With rolling hills and flat golden plains, Oklahoma has a lot to offer seniors who are looking for a place to retire. It’s home to the Oklahoma City Museum of Art, Armstrong Auditorium, the Will Rogers Memorial Museum and the Myriad Botanical Gardens, which provide individuals with plenty of activities and things to see. Rich in cultural history, Oklahoma celebrates various Native traditions, including the American Indian culture and real-life cowboys. The state provides a full exemption of Social Security retirement and a $10,000 deduction for other types of retirement income. The cost of living in Oklahoma is also lower than the national average, so seniors may be able to keep more of their annual incomes. The state experiences four distinct seasons with July highs around 93 degrees, and January lows are around 26.

Active seniors who need little to no assistance with grooming, housekeeping and other daily living tasks may choose an independent living community for retirement. These communities target older adults ages 55 and older who want convenient access to socialization, entertainment and activities with other adults of the same age. In Oklahoma, the cost of Independent living is around $2,438 per month.

This guide covers the cost of independent living in the state with the national average and the cost in surrounding areas and also offers a list of popular resources.

The Cost of Independent Living in Oklahoma

Note: Using the 2021 Genworth Financial Cost of Care Survey, we established average costs of Independent Living, which weren’t available from an authoritative source. We took the average cost of Assisted Living and subtracted 35% to arrive at a cost for Independent Living, as this level of care is generally 30-40% cheaper than Assisted Living.

The average cost of Independent Living in Oklahoma is lower than the national average by $419. Compared to adjacent states, Oklahoma’s statewide average is about mid-range for the area. Colorado, Kansas and Texas have higher costs than Oklahoma at $3,088, $2,977 and $2,599, respectively. Arkansas’ cost is lower at $2,444 per month, and Missouri’s average cost of $1,950 is more than $500 lower than in Oklahoma.

$2506

Oklahoma

$2925

The United States

$3088

Colorado

$2977

Kansas

$2599

Texas

$2444

Arkansas

$1950

Missouri

The state’s capital, Oklahoma City, has one of the highest average costs for Independent Living in the state at $3,120 per month. Enid in north-central Oklahoma is also higher than the state average at $2,587 per month. Tulsa mirrors the state average of $2,506 but Lawton’s cost is lower than the state average by $191. 

$3120

Oklahoma City

$2587

Enid

$2506

Tulsa

$2315

Lawton

Seniors in Oklahoma have a range of care options at various price points. The lowest level of non-residential care provided in Adult Day Health Care has a cost of $1,495 while Nursing Home Care offers the highest level of care in a residential setting. Seniors in Oklahoma will pay an average of $5,475 for a semiprivate room or $6,083 for a private room in a nursing home. For those who don’t require extensive Nursing Home Care, Assisted Living provides an alternative at an average cost of $3,855. Independent Living provides an even lower level of care at a cost of $2,506. Seniors can also opt to receive care in their own homes with In-Home Care and Home Health Care, both averaging $4,862 per month in Oklahoma. 

$2506

Independent Living

$3855

Assisted Living

$1495

Adult Day Health Care

$4862

In-Home Care

$4862

Home Health Care

$5475

Nursing Home Care (semiprivate room)

$6083

Nursing Home Care (private room)

Can You Use Medicare or Medicaid to Pay for Independent Living in Oklahoma?

Unfortunately, you cannot use Medicaid and Medicare to help pay the monthly fee for residing in an Independent Living community. For seniors who need help with Activities of Daily Living (ADLs), there may be financial assistance programs available to help cover the cost of care in Independent Living. For more information about financial assistance for those who need a higher level of care, read our guide to Assistant Living in Oklahoma.

Read on for more information about using alternative means to make Independent Living more affordable, such as retirement funds, the sale of a home, etc.

Paying for Independent Living in Oklahoma

Independent living communities offer a variety of services for seniors, like landscaping and housekeeping, and the cost can vary. Because this service doesn’t include help with daily living or medical care, most insurance companies do not cover the cost so seniors must pay out-of-pocket. Some of the most common ways to pay for independent living include social security benefits and pensions, Supplemental Security Income (SSI) and annuities. Seniors who own their own homes may opt for reverse mortgages, which provide seniors with access to the existing equity. The US Department of Housing and Urban Development also offers housing vouchers and other home assistance to low-income seniors. 

Independent Living Resources in Oklahoma

The following is a list of popular resources that help seniors in Oklahoma age in place for as long as possible. Resources are available for nutrition, employment, and involvement in the community. 

Resource
Contact
Service
(405) 521-2281
A division of the Oklahoma Department of Human Services, the Aging Services Division helps develop programs, services and systems that help seniors remain independent as long as possible. The agency also promotes senior involvement in the community. Services include senior day centers, insurance counseling, legal advice, the Senior Farmers Market Nutrition Program (SFMNP) and transportation. 
(800) 211-2116
There are 11 local Area Agencies on Aging within the state of Oklahoma. These regional agencies help seniors ages 60 and older, their family members and caregivers receive information on local programs and services for the aging population. Some of the services the agency provides include referrals, benefits counseling and legal assistance. 
(405) 521-6240
The Oklahoma Senior Corps Program helps connect seniors with organizations that could use volunteers and the expertise of older adults. This includes placement in the Foster Grandparents Program and the Senior Companion Program. 
(405) 521-2779
SNAP helps low-income seniors pay for groceries using an Electronic Benefit Transfer (EBT) card. Seniors who qualify for SNAP may use their cards to buy nutritious food at any participating retailer. 
(855) 850-2525
The SCSEP helps low-income seniors ages 55 and older locate work. The program can also help active seniors learn new skills that are needed by employers.

COVID-19 Rules for Independent Living in Oklahoma

The following information is based on research done on several government websites, including oklahoma.gov/health. These rules apply to Independent Living Communities and other types of senior living facilities. We’ve most recently updated this data on 2/13/2022, but since COVID-19 is a rapidly evolving pandemic, contact your local senior living facility or Area Agency on Aging for more specific and up-to-date information.

Visitation Policies

Rules for Oklahoma Communities

Are loved ones allowed to visit to provide emotional support?

Yes (Conditions Apply)

Are relatives allowed to visit for end-of-life care?

Yes

Are residents required to quarantine after visiting with a loved one?

No

Are visitors required to wear PPE (including masks) in order to visit residents?

Yes

Are non-medical contractors (such as hairdressers and entertainers) allowed in senior living facilities?

Yes

Are visitors checked for elevated temperatures?

Yes

Are visitors required to answer questions about health, travel, and potential virus contact?

Yes

Outings & Social Activities

Rules for Oklahoma Communities

Are residents allowed to leave (errands, visiting family, etc.) for non-medical reasons?

Yes

Are residents who leave required to quarantine when they return?

No (Conditions Apply)

Are senior living communities required to cancel all group outings?

No

Are residents allowed to eat meals together in a common area?

Yes (Conditions Apply)

Are residents allowed to gather in common areas for group activites?

Yes (Conditions Apply)

COVID-19 Safety Measures for Staff and Residents

Rules for Oklahoma Communities

Are staff members regularly required to do a temperature check?

Yes

Are staff members regularly tested for COVID-19?

Yes (Conditions Apply)

Are staff members members regularly required to do a health and safety screening, including questions about travel, contact with positive cases, etc?

Yes

Are residents regularly screened for COVID-19 symptoms?

Yes

Are residents regularly checked for elevated temperatures?

Yes

Are residents regularly tested for COVID-19?

Yes (Conditions Apply)

Find Independent Living Communities in Oklahoma

Use the tool below to find Independent Living Communities near you – if you’d like to search in a specific city in Oklahoma, simply put that in the search bar below.

Lionwood Senior Living

12525 North Pennsylvania Avenue, Oklahoma City, OK, 73120

I toured and had lunch at Lionwood Senior Living. I liked it very much. I liked that the residents seemed happy and that there was a lot of social interaction. However, the rooms were kind of small. T … (read more)
I toured and had lunch at Lionwood Senior Living. I liked it very much. I liked that the residents seemed happy and that there was a lot of social interaction. However, the rooms were kind of small. T … (read more)

Village on the Park – Oklahoma City

1515 Kingsridge Dr, Oklahoma City, OK, 73170

Village on the Park – Oklahoma City, welcomes residents with friendly staff members and comfortable, inviting apartments. Staffers encourage participation with residents’ family members for a full com … (read more)
Village on the Park – Oklahoma City, welcomes residents with friendly staff members and comfortable, inviting apartments. Staffers encourage participation with residents’ family members for a full com … (read more)

Emerald Square Senior Living

701 N. Council Road, Oklahoma City, OK, 73127


Elison Independent Living of Statesman Club

10401 Vineyard Blvd, Oklahoma City, OK, 73120

Elison Independent Living of Statesman Club had the best and largest feeling kind of floor plans. It also had an indoor pool (which was important for me if I were going to be moving in there) and a ni … (read more)
Elison Independent Living of Statesman Club had the best and largest feeling kind of floor plans. It also had an indoor pool (which was important for me if I were going to be moving in there) and a ni … (read more)

Arbor House of Midwest City

9240 E. Reno Ave., Oklahoma City, OK, 73130

Arbor House of Midwest City offers independent and assisted living options and memory care for seniors in the beautiful Midwest City area of Oklahoma City, Oklahoma. Residents and their loved ones lik … (read more)
Arbor House of Midwest City offers independent and assisted living options and memory care for seniors in the beautiful Midwest City area of Oklahoma City, Oklahoma. Residents and their loved ones lik … (read more)

Epworth Villa

14901 N Pennsylvania Ave, Oklahoma City, OK, 73134

Epworth Villa was very nice. What I liked the most were the environment and the cafes. The pricing was too high. They had some fabulous apartments, but the pricing was extraordinary. I just walked in.
Epworth Villa was very nice. What I liked the most were the environment and the cafes. The pricing was too high. They had some fabulous apartments, but the pricing was extraordinary. I just walked in.

Homestead of Del City

5020 Southeast 44th Street, Oklahoma City, OK, 73135

Timberwood is a mid-size facility with a capacity of 60 residents, located southeast of Oklahoma City just a short drive off the 240, 40 and 35 interstates. The surrounding area has several large golf … (read more)
Timberwood is a mid-size facility with a capacity of 60 residents, located southeast of Oklahoma City just a short drive off the 240, 40 and 35 interstates. The surrounding area has several large golf … (read more)

2022

Southwest Mansions

9900 S Western Ave, Oklahoma City, OK, 73139

I looked at Southwest Mansion’s model room, which was great because it was all set up to be perfect. Then the other room that they took me through was not clean at all; it was not prepared for me to l … (read more)
I looked at Southwest Mansion’s model room, which was great because it was all set up to be perfect. Then the other room that they took me through was not clean at all; it was not prepared for me to l … (read more)

Hefner Mansions

7700 W Hefner Road,, Oklahoma City, OK, 73162

I liked Hefner Mansions a lot. My husband’s grandmother lived there when it first opened years ago. We went back to see it 3 months ago for my uncle and they showed me around independent living. Some … (read more)
I liked Hefner Mansions a lot. My husband’s grandmother lived there when it first opened years ago. We went back to see it 3 months ago for my uncle and they showed me around independent living. Some … (read more)

Saint Ann Retirement Center

7501 W Britton Road, Oklahoma City, OK, 73132

Saint Ann Retirement Center was wonderful, it’s very very high quality. It’s fantastic and it has a whole scale, although for skilled nursing you go into a different facility with them. I saw their as … (read more)
Saint Ann Retirement Center was wonderful, it’s very very high quality. It’s fantastic and it has a whole scale, although for skilled nursing you go into a different facility with them. I saw their as … (read more)

Whispering Creek

5712 Goldfinger Road, Oklahoma City, OK, 73179

Whispering Creek is open and has lots of room. I like the neighbors, it’s quiet, and they have a nice area to walk or run around. You can go out to dinner with a group and play cards and games like cr … (read more)
Whispering Creek is open and has lots of room. I like the neighbors, it’s quiet, and they have a nice area to walk or run around. You can go out to dinner with a group and play cards and games like cr … (read more)

Grand Tapestry at Quail Springs

14201 N. Kentucky Ave., Oklahoma City, OK, 73134

My mom was in the Grand Tapestry at Quail Springs for three years. It was good until the end, until she fell, and I felt like there are some things that just went wrong. They have to put their own tra … (read more)
My mom was in the Grand Tapestry at Quail Springs for three years. It was good until the end, until she fell, and I felt like there are some things that just went wrong. They have to put their own tra … (read more)

Baptist Village of Oklahoma City

9700 Mashburn Boulevard,, Oklahoma City, OK, 73162

I didn’t think much of Baptist Village. The staff who assisted me was very nice, and the dining area looked like a big banquet room. However, when I looked at the room down the hall, I thought it was … (read more)
I didn’t think much of Baptist Village. The staff who assisted me was very nice, and the dining area looked like a big banquet room. However, when I looked at the room down the hall, I thought it was … (read more)

Superbia Retirement Village

9720 Stacy Ct, Oklahoma City, OK, 73162

Office staff not good. Manager rude, crude, uncaring. Very clickish, rare few treated great the rest NOT at all unfair. It’s a place to live, just don’t expect anything.They have a bus to take you gr … (read more)
Office staff not good. Manager rude, crude, uncaring. Very clickish, rare few treated great the rest NOT at all unfair. It’s a place to live, just don’t expect anything.They have a bus to take you gr … (read more)

Grace Pointe

1501 Grace Pointe Drive, Moore, OK, 73170

I have lived at Grace Pointe for 2 1/2 years. Stellar and upscale cottages. Quiet, peaceful, and serene. Staff very accommodating and maintenance is unparalleled. No request denied. Other facilit … (read more)
I have lived at Grace Pointe for 2 1/2 years. Stellar and upscale cottages. Quiet, peaceful, and serene. Staff very accommodating and maintenance is unparalleled. No request denied. Other facilit … (read more)

Wellington Parke

3107 Tinker Diagonal Street, Del City, OK, 73115

Wellington Parke is conveniently located less than five miles from Oklahoma City in Del City, close to I-40, the Oklahoma River and numerous shopping and dining options. Loved ones are thankful for a … (read more)
Wellington Parke is conveniently located less than five miles from Oklahoma City in Del City, close to I-40, the Oklahoma River and numerous shopping and dining options. Loved ones are thankful for a … (read more)

2014, 2016

Tealridge Retirement Community

2200 NE 140th St, Edmond, OK, 73013

Tealridge Retirement Community is in an affluent area of Edmond, Oklahoma and offers assisted living and memory care. Services include 24-hour staffing, weekly housekeeping, an exercise program and th … (read more)
Tealridge Retirement Community is in an affluent area of Edmond, Oklahoma and offers assisted living and memory care. Services include 24-hour staffing, weekly housekeeping, an exercise program and th … (read more)

Southern Plaza Retirement Independent Living

3737 N College Ave, Bethany, OK, 73008

We have a facility for my mother called Southern Plaza Retirement and the deposit has been put down in the independent care unit. They’re getting a unit ready for occupancy this coming June. The facil … (read more)
We have a facility for my mother called Southern Plaza Retirement and the deposit has been put down in the independent care unit. They’re getting a unit ready for occupancy this coming June. The facil … (read more)

Autumn House

500 Adair Boulevard, Midwest City, OK, 73110

Autumn House staff was really wonderful and nice. They allow pets, which I thought was really great because my uncle has a pet that he wanted to take with him. It was a very clean facility; the room a … (read more)
Autumn House staff was really wonderful and nice. They allow pets, which I thought was really great because my uncle has a pet that he wanted to take with him. It was a very clean facility; the room a … (read more)