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The 10 Best Assisted Living Facilities in Fargo, ND for 2024

Assisted living is a type of senior care for older adults struggling with their activities of daily living. Facilities have caregivers who assist with tasks such as bathing, dressing and eating. Residents benefit from living in community settings, most of which provide a full calendar of life-enriching events and activities. While accommodation options in these communities range from private rooms to apartments, the average monthly cost for assisted living care for Fargo seniors is $3,840.  

This guide highlights the benefits and drawbacks of choosing Fargo as a retirement option and compares assisted living costs in the city with other state regions. It also includes a list of resources for the city’s older population.

Assisted Living Facilities in Fargo, North Dakota

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What to Consider About Assisted Living in Fargo

Assisted living facilities in Fargo must provide residential care services to at least five residents to qualify for a license. The regulations facilities must obey are governed by the North Dakota Department of Human Services in partnership with the North Dakota Department of Health.

Benefits and Drawbacks of Assisted Living in Fargo

  • The Metro Senior Ride Service is a low-cost transportation service for older adults in Fargo. Seniors can book rides to the local senior center, grocery stores and other errands. 
  • Summers in the city are pleasant, with a comfort score of 9.3 out of 10. However, winters are very cold, and Fargo averages 48 inches of snow every year, which is more than the national average of 28 inches. 
  • Fargo residents have lower health care bills than the average American. There are 265 physicians for every 100,000 people practicing in the community, which is more than the U.S. average of 210. 
  • The city is served by many quality hospitals, including Sanford Medical Center Fargo, Essentia Health-Fargo and Vibra Hospital of Fargo.
  • Older residents breathe some of the cleanest air in the country. Fargo’s air quality ranking of 70 is well above the national average of 58.
  • While the overall cost of living in the city is slightly higher than in the rest of the state, it’s still 8.1 points below the country’s average. Seniors in Fargo spend less on housing, utilities and transportation. 
  • Seniors aged 65 and above in Fargo may save a significant amount on their tax bill with the Homestead exemption.

Paying for Assisted Living in Fargo

The Genworth Cost of Care 2021 Survey notes that assisted living facilities in the Fargo region average around $3,840 per month. Rates in the city are lower than the national median of $4,500 but are higher than the state average of $3,391 per month.

The Cost of Assisted Living in Nearby Cities

Fargo is the most expensive city in North Dakota for seniors seeking care in an assisted living facility. Rates in Bismark are slightly lower, while the average cost in Grand Forks is $1,640 below the average in Fargo. The city’s median costs are lower than in Rapid City at $3,914 per month but significantly higher than in Sioux Falls at $2,910. 

Fargo

$3,840

North Dakota

$3,391

United States

$4,500

Bismarck

$3,710

Grand Forks

$2,200

Rapid City, SD

$3,914

Sioux Falls, SD

$2,910

The Cost of Other Types of Senior Care

Assisted living is the most cost-effective care option for seniors in Fargo. Home care and home health care providers in the city charge $1,850 more for their services. Nursing homes offer the highest level of senior care and the average monthly rate of $11,693 reflects that. 

In-Home Care

$5,690

Home Health Care

$5,690

Assisted Living Facility

$3,840

Nursing Home Facility (semiprivate room)

$11,693

Financial Assistance for Assisted Living in Fargo

North Dakota offers a state Medicaid program called Personal Care Service which provides assistance to those living in assisted living facilities, among other places a senior might be living in. Eligibility for this program is for those with very little income or net worth and an inability to do one of a number of daily activities, like take a bath, get dressed or use the bathroom on their own.  

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Dakota page.

Financial Assistance in North Dakota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Dakota page.

Free Assisted Living Resources in Fargo

There are several governmental and nonprofit agencies dedicated to helping seniors in the Fargo region. Some of these resources can help people plan for their long-term care, while others are aimed at enriching the lives of assisted living residents. 

ResourceContactService
Valley Senior Services (701) 232-7936Fargo seniors can contact this nonprofit for help in locating local resources, benefit programs and assisted living facilities suitable for their needs. The agency also operates a local senior center where older residents socialize with their peers and participate in fun events.
The Long-Term Care Ombudsman Program(855) 462-5465The Long-Term Care Ombudsman Program is part of a nationwide advocacy initiative that protects the rights of assisted living residents. Seniors and their family members can contact the Ombudsman for advice when they have concerns about their residential facilities. Volunteers with the service investigate complaints and mediate conflicts between residents and staff members.
Aging and Disability Resource Link(855) 462-5465This link connects seniors with local services and programs available in a specific area. Older adults can find out which assistance programs they are eligible for and receive help with the application process.
The State Health Insurance Counseling Program(888) 575-6611This is a program overseen by the state’s Insurance Department. Seniors who need help understanding the complexities of Medicare can receive free and unbiased advice from a trained counselor. Advisors can empower callers to make informed decisions around topics such as Medicare, long-term care insurance and Medicare Advantage plans.
Legal Services of North Dakota(866) 621-9886Older North Dakota residents aged 60 and above can benefit from free advice and representation on civil issues. The nonprofit can help seniors in areas such as consumer law, family law and public benefits.

Assisted Living Laws and Regulations in Fargo

Fargo Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in North Dakota are required to follow. Visit our Assisted Living in North Dakota page for more information about these laws.

Assisted Living Laws and Regulations in North Dakota

Reviews of Communities Nearby

Assisted Living

Bill

I visited this facility

Review of Bethany Retirement Living

I toured Bethany Assisted Living. It was clean. It was nice. My tour lasted about six minutes. It seemed very rushed. And then, it was with someone that was not supposed to be the person that gave...

Read more

Assisted Living

Pam

I visited this facility

Review of Touchmark At Harwood Groves

Touchmark at Harwood Groves was very accommodating. It's a beautiful facility. There are lots of stuff. I just need more care than they had available. It was extremely nice. They have both...

Read more

Assisted Living

Teresa

I visited this facility

Review of Bethany Retirement Living

Bethany Retirement Living was nice, but it was further away from my in-law's local community and for people going to visit them or something like that, it was just further than they wanted it to...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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