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The 10 Best Home Care Agencies for Seniors in Concord, NC for 2024

With a population of slightly under 108,000 citizens, Concord, North Carolina, is the largest suburb in the Charlotte metropolitan area. Many buildings in Concord’s downtown, including the courthouse, are listed on the National Register of Historic Places, providing an attractive community ambiance that combines with the city’s low cost of living to appeal to retirees. Approximately 12.1% of Concord’s population is comprised of adults aged 65 and over. Home care services are available for those requiring assistance with activities of daily living, such as basic grooming, errands and household tasks. Emergency, primary and specialty care services can be found at Atrium Health Cabarrus. According to the 2021 Genworth Cost of Care Survey, home care costs average $4,668 per month in Concord.

Below we’ve compiled a comprehensive directory of every home care provider in Concord– complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

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Home Care Agencies in Concord, NC

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Paying for Home Care in Concord, NC

The Cost of Home Care in Concord, NC

Located approximately a half-hour’s drive from Charlotte, Concord shares that city’s monthly average for home care costs according to the 2021 Genworth Cost of Care Survey. The cost is several hundred dollars less than the national average for home care and nearly $300 more than the statewide average. Costs are lower in Greenville and higher in Burlington and Hickory. Residents of Goldsboro also pay less for home care.

Concord

$4,668

North Carolina

$4,385

United States

$4,957

Greenville

$4,004

Burlington

$4,576

Hickory

$4,099

Goldsboro

$3,813

The Cost of Home Care vs. Other Senior Care Options in Concord, NC

In Concord, the cost of home health care, which provides limited skilled nursing services, is slightly higher than home care costs. The least expensive senior care option is adult day care, but this takes place outside the senior’s home and doesn’t offer care on evenings and weekends. Those in nursing homes pay the highest average costs for senior care in Concord, while rates are lower for residents of assisted living facilities. 

Home Care

$4,668

Home Health Care

$4,767

Adult Day Health Care

$1,192

Assisted Living Facility

$4,400

Nursing Home Facility (semiprivate room)

$7,756

Note: Data for Concord was unavailable, so data for the nearest city, Charlotte, was used instead.

Financial Assistance for Home Care in Concord, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Concord Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Concord:

ResourceContactAddressService
Cabarrus Meals on Wheels(704) 932-3412342 Penny Lane NE, Concord NC 28025Cabarrus Meals on Wheels offers daily hot lunch delivery between 10:30 am and 1 pm Monday to Friday, along with two frozen meals on weekends. The organization’s volunteers also give daily friendly contact in the form of well-being checkups with each meal delivery. To apply, seniors and others have to be residents of Cabarrus County who can’t prepare their own meals and need the service for at least three weeks. Prices for meals are based on a sliding scale that depends on each applicant’s income.
State-County Special Assistance, In Home (Help to Stay in Your Home)(704) 920-14001303 South Cannon Boulevard Kannapolis, NC 28083North Carolina’s Department of Health and Human Services manages the State-County Special Assistance, In Home Program for Adults. This initiative is open to seniors who can apply for a visit from a case manager from their own county’s department of Social Services. After an in-person assessment, the case manager can see if a senior is eligible for cash support or financial subsidies on essential independent living costs. The aim of the program is to allow eligible elders to live in their own homes for as long as possible.
Home Weatherization in Cabarrus County(704) 920-214165 Church St., PO Box 707, Concord, NC 28026Weatherization in North Carolina is delivered with the help of federal and state funds. Weatherization appointments are administered in each county by a unique office that varies from region to region. The Cabarrus County Planning & Development Office delivers weatherization services to Concord residents. These include furnace repair, home sealing, air conditioning and other home weather protection efforts, all free of charge to households that qualify based on income guidelines. Elderly residents receiving Supplemental Security Income payments are automatically eligible, and preference is given to low-income households with families or seniors.
Cabarrus County Adult and Aging Services(704) 920-14001303 S Cannon Blvd Kannapolis, NC 28083The government of Cabarrus County offers its elderly residents several services for easier independent living. The programs delivered by Cabarrus County Adult and Aging Services include crisis intervention management, referrals to other community resources and in-home aide to those who are eligible and can’t depend on their own caregivers for such support. The office also offers a scheduled transportation program for the county.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

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Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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