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Assisted Living Communities in Denver, North Carolina

Denver sits west of Lake Norman in Lincoln County, about 25 miles north of Charlotte. In this region, seniors pay around $4,283 per month for assisted living in 2024. This cost offers significant savings over North Carolina’s baseline rate of $5,769, and it runs about $1,100 below the national median. Within the city, seniors find 3 assisted living facilities, and 16 more operate...

Directory of Assisted Living in Denver, NC

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The Cost of Assisted Living in Denver, NC and Nearby Cities

The 2024 Genworth Cost of Care Survey shows that assisted living communities in the Denver region charge around $4,283 per month, providing hundreds of dollars in savings over North Carolina’s median of $5,769 and the national norm of $5,350. Local care costs also run well below rates in nearby cities, including Winston and Greensboro, where respective costs hover near $6,200 and $7,250.

Denver

$4,823

North Carolina

$5,769

The United States

$5,350

Asheville

$6,150

Hickory

$5,725

Winston

$6,200

Greensboro

$7,250

Paying for Assisted Living in Denver, NC

Financial Assistance for Assisted Living in Denver

The North Carolina Medicaid State Plan provides financial assistance to eligible seniors who need help paying for an assisted living facility in Denver. Eligibility for this plan is determined by the Federal Supplemental Security income payment and any additional income that is claimed by the resident. The plan does not pay for private rooms and apartments, but if the resident prefers a private facility, family supplementation is permitted. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.

The Cost of Other Types of Senior Living in Denver, NC

In Denver, seniors spend around $4,283 monthly on assisted living expenses. Although adult day health care facilities charge comparatively modest fees of about $2,058 for nonresidential services, private attendance and institutional care cost more. For example, agencies charge approximately $6,292 for in-home care and $8,580 for home health care, and nursing home fees come in near $8,000 for semi-private rooms.

In-Home Care

$6,292

Home Health Care

$8,580

Adult Day Health Care

$2,058

Assisted Living Facility

$4,283

Nursing Home Care (semi-private room)

$8,000

Note: Since data for Denver is unavailable, we used data for the nearest city, Charlotte, instead.

Free Assisted Living Resources in Denver

Seniors in Denver have access to an array of free resources at a county, regional and state level. These resources offer various activities and services to help older adults stay active and retain their independence while also benefiting from continued socialization with their peers.

ResourceContactService
Lincoln County Senior Services(704) 732-9053Lincoln County Senior Services offers various aging-related services and programs to any resident of Lincoln County aged 60 or older. The goal of Senior Services is to enhance the quality of life for all seniors and promote participation in the community. Its services include nutrition programs, family caregiver support programs, transportation, and information and assistance. Senior Services also provides a resource database with 155 resources available to Lincoln County seniors.
Centralina Area Agency on Aging(800) 508-5777Centralina AAA in Charlotte serves seniors in a nine-county region, including those within Lincoln County. It promotes independence and advocates for the rights of aging or disabled adults through services provided by a network of funded partners. Most of its programs are intended for adults aged 60 or older, regardless of their income or ability. Services include health and wellness programs, information and options counseling, senior centers, virtual programming, transportation and senior community service employment.
Legal Aid of North Carolina's Senior Law Project(877) 579-7562The Senior Law Project provides free civil legal help to seniors aged 60 or older living anywhere within the state. It can help with public benefits, the Supplemental Security Income program, unemployment compensation and housing. Legal Aid can also assist with issues of abuse and neglect, wills and powers of attorney, consumer issues and wrongful repossession. It also administers a Senior Legal Helpline through a statewide toll-free hotline.
North Carolina Regional Long-Term Care Ombudsman Program(704) 348-2715 (800) 310-9777The LTC Ombudsman Program administers 16 regional offices and numerous local offices throughout the state to help residents of LTC facilities experiencing problems with the facilities. The ombudsman advocates for residents and works to resolve any issues between residents and facilities to ensure appropriate care. Trained advocates investigate concerns, mediate disputes and promote elder abuse awareness. An ombudsman can also provide information about long-term care and monitor long-term care facilities.

What to Consider About Assisted Living in Denver

In North Carolina, assisted living facilities are called adult care homes and are licensed by the Department of Health and Human Services, Division of Health Service Regulation. Around the state, Adult Home Specialists monitor these homes and work out of the local Department of Social Services. In Denver, these specialists would come from the Lincoln County DSS in Lincolnton.

Benefits and Drawbacks of Assisted Living in Denver

  • Denver is considered one of the most pleasant places in North Carolina when it comes to climate. It receives an average of 43 inches of rainfall each year, which is only slightly higher than the national average of 38. Plus, it only averages about 1 inch of snow annually, while the national average is 28 inches. The summertime high in July is around 89 degrees, and the wintertime low in January is about 29 degrees, which is about average compared to other places in the state.
  • North Carolina is moderately tax-friendly toward retirees. Seniors benefit from an income tax exemption on all Social Security retirement benefits. However, most other types of retirement income are taxed, usually at a flat rate of 5.25%. Some tax breaks exist, including the “Bailey exemption” for military and many government retirees who completed at least five years of service by August 12, 1989.
  • North Carolina ranks below 25 other states for having a lower sales tax rate. The state tax rate is 4.75%, and the state has an average combined state and local sales tax rate of 6.98%. Lincoln County’s combined total is lower at 6.75%, but the county’s taxes are still higher than 67% of other cities and counties in the state.
  • Although Denver doesn’t have a local hospital, seniors won’t have far to travel, with three options within 11 miles or less of the city. Lake Norman Regional Medical Center is 9 miles away in Mooresville, and Novant Health Huntersville Medical Center is 11 miles away in Huntersville. Atrium Health-Lincoln is also 11 miles away in Lincolnton, and it was rated high-performing for treating COPD.
  • Denver’s overall cost of living is higher than the national average by more than 14%, which can be a drawback for seniors living on a fixed income. However, health costs, which can be a major expense, are equal to the national average.

Assisted Living Laws and Regulations in Denver

Denver-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in North Carolina are required to follow. Visit our 

Reviews of Communities Nearby

Assisted Living

Robin

I am a friend or relative of a current/past resident

Review of Wexford House

Wexford House may not be the fanciest place but it is surely the BEST. My mother has been there for 8 months now. It is clean, the rooms are big and the food is good. They totally understand and...

Read more

Assisted Living

SB216

I visited this facility

Review of Wexford House

Wexford House wasn't as nice as the other place, but it was OK. The staff was very knowledgeable and caring. The apartments were adequate. Upkeep and maintenance looked good. The dining area was...

Read more

Assisted Living

Debra

I visited this facility

Review of Wexford House

Wexford House is clean. They have private rooms and private bathrooms. They have amenities and activities. They have a bus that will take them to places and appointments. The staff members are very...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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