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The 10 Best Memory Care Facilities in Fargo, ND for 2024

 

There are 15,970 seniors aged 65 and over living in Fargo as of the 2021 Census, accounting for 12.6% of the city's 126,748 residents. These seniors are faced with several issues as they age, with Alzheimer's disease being one that's becoming increasing difficult to manage. Statistics from the Centers for Disease Control and Prevention show an alarming rise of 41.5% in the number of deaths from Alzheimer's between 2016 and 2020 in Fargo, which is significantly higher than the 30.8% increase in total fatalities. There are 403 deaths per year in North Dakota as a whole, according to the Alzheimer's Association, putting the state in fourth place for the highest death rate nationwide.

Seniors with Alzheimer's disease can receive specialized treatment, supervision and health monitoring in dementia care facilities throughout Fargo, although this type of long-term care is fairly expensive. This guide shows families what to expect in terms of cost, provides comparisons to nearby cities, as well as information on state and local assistance for seniors.

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Memory Care Facilities in Fargo, North Dakota

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What to Consider About Memory Care in Fargo

The North Dakota Department of Health and Human Services licenses all memory care facilities in Fargo and the rest of the state. These facilities are officially licensed as assisted living facilities, and they follow the same licensing rules related to housing, care planning and nutrition services. Some facilities also have additional rules for security and dementia-friendly recreational programming.

Benefits and Drawbacks of Memory Care in Fargo

  • Fargo is home to the Memory Café of the Red River Valley, which provides emotional support, practical advice and early-stage engagement activities for seniors with memory-related conditions. Programming is available on Mondays and Wednesdays, and all events are free and don’t require reservations. To learn more about the memory café, individuals can call (701) 404-6712.
  • Seniors in North Dakota don’t pay state income taxes on their Social Security benefits. While other forms of retirement income are taxable, rates are very low and max out at 2.9% for high earners. This may help some seniors afford memory care expenses in Fargo.
  • Fargo’s overall cost of living is about 10% lower than the national norm and consistent with the North Dakota average, providing potential financial benefits to those relocating from communities within and outside of the state. To further promote affordability, the state funds the Home and Community-Based Services waiver, which pays for residential care for seniors with conditions such as Alzheimer's.
  • On a 100-point crime index, Fargo scores 26.5 for violent crime and 43 for property crime. These scores exceed the national respective averages of 22.7 and 35.4, indicating that crime occurs at a higher rate here than in a typical U.S. city. For seniors and families concerned about crime, memory care facilities have security features, such as alarm systems and surveillance cameras, making them a preferred alternative to living alone for vulnerable individuals.
  • Fargo scores 9.3 on a 10-point comfort index, which is well above the national average score of 7.8 and indicates generally pleasant weather throughout the year. Winters tend to be very cold with January lows around 0 degrees Fahrenheit, and the city gets a total of 49 inches of snow, with 7 months out of the year seeing significant snowfall. Summers are mild, however, with minimal humidity and daytime temperatures around 80 degrees Fahrenheit. Many memory care communities have individual thermostats in residents’ rooms to help them stay comfortable regardless of the season.

 

Paying for Memory Care in Fargo

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in the Fargo region charge monthly median rates of $4,800 for care.

The Cost of Memory Care in Nearby Cities

In Fargo, memory care facilities charge approximately $4,800 per month for services. Although this exceeds the North Dakota average of $4,239, it’s about 17% lower than the national norm. Rates in other surveyed cities in North Dakota tend to be lower. For example, seniors in Bismarck pay $4,638 for memory care services, and rates in Grand Forks are 43% lower than the local median. However, rates across state lines may be higher. In St. Cloud, MN, monthly fees exceed Fargo’s average by $325, and rates in Rapid City, SD, are $93 higher than in Fargo.

Fargo

$4,800

North Dakota

$4,239

United States

$5,625

Grand Forks

$2,750

Bismarck

$4,638

St. Cloud, MN

$5,125

Rapid City, SD

$4,893

The Cost of Other Types of Senior Care

At $4,800 per month, memory care is one of the more budget-friendly senior care types in Fargo. Rates are roughly 60% less than the cost of nursing home care, which provides 24-hour medical support and monitoring in a clinical environment. Additionally, seniors pay more for in-home care and home health care, with private services coming in at $5,690. Only assisted living, which doesn’t include memory support, is more affordable at $3,840 per month.

Memory Care

$4,800

In-Home Care

$5,690

Home Health Care

$5,690

Assisted Living Facility

$3,840

Nursing Home Facility (semiprivate room)

$11,693

Financial Assistance for Memory Care in Fargo

Learn more about these programs, plus who’s eligible, on our Memory Care in North Dakota page.

Financial Assistance for Memory Care in North Dakota

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in North Dakota page.

Free Memory Care Resources in Fargo

Fargo and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free memory care resources in Fargo, please visit our Memory Care in North Dakota page.

Memory Care Laws and Regulations in Fargo

 

Fargo-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in North Dakota are required to follow. Visit our Memory Care in North Dakota page for more information about these laws.

Memory Care Laws and Regulations in North Dakota

Reviews of Communities Nearby

Memory Care

Ruth

I visited this facility

Review of Ecumen Evergreens of Fargo

I liked Ecumen Evergreens of Fargo. The tour I had with them was great. The person who took us on the tour showed us the rooms and showed us the activity calendar and the main room (that is the...

Provider response

Thank you for taking the time to leave us a Caring.com review, Ruth! We also want to thank you for taking the time to come tour Ecumen Evergreens of Fargo. Our Senior Living Consultant, Amanda is...

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Memory Care

Reviewer#DT1108B

I visited this facility

Review of Maple View Memory Care

My mom has moved into Maple View Memory Care. I knew from the first minute I met with Becca, the resident manager. She was very informative and very caring. I love that they have activities all day...

Read more

Memory Care

Reviewer#DT1108B

I visited this facility

Review of Ecumen Evergreens of Fargo

Ecumen Evergreens of Fargo seems small and older. They have pods, and the one pod I looked at was memory care. The rooms were old. The one room that they were going to place my mom in looked out...

Provider response

Hi Reviewer#DT1108B. We would first like to thank you for taking the time to leave Ecumen Evergreens of Fargo a review on Caring.com. We appreciate your feedback and will be sure to share it with...

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Memory Care Facilities near Fargo, ND

MoorheadDilworthWest FargoGrand ForksPark RapidsAlexandria

Other Options in Fargo, ND

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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