist with issues of abuse and neglect, wills and powers of attorney, consumer issues and wrongful repossession. It also administers a Senior Legal Helpline through a statewide toll-free hotline.

(704) 348-2715

(800) 310-9777

The LTC Ombudsman Program administers 16 regional offices and numerous local offices throughout the state to help residents of LTC facilities experiencing problems with the facilities. The ombudsman advocates for residents and works to resolve any issues between residents and facilities to ensure appropriate care. Trained advocates investigate concerns, mediate disputes and promote elder abuse awareness. An ombudsman can also provide information about long-term care and monitor long-term care facilities.

Assisted Living Laws and Regulations in Denver

Denver-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in North Carolina are required to follow. Visit our Assisted Living in North Carolina page for more information about these laws.

Assisted Living Laws and Regulations in North Carolina