As residents of the state’s most populous city, seniors in Fargo, North Dakota, have access to a large number of nursing homes, long-term care providers and local resources to help manage their physical and medical needs. The city has 124,662 residents, including 14,800 seniors who represent about 12% of the total population. The cost of living in Fargo is reasonable, and health care is about 15% more affordable than the national average. Seniors in the local area typically pay $10,942 per month for a semiprivate nursing home room, which is well above the national average but slightly more affordable than the state median.

Skilled nursing facilities provide a high level of around-the-clock care, including support for subacute medical conditions. Depending on their care requirements, budget and personal preferences, seniors have other options. Those who require periodic assistance with daily activities but can live independently are good candidates for assisted living. Home health care agencies can provide medical services in addition to help with errands, shopping and everyday chores. 

This guide includes information about nursing homes in Fargo, average costs, financial assistance programs and free resources that can meet seniors’ current needs and help them plan for the future.

Directory of Nursing Homes in Fargo, ND

Bethany On 42Nd

4255 30Th Ave S, Fargo, ND, 58104

I visited Bethany on 42nd, and it was great. They were very friendly, very good, and informative. They were very nice, and we would have been very happy to put my dad in there, but they didn’t have an … (read more)
I visited Bethany on 42nd, and it was great. They were very friendly, very good, and informative. They were very nice, and we would have been very happy to put my dad in there, but they didn’t have an … (read more)

Rosewood on Broadway

1351 BROADWAY, Fargo, ND, 58102

My mother went to Rosewood on Broadway. The hospital sent her there to recover. The staff was very helpful, attentive, and knowledgeable. The rooms were just like any another facility. There was nothi … (read more)
My mother went to Rosewood on Broadway. The hospital sent her there to recover. The staff was very helpful, attentive, and knowledgeable. The rooms were just like any another facility. There was nothi … (read more)

Bethany Retirement Living

201 S University Dr, Fargo, ND, 58103

Bethany Retirement Living is an assisted living facility located less a mile from downtown Fargo, ND. The surrounding area offers a pleasant mixture of local shopping and public parks. Residents say t … (read more)
Bethany Retirement Living is an assisted living facility located less a mile from downtown Fargo, ND. The surrounding area offers a pleasant mixture of local shopping and public parks. Residents say t … (read more)

Manor Care Health Services

1315 S University Drive, Fargo, ND, 58103

My mother who is 90 yrs old stayed here and it was a horrible place…meals served late, food I wouldn’t feed my dog, a smell of stench in the hallways, unbelievably small rooms, no interaction or cre … (read more)
My mother who is 90 yrs old stayed here and it was a horrible place…meals served late, food I wouldn’t feed my dog, a smell of stench in the hallways, unbelievably small rooms, no interaction or cre … (read more)

Villa Maria

3102 S UNIVERSITY DR, Fargo, ND, 58103


Eventide Fargo

3225 51 St St S, Fargo, ND, 58104


Eventide Lutheran Home

1405 SOUTH 7TH STREET, Moorhead, MN, 56560

One of the things that was so amazing to me about Eventide is how they get all the people to the lunch room at a certain time to eat, and that’s a lot of people. The staff just takes care of their res … (read more)
One of the things that was so amazing to me about Eventide is how they get all the people to the lunch room at a certain time to eat, and that’s a lot of people. The staff just takes care of their res … (read more)

Golden Livingcenter – Moorhead

2810 NORTH 2ND AVENUE, Moorhead, MN, 56560

Do not put anyone in this place. The staff is under par in all levels of care and supervision. It’s like walking into a twilight zone episode on nightmare nursing facilities. This is where people with … (read more)
Do not put anyone in this place. The staff is under par in all levels of care and supervision. It’s like walking into a twilight zone episode on nightmare nursing facilities. This is where people with … (read more)

Sheyenne Crossings Care Center/tcu

125 13 Th Ave W, West Fargo, ND, 58078


Nursing Home Costs in Fargo, North Dakota

Nursing homes in Fargo charge $10,942 per month for a semiprivate room and $11,110 per month for a private room, according to Genworth Financial.

The Cost of Nursing Home Care in Nearby Cities

Nursing homes in Fargo charge 41% more than the U.S. median of $7,756. However, rates are fairly typical for the state and surrounding parts of the Northern Plains. Average prices in the state capital, Bismarck, are about $300 less per month, while seniors in Grand Forks pay approximately $420 more per month. Fargo offers a moderately competitive value when compared to St. Cloud, Minnesota, where skilled nursing facilities charge $12,767 per month. Meanwhile, the average of $7,650 paid in Sioux Falls, South Dakota, is $3,292 less expensive and close to the national average.

$10942

Fargo

$12167

North Dakota

$7756

The United States

$10646

Bismarck

$11365

Grand Forks

$12767

St. Cloud, MN

$7650

Sioux Falls, SD

The Cost of Other Types of Senior Care

With average respective rates of $10,942 and $11,110 for private and semiprivate accommodations, nursing home care in Fargo costs more than twice as much as home care ($5,148) and home health care services ($5,240). Assisted living costs approximately $6,300 less at $4,623 per month, which is close to the U.S. median. Adult day care programs, which provide daytime supports in a group setting, cost just $1,040 per month, but this option isn’t suitable for individuals who require 24-hour care or have advanced medical needs.

$5148

Home care

$5240

Home health care

$1040

Adult day health care

$4623

Assisted living

$10942

Nursing home (semiprivate room)

$11110

Nursing home (private room)

Financial Assistance for Nursing Home Care in Fargo, North Dakota

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Fargo, North Dakota

Government agencies and local nonprofits in Fargo offer a variety of resources to help older adults age well. Seniors who want to learn more about their long-term care options and ways that they can access these services can contact the following organizations for assistance.

ResourceContactService
Valley Senior Services(701) 293-1440Since 1971, Valley Senior Services has served residents aged 60 and older in Fargo and surrounding communities. It manages federally funded programs sponsored by the Older Americans Act, including meal deliveries, accessible transportation and senior center programming. These services are designed primarily for individuals who live in the community and want to delay or avoid the need for nursing home placement.
Cass County Human Service Zone(701) 241-5747This county agency handles applications for Medicaid waivers and adult services. It provides case management services, and it helps residents access home- and community-based supports, including in-home care, personal attendants and help for family caregivers. It also handles applications for food stamps and utility bill assistance.
State Health Insurance Counseling Program(888) 575-6611Operated by the North Dakota Insurance Department, SHIC provides free counseling to help Medicare beneficiaries compare coverage, understand their benefits and manage paperwork and claims. Trained counselors also provide information about copay assistance programs and long-term care benefits that may cover skilled nursing and certain in-home services.
Legal Services of North Dakota(866) 621-9886Low-income adults and seniors aged 60 or older can contact North Dakota Legal Services’ Fargo law office for information and assistance. This nonprofit law firm provides self-help resources, hosts outreach events and offers legal representation on issues related to government benefits, health care and essential services. 
North Dakota Long-Term Care Ombudsman Program(701) 328-4617Sponsored by the Aging Services Division, the Long-Term Care Ombudsman is a free, confidential program that’s available to current and prospective nursing home residents. It’s operated by trained representatives who advocate for seniors, provide information about long-term care services and investigate complaints regarding residents’ quality of life.