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The 10 Best Assisted Living Facilities in Moorhead, MN for 2024

Moorhead, MN, is right on the Minnesota-North Dakota border and the beautiful Red River. The city is home to nearly 45,000 people, 11.9% of whom are seniors ages 65 and older. Seniors in Moorhead may benefit from the city’s low cost of living, below-average crime rates, reasonable health care costs and delightful summer weather. The Sanford Moorhead Campus and Essentia Health – Moorhead Clinic take care of residents' health needs.

Moorhead’s seniors may eventually find themselves in the difficult situation of struggling to remain independent in their own homes. In this case, assisted living can provide a better option. Assisted living communities offer help with daily living activities, medication and housekeeping so that seniors can receive the support they need. Residents of these communities also have access to a full calendar of activities, including everything from exercise sessions to classes to games that keep them busy and engaged. Assisted living in Moorhead costs about $3,840 per month, which is less than the Minnesota and national averages.

In this guide, seniors can learn more about the costs of assisted living and its payment options. They can also discover the benefits and drawbacks of Moorhead and access a list of helpful resources.

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Assisted Living Facilities in Moorhead, Minnesota

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What to Consider About Assisted Living in Moorhead

The Minnesota Department of Health licenses and oversees the state’s assisted living communities. The department conducts regular on-site surveys to enforce regulations and correct deficiencies. This is intended to provide seniors and their families with the peace of mind that assisted living residents are receiving the best possible care and service from trained staff members in a clean, safe environment.

Benefits and Drawbacks of Assisted Living in Moorhead

  • Moorhead’s cost of living is low compared to the U.S. and Minnesota averages. On a 100-point scale, with the national average at 100, Moorhead comes in at 86.1 and Minnesota at 97.2. Housing, transportation, groceries and utilities are all below the U.S. average as well. This low cost of living can help seniors balance their budgets and access the care they need within their financial means.
  • Crime rates in Moorhead fall below average for both violent and property crime, making Moorhead a relatively safe city. The violent crime rate scores 12.4 out of 100, compared to the national average of 22.7. Property crime is somewhat higher at 33.7, while the national average is 35.4. Furthermore, assisted living communities ensure residents’ safety through secured entrances, continual monitoring and 24/7 staffing so that seniors can have greater peace of mind.
  • Summers in Moorhead are beautiful. In fact, the city rates 9.3 out of 10 on the climate comfort index for the summer months. Highs average around 82 degrees in July. Winters, on the other hand, are not nearly as pleasant, with January lows falling to zero and an annual average of 50 inches of snow. Seniors in assisted living, however, have nearly everything they need right in their communities, and if they must go out, transportation and assistance are usually available.
  • Moorhead’s seniors benefit from the city’s reasonable health care costs. Moorhead’s health cost index score is 86.3 out of 100, meaning that the city’s residents pay an average of 13.7% less for health care than other U.S. residents. This can add up to significant savings over time.
  • The Sanford Moorhead Campus serves as Moorhead’s primary medical clinic. Primary care is available as well as specialties like geriatric medicine, internal medicine and radiology. Essentia Health – Moorhead Clinic offers another health care option for primary care. Emergency care, surgery, cardiology and orthopedics are available at Sanford Medical Center Fargo, which is only about 7 miles away.

 

Paying for Assisted Living in Moorhead

Assisted living in Moorhead costs about $3,840 per month, but seniors should be aware that prices may vary according to the level of care they require.

The Cost of Assisted Living in Nearby Cities

Moorhead’s assisted living prices are lower than both the national and state averages by about $660. Most Minnesota cities show higher assisted living costs as well. Mankato is the exception at $3,135. St. Cloud and Rochester, however, are more expensive than Moorhead by $260 and $340, respectively. Rates in Minneapolis are among the most expensive in the state, costing $5,163 per month.

    Moorhead

    $3,840

    Minnesota

    $4,508

    United States

    $4,500

    St. Cloud

    $4,100

    Mankato

    $3,135

    Rochester

    $4,180

    Minneapolis

    $5,163

    The Cost of Other Types of Senior Care

    Assisted living is the least expensive option for senior care in Moorhead. Seniors who would prefer to remain in their own homes will pay significantly more for in-home care and home health care, which run about $5,690 per month. Nursing homes charge the most but also provide the highest level of care. Costs for a semiprivate room in a nursing home facility are about $11,693 per month.

      In-Home Care

      $5,690

      Home Health Care

      $5,690

      Assisted Living Facility

      $3,840

      Nursing Home Facility (semiprivate room)

      $11,693

      Note: Data for Moorhead was unavailable, so data for the nearest city, Fargo, ND, was used instead.

      Financial Assistance for Assisted Living in Moorhead

      Eligible seniors can apply for financial assistance for assisted living in Minnesota via programs like Minnesota Medicaid. They may also receive assistance from state programs such as the Minnesota Consumer Support Grant (CSG).

      Learn more about these programs, plus who’s eligible, on our Assisted Living in Minnesota page.

      Financial Assistance in Minnesota

      More Ways to Pay for Assisted Living

      While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

      • Veterans Benefits
      • Life Insurance Policy
      • Long-Term Care Insurance
      • Reverse Mortgage

      For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

      Free Assisted Living Resources in Moorhead

      Moorhead and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

      To see a list of free assisted living resources in Moorhead, please visit our Assisted Living in Minnesota page.

      Assisted Living Laws and Regulations in Moorhead

      Moorhead Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Minnesota are required to follow. Visit our Assisted Living in Minnesota page for more information about these laws.

       

      Assisted Living Laws and Regulations in Minnesota

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      Caring.com

      Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

       

      The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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