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The 10 Best Home Care Agencies for Seniors in Jamaica, NY for 2024

Jamaica, a Queens Borough neighborhood of New York City, has a population around 2,331,143 — 17.4% of which is aged 65 and above. This is slightly higher than the national average of 16.8%. Located east of Brooklyn, Jamaica is a great choice for seniors who enjoy being close to shops, restaurants and cultural sites. It’s home to several medical facilities, including Jamaica Hospital Medical Center and Mount Sinai Hospital, ranked No. 1 in the nation for geriatrics. Jamaica seniors who need help with daily tasks, such as grooming and housework, pay $5,529 monthly for home care, which is slightly higher than the state and national averages. This differs from home health care, which includes medical assistance.

Below we’ve compiled a comprehensive directory of every home care provider in the Jamaica area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Home Care Agencies in Jamaica, NY

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Paying for Home Care in Jamaica, NY

The Cost of Home Care in Jamaica, NY

Due to Jamaica’s proximity to New York City, they share the same costs. Jamaica’s average home care cost is $5,529, which is around $200 more than the state average. Slightly upstate in Poughkeepsie, the average price is equal to the state average. To the west in Buffalo, care costs are somewhat cheaper than in Jamaica, averaging around $4,957 per month. At $6,101 per month, Ithaca is one of the state’s least affordable places for home care. 

Jamaica

$5,529

New York

$5,339

The United States

$4,957

Poughkeepsie

$5,339

Buffalo

$4,957

Ithaca

$6,101

The Cost of Home Care vs. Other Senior Care Options in Jamaica, NY

Jamaica’s home care costs are typically $200 lower than home health care costs. The services are different in that home health care covers medical services provided by nurses and therapists. For seniors looking for the most affordable care option, adult day health care is probably the best choice at a cost of around $1,950 per month — $3,600 less than home care. For assisted living, Jamaica seniors typically pay around $200 more than home care, and for a semiprivate room in a nursing home, seniors pay the most at an average of $12,471 per month.

Home Care

$5,529

Home Health Care

$5,720

Adult Day Health

$1,950

Assisted Living

$5,750

Nursing Home Care (semiprivate room)

$12,471

Note: Data for Jamaica was unavailable, so data for the nearest borough, Queens, New York, was used instead.

Financial Assistance for Home Care in Jamaica, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Jamaica, NY

Seniors in Jamaica are fortunate to have several programs and services available to help them continue living at home for as long as possible. The government and local agencies offer services such as transportation, home repairs and nutrition programs. 

ResourceContactService
Citymeals on Wheels(212) 687-1234Citymeals on Wheels delivers home-cooked meals to at-risk seniors. Meals are delivered Monday through Friday, and there is also a weekend meal program and a holiday program where seniors can access festive meals for major holidays. A friendly volunteer delivers the meals and also provides some vital socialization to isolated seniors.
Weatherization Assistance Program(518) 474-5700The Weatherization Assistance Program assists low-income households with energy conservation repairs in their homes. Services include attic insulation installation, window repairs and door replacement. To qualify, applicants must meet income guidelines. The program prioritizes seniors, families with a disabled individual and families with children.
Allen Community Senior Citizens Center(718) 658-0980Allen Community Senior Citizens Center serves seniors in several ways, including nutrition programs, recreational activities, educational programs and informational support. Free case management services can assess seniors' needs and support them through counseling, advocacy and referral programs.Programs include exercise programs, Medicare counseling and congregate meals.
Home Energy Assistance Program (HEAP)(800) 692-0557HEAP helps low-income seniors heat and cool their homes. It pays the utility company directly and can cover gas or electricity payments and repair or replace boilers and other heating equipment. Seniors must meet income guidelines to qualify (e.g., have a monthly income at or below $2,729 for a one-person household).

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

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Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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