Assisted Living Communities in Texarkana, Texas

Assisted Living costs in Texarkana start around $2,605 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Texarkana and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.

Most people think Texarkana, TX, got its name from its location, but some historians swear it's named after a drink -- texarkana bitters -- that's still served on both sides of the border. Seniors living in Texarkana's nine assisted living communities might want to try the drink on one of the outings many local properties schedule for their residents.

Texas' assisted living communities in Texarkana and elsewhere are regulated by the Texas Department of Health and Human Services, which splits residential care homes into two categories, depending on the level of care they provide. Assisted living is Type A, where residents can live with a lot of independence, just needing help with various activities of daily living (ADLs), such as taking medication and personal care. Staff also typically provide 24-hour emergency response and meal prep for residents.

• Texarkana's weather can get balmy. Summer highs here average 94 degrees Fahrenheit, while winter lows hover close to 33 degrees overnight in December and January. Texarkana, in common with much of East Texas, gets 52 inches of rain in the local wet seasons. This can create allergens seniors with asthma need to be careful around.
  
  
• Texarkana's cost of living is consistently lower than the cost elsewhere in the United States. Aging citizens who shop for themselves can expect a grocery bill that's only 96 percent of the national average, and health care costs locally run to only about 93 percent of the national average. Transportation is also affordable; rates here run to 92 percent the average elsewhere.
  
  
• There's no income tax in the Lone Star State, though a sales tax of between 6.25 and 8.25 percent does bite on most items. Seniors who still drive may notice a 20 cent gas tax at the pump.
  
  
• Texarkana's crime rate is about double that of most cities in America. Rates have dropped a lot from their 2007 highs, but property crime is still an issue. Seniors who live in fully staffed assisted living communities may have less concern about Texarkana's problem categories, however, and the murder rate remains quite low by national standards.
  
  
• The Texarkana Urban Transit District provides much of the bus service in Texarkana. Seniors get discount fares on most routes, as do riders with disabilities.
  
• The Texarkana area is home to world-class medical facilities, including Wadley Regional Medical Center, in the event of medical emergencies or illness.