Memory Care Communities in Eagan, MN

Costing around $6,454 per month, memory care in Eagan is $819 more than the state price and $829 more than the national median rate. Mankato is Minnesota's cheapest destination for such care, with communities charging $2,535 less than Eagan’s facilities. Compared with memory care residents in Eagan, seniors save $1,229 in Rochester and $1,329 in St. Cloud. Duluth offers a more modest monthly savings of $204.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Eagan charge a monthly fee of about $6,454, although precise costs vary depending on services and amenities.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Minnesota page.

Eagan’s seniors have several care options, starting from $2,102 for daytime-only support in an adult day health care facility. This marks a $4,352 decrease compared to memory care. The priciest choice is around-the-clock skilled care in a nursing facility, with a semi-private room costing $5,252 more than memory care. In-home care includes assistance with day-to-day tasks, and home health care provides rehabilitation therapies and nursing services in a senior’s home — both average $7,055 monthly, $601 more than memory care. Assisted living is cheaper than memory care by almost $1,300 per month and offers help with daily activities and recreational programs.

Statewide, the Minnesota Department of Health licenses and monitors memory care providers via the Assisted Living Licensure, Health Regulation Division. The team periodically inspects facilities and ensures they abide by regulations and licensing conditions. It also investigates complaints against senior care communities.  

 

• Minnesota is one of just a few states and territories to join the AARP Age-Friendly Network. Led by the Minnesota Department of Human Services, community volunteers, elected officials, business owners and professionals from diverse sectors collaborate to enhance the state’s livability for people of all ages. Projects include access to health and support services, affordable senior housing and transportation.  

 

• With a violent crime rate of 0.96 compared to the U.S. and state averages of 4 and 3.16, Eagan’s residents have a 1 in 1,040 likelihood of experiencing a violent incident. However, the property crime rate is 3.54 higher than the Minnesota average and 5.18 higher than the national average. To keep seniors safe, however, memory care communities feature enhanced security measures, such as locked windows, CCTV and coded doors. Moreover, most facilities have personal alarm systems and around-the-clock staffing.

 

• Although Minnesota taxes most income sources, including Social Security payments and pensions, seniors may qualify for various deductions and credits.

 

• Overall, yearly living costs in Dakota County are slightly above or in line with the national average. Individuals who rent their property pay about $33,252 per year, representing 102% of the national average. Annually, mortgage-free homeowners pay around $27,600, or 103% of the U.S. average, while those with a mortgage spend roughly $40,080 each year, which aligns with the countrywide outlook. Financial aid via Medical Assistance’s Home- and Community-Based Services waiver programs may lighten the financial burden for memory care residents.

 

• Health care costs in Eagan are 14.2% lower than the nationwide average. Furthermore, most seniors aged 65+ qualify for Medicare. The area offers access to several medical facilities, including M Health Fairview Clinic – Eagan, Allina Health Eagan Clinic, M Health Fairview Woodwinds Hospital and Allina Health United Hospital.