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The 10 Best Home Care Agencies for Seniors in Salisbury, NC for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Salisbury, NC, residents and their loved ones rate In Home Care agencies 5 out of 5 stars across the 19 options below.

Home Care Agencies in Salisbury, NC

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Paying for Home Care in Salisbury, NC

The Cost of Home Care in Salisbury, NC

The 2021 Genworth Cost of Care Survey results show Salisbury’s monthly median fee of $3,909 for home care is among North Carolina’s most affordable. It’s also well below the state’s median of $4,385 and significantly less costly than the national average. Comparisons between Salisbury and the nearest surveyed cities show the city’s seniors can save $759 per month when measured against costs in nearby Charlotte’s and $667 compared to monthly averages in Burlington’s. Although the savings aren’t as high, Salisbury seniors can still retain about $286 and $190 compared to Greensboro and Hickory, respectively.

Salisbury

$3,909

North Carolina

$4,385

United States

$4,957

Greensboro

$4,195

Burlington

$4,576

Hickory

$4,099

Charlotte

$4,668

The Cost of Home Care vs. Other Senior Care Options in Salisbury, NC

Salisbury’s home care agencies typically charge $3,909 per month for nonmedical services, such as bathing and dressing. Home health care agencies, which provide light medical care courtesy of registered therapists and nurses, also cost $3,909. At $1,354, adult day care is the most affordable option, while at $4,923, assisted living is costlier. In Salisbury, nursing homes, which provide medical care at near-hospital levels, typically cost $8,197 per month for a semiprivate room.

Home Care

$3,909

Home Health Care

$3,900

Adult Day Health Care

$1,354

Assisted Living Facility

$4,923

Nursing Home Facility (semiprivate room)

$8,197

Note: Data for Salisbury was unavailable, so data for the nearest city, Winston, was used instead.

Financial Assistance for Home Care in Salisbury, NC

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans,

Salisbury Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Salisbury:

ResourceContactAddressService
Ruffy-Holmes Senior Center(704) 216-77141120 Martin Luther King Jr. Street, Salisbury, NC 28144The Rufty-Holmes Senior Center is a multipurpose community center for Rowan County adults aged 55 and older that promotes wellness and independence among seniors. The Center is equipped with a heated swimming pool, fitness room and workout floor; a shuffleboard court; billiards and games room; and a number of meeting spaces. Services include free Medicare counseling and income tax preparation, organized social events and exercise classes. 
Rowan County Veterans Services(704) 216-81381935 Jake Alexander Boulevard West, Suite A-2, Salisbury, NC 28147The Rowan County Veterans Services Department helps veterans, survivors and dependents secure their maximum entitlements through VA programs. Veteran Service Officers can assist with applications for VA Aid and Attendance and Housebound, two enhanced VA pension programs that beneficiaries can use to help cover their home care costs. VSOs can also help eligible vets obtain VA health care services, apply for service records and obtain burial benefits. 
Community Development Block Grant Program(704) 216-27381400 West Bank Street, Salisbury, NC 28144The Salisbury Community Development Corporation’s Community Development Block Grant Program provides emergency and low-interest, income-based loans and grants to help homeowners complete emergency home repairs. This program is open to low-income seniors who need financial help to install assistive devices in their homes such as railings, raised toilets, and ramps, as well as to resolve issues that pose a health and safety threat such as electrical problems and mold. 
Meals on Wheels Rowan(704) 633-03521307 South Salisbury Avenue, Spencer, NC 28159Meals on Wheels provides nutritious, affordable, home-delivered meals to homebound seniors and adults with disabilities. Volunteer drivers drop off a hot lunch every weekday while also performing an informal safety check on each client. Pet food for companion animals is also available through the AniMEALS pet food program. 
Salisbury Transit(704) 638-5252300 West Franklin Street, Salisbury, NC 28144Salisbury Transit operates three public bus routes throughout the city with stops at shopping areas, libraries, apartment buildings and places of worship. Salisbury Transit also operates an ADA-compliant, on-demand paratransit service for riders who cannot use the regular fixed-route service due to disability. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs
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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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