Located along the Red River of the North, Fargo is the county seat for Cass County and the largest city in North Dakota. Residents aged 65 and above represent 12.8% of the city’s population of 126,748. Fargo is an affordable place to live in, and health care costs are more affordable than in other parts of the U.S. 

Assisted living is a type of senior care for older adults struggling with their activities of daily living. Facilities have caregivers who assist with tasks such as bathing, dressing and eating. Residents benefit from living in community settings, most of which provide a full calendar of life-enriching events and activities. While accommodation options in these communities range from private rooms to apartments, the average monthly cost for assisted living care for Fargo seniors is $3,840.  

This guide highlights the benefits and drawbacks of choosing Fargo as a retirement option and compares assisted living costs in the city with other state regions. It also includes a list of resources for the city’s older population.

Directory of Assisted Living Facilities in Fargo, ND

Ecumen Evergreens of Fargo

1401 W Gateway Cir S, Fargo, ND, 58103

i realize my Mom has issues with her temper but I have also seen if she is handled correctly there is no issue. the staff know she hates being rushed and we call ahead if time to have her ready to go … (read more)
i realize my Mom has issues with her temper but I have also seen if she is handled correctly there is no issue. the staff know she hates being rushed and we call ahead if time to have her ready to go … (read more)

Riverview

5300 12th Street South, Fargo, ND, 58104

My mom likes it there at Riverview. She says the food is good. They have a library and a pool, and the apartment itself is arranged nicely. It’s a nice apartment with big windows, it’s not gloomy, and … (read more)
My mom likes it there at Riverview. She says the food is good. They have a library and a pool, and the apartment itself is arranged nicely. It’s a nice apartment with big windows, it’s not gloomy, and … (read more)

Edgewood in Fargo

4420 37 Ave S, Fargo, ND, 58104

Edgewood in Fargo is an assisted living facility located in South Fargo, North Dakota, offering studio, 1-bedroom or 2-bedroom apartments. Activities include cards, classes, movies and Bingo, and a bu … (read more)
Edgewood in Fargo is an assisted living facility located in South Fargo, North Dakota, offering studio, 1-bedroom or 2-bedroom apartments. Activities include cards, classes, movies and Bingo, and a bu … (read more)

Touchmark At Harwood Groves

1200 Harwood Dr, Fargo, ND, 58104

Touchmark at Harwood Groves is an assisted living facility nestled in Fargo, North Dakota. It is located near the Fargo-Moorhead metropolitan area, close to dining, shopping and entertainment. Residen … (read more)
Touchmark at Harwood Groves is an assisted living facility nestled in Fargo, North Dakota. It is located near the Fargo-Moorhead metropolitan area, close to dining, shopping and entertainment. Residen … (read more)

Eventide Fargo

3225 51st Street South, Fargo, ND, 58104

Eventide Fargo was my personal favorite. The staff were phenomenal. They were wonderful. The facility was gorgeous and their programs were fantastic. I wanted to move there myself. My father-in-law fe … (read more)
Eventide Fargo was my personal favorite. The staff were phenomenal. They were wonderful. The facility was gorgeous and their programs were fantastic. I wanted to move there myself. My father-in-law fe … (read more)

Bethany Retirement Living

201 S University Dr, Fargo, ND, 58103

Bethany Retirement Living is an assisted living facility located less a mile from downtown Fargo, ND. The surrounding area offers a pleasant mixture of local shopping and public parks. Residents say t … (read more)
Bethany Retirement Living is an assisted living facility located less a mile from downtown Fargo, ND. The surrounding area offers a pleasant mixture of local shopping and public parks. Residents say t … (read more)

Good Samaritan Society – Fargo

4502 37th Avenue South, Fargo, ND, 58104

Good Samaritan Society – Fargo is an assisted living facility located in Fargo, North Dakota, that offers one and two-bedroom apartments for seniors. Activities include physical fitness, games and soc … (read more)
Good Samaritan Society – Fargo is an assisted living facility located in Fargo, North Dakota, that offers one and two-bedroom apartments for seniors. Activities include physical fitness, games and soc … (read more)

Kind-er Care Assisted Living Home

2235 Shiloh Street, West Fargo, ND, 58078

Kind-er Care Assisted Living home is nestled in the heart of West Fargo, North Dakota with easy access to route 95. It has single and double rooms, and beautiful grounds in a quiet country-style setti … (read more)
Kind-er Care Assisted Living home is nestled in the heart of West Fargo, North Dakota with easy access to route 95. It has single and double rooms, and beautiful grounds in a quiet country-style setti … (read more)

New Perspective | West Fargo

645 33rd Avenue East, West Fargo, ND, 58078

New Perspective West Fargo is located less than five miles south of West Fargo, North Dakota, near the neighborhood of Urban Plains. The facility offers assisted living, independent living and memory … (read more)
New Perspective West Fargo is located less than five miles south of West Fargo, North Dakota, near the neighborhood of Urban Plains. The facility offers assisted living, independent living and memory … (read more)

Eventide Lutheran Home

1405 SOUTH 7TH STREET, Moorhead, MN, 56560


Serenity Assisted Living

1125 OAKVIEW DRIVE PO BOX 683, Dilworth, MN, 56529

My mom has been in Serenity Assisted Living and Memory Care for three-and-a-half years now, and our experience has been good. The people working there are very friendly. They have a variety of rooms, … (read more)
My mom has been in Serenity Assisted Living and Memory Care for three-and-a-half years now, and our experience has been good. The people working there are very friendly. They have a variety of rooms, … (read more)

Eventide Sheyenne Crossings

225 13th Ave. W., West Fargo, ND, 58078

Eventide Sheyenne Crossings is an assisted-living community in Fargo, North Dakota. The senior living community is attached to a skilled nursing facility, which is beneficial for residents who would l … (read more)
Eventide Sheyenne Crossings is an assisted-living community in Fargo, North Dakota. The senior living community is attached to a skilled nursing facility, which is beneficial for residents who would l … (read more)

4 Seasons At Moorhead

2901 6th Avenue North, Moorhead, MN, 56560


River Pointe of Moorhead

2401 South 11th Street, Moorhead, MN, 56560


Eventide Fairmont

801 2nd Ave. N., Moorhead, MN, 56560

Eventide Fairmont is an assisted living facility in Moorhead, Minnesota, located next to Moorhead Center Mall with its array of different stores to suit all needs. One or two bedrooms apartments are a … (read more)
Eventide Fairmont is an assisted living facility in Moorhead, Minnesota, located next to Moorhead Center Mall with its array of different stores to suit all needs. One or two bedrooms apartments are a … (read more)

COVID-19 Rules for Assisted Living in Fargo

Since most COVID-19 rules for Assisted Living Communities and other Senior Living Facilities are set at the state level, you can view the specific rules for your state on our Guide to Assisted Living in North Dakota. Keep in mind that every community has specific policies that they put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

What to Consider About Assisted Living in Fargo

Assisted living facilities in Fargo must provide residential care services to at least five residents to qualify for a license. The regulations facilities must obey are governed by the North Dakota Department of Human Services in partnership with the North Dakota Department of Health.

Benefits and Drawbacks of Assisted Living in Fargo

  • The Metro Senior Ride Service is a low-cost transportation service for older adults in Fargo. Seniors can book rides to the local senior center, grocery stores and other errands. 
  • Summers in the city are pleasant, with a comfort score of 9.3 out of 10. However, winters are very cold, and Fargo averages 48 inches of snow every year, which is more than the national average of 28 inches. 
  • Fargo residents have lower health care bills than the average American. There are 265 physicians for every 100,000 people practicing in the community, which is more than the U.S. average of 210. 
  • The city is served by many quality hospitals, including Sanford Medical Center Fargo, Essentia Health-Fargo and Vibra Hospital of Fargo.
  • Older residents breathe some of the cleanest air in the country. Fargo’s air quality ranking of 70 is well above the national average of 58.
  • While the overall cost of living in the city is slightly higher than in the rest of the state, it’s still 8.1 points below the country’s average. Seniors in Fargo spend less on housing, utilities and transportation. 
  • Seniors aged 65 and above in Fargo may save a significant amount on their tax bill with the Homestead exemption.

Paying for Assisted Living in Fargo

The Genworth Cost of Care 2021 Survey notes that assisted living facilities in the Fargo region average around $3,840 per month. Rates in the city are lower than the national median of $4,500 but are higher than the state average of $3,391 per month.

The Cost of Assisted Living in Nearby Cities

Fargo is the most expensive city in North Dakota for seniors seeking care in an assisted living facility. Rates in Bismark are slightly lower, while the average cost in Grand Forks is $1,640 below the average in Fargo. The city’s median costs are lower than in Rapid City at $3,914 per month but significantly higher than in Sioux Falls at $2,910. 

$3840

Fargo

$3391

North Dakota

$4500

United States

$3710

Bismarck

$2200

Grand Forks

$3914

Rapid City, SD

$2910

Sioux Falls, SD

The Cost of Other Types of Senior Care

Assisted living is the most cost-effective care option for seniors in Fargo. Home care and home health care providers in the city charge $1,850 more for their services. Nursing homes offer the highest level of senior care and the average monthly rate of $11,693 reflects that. 

$5690

In-Home Care

$5690

Home Health Care

$3840

Assisted Living Facility

$11693

Nursing Home Facility (semiprivate room)

Financial Assistance for Assisted Living in Fargo

North Dakota offers a state Medicaid program called Personal Care Service which provides assistance to those living in assisted living facilities, among other places a senior might be living in. Eligibility for this program is for those with very little income or net worth and an inability to do one of a number of daily activities, like take a bath, get dressed or use the bathroom on their own.  

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Dakota page.

Financial Assistance in North Dakota

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Dakota page.

Free Assisted Living Resources in Fargo

There are several governmental and nonprofit agencies dedicated to helping seniors in the Fargo region. Some of these resources can help people plan for their long-term care, while others are aimed at enriching the lives of assisted living residents. 

Resource

Contact 

Service

(701) 232-7936

Fargo seniors can contact this nonprofit for help in locating local resources, benefit programs and assisted living facilities suitable for their needs. The agency also operates a local senior center where older residents socialize with their peers and participate in fun events. 

(855) 462-5465

The Long-Term Care Ombudsman Program is part of a nationwide advocacy initiative that protects the rights of assisted living residents. Seniors and their family members can contact the Ombudsman for advice when they have concerns about their residential facilities. Volunteers with the service investigate complaints and mediate conflicts between residents and staff members. 

(855) 462-5465

This link connects seniors with local services and programs available in a specific area. Older adults can find out which assistance programs they are eligible for and receive help with the application process.

(888) 575-6611

This is a program overseen by the state’s Insurance Department. Seniors who need help understanding the complexities of Medicare can receive free and unbiased advice from a trained counselor. Advisors can empower callers to make informed decisions around topics such as Medicare, long-term care insurance and Medicare Advantage plans.

(866) 621-9886

Older North Dakota residents aged 60 and above can benefit from free advice and representation on civil issues. The nonprofit can help seniors in areas such as consumer law, family law and public benefits. 

Assisted Living Laws and Regulations in Fargo

Fargo Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in North Dakota are required to follow. Visit our Assisted Living in North Dakota page for more information about these laws.

assisted living laws and regulations in north dakota