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The 10 Best Home Care Agencies for Seniors in Minneapolis, MN for 2024

Last Updated: June 5, 2024 - Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Minneapolis, MN, residents and their loved ones rate In Home Care agencies 3.0 out of 5 stars across the 95 options below.

Home Care Services in Minneapolis, Minnesota

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On this page:

  • Home Care Services in Minneapolis, Minnesota
  • Paying for Home Care in Minneapolis, MN
  • Financial Assistance for Home Care in Minneapolis, MN
  • Minneapolis Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Minneapolis, MN

The Cost of Home Care in Minneapolis, MN

Home care in the Minneapolis area is about 40% higher than the U.S. median, but this is reflective of senior living costs statewide, which average 30% higher than the nation. As might be expected for a major urban center, Minneapolis is in the high range of senior living costs when compared to fellow Minnesota towns. Duluth, farther north, costs about $1,200 less a month for care, though Rochester, in the south of the state, is roughly $600 more per month.

Minneapolis Area

$7,055

Minnesota

$6,673

The United States

$4,957

Duluth

$5,815

Rochester

$7,627

Wisconsin

$5,529

Eau Claire, WI

$5,339

The Cost of Home Care vs. Other Senior Care Options in Minneapolis, MN

Home care in Minneapolis represents a significantly lower expense than nursing facilities, which run about $5,000 more a month for a semiprivate room. Assisted living facilities are more affordable than home care, although they require the senior to move into a new residence, which can be a difficult change for some. Adult day care, in which seniors spend the day outside their homes with people their own age, is the most affordable option in Minneapolis, at nearly a third the monthly cost of home care or home health care.

Home Care

$7,055

Home Health Care

$7,055

Adult Day Care

$2,102

Assisted Living

$5,163

Nursing Home Care (semiprivate room)

$11,708

Financial Assistance for Home Care in Minneapolis, MN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Minneapolis Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Minneapolis:

ResourceContactAddressService
Metro Meals on Wheels(612) 623-33631200 Washington Avenue S., Suite 380, Minneapolis, MN 55415Metro Meals on Wheels is a nonprofit organization that delivers hot meals to homebound seniors throughout the Minneapolis area. Meals are delivered by volunteers around midday each day from Monday to Friday. Weekly meal packs and weekend meals are also available for those that require them. All meals are packaged in microwaveable containers to make heating the meal as easy as possible. The drivers will report to staff members if a senior does not answer the door or if something seems amiss and the relevant authorities or family members will be contacted. There is a small charge for each meal, but financial aid is available to those who cannot afford to pay.
Weatherization Assistance Program(651) 539-150085 7th Place East, Suite 280, Saint Paul, MN 55101The Minnesota Weatherization Assistance Program is a federal and state-funded program that provides free home energy upgrades to low-income households in the city of Minneapolis. Priority is given to senior citizens and households with children under the age of 12. The services provided help the residents to save energy and make the home a safe and healthy place to be. A home energy assessment is carried out on eligible properties to determine if energy efficiency improvements will reduce the household energy bills. Potential upgrade services include wall and attic insulation, water heater and furnace repairs and replacements and air leakage reduction. 
Home Chores(952) 541-101910201 Wayzata Blvd., Suite 335, Minnetonka, MN 5530Senior Community Services is a nonprofit organization that assists seniors in the Minneapolis and Saint Paul area. A team of volunteers and staff members provides a range of services to help seniors to be able to independently live in their own homes for a longer period of time. Some of the chores carried out by the program include light housekeeping, minor repairs to homes, lawn mowing, snow removal, painting, fall raking and home safety additions. Chores are either performed on a one-off basis or they can be on a regular schedule to ensure the seniors get the assistance they need. Fees are charged on a sliding scale depending on the senior’s income and ability to pay. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Communities Nearby

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Review of Brightstar Care - Minneapolis, MN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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