Wilmington is home to an estimated 123,000 inhabitants, including a senior population that numbers 17.8% of that total. The city is located between the ocean and Cape Fear River and has been voted the “Best American Riverfront” by readers of USA Today. Seniors seeking retirement in a warmer climate may appreciate Wilmington’s hot summers, mild winters and cool ocean breezes during the warmer months. Several beach communities, Fort Fisher and Carolina Beach, are situated within half an hour’s drive of central Wilmington. The University of North Carolina Wilmington also caters to mature students with various programs available to both undergraduate and graduate students.

Seniors with an active lifestyle but who need assistance with some of the activities of daily living can benefit from joining an assisted living community. These older adults don’t require the medical care provided by nursing homes but can also no longer live independently. Seniors in Wilmington pay an average assisted living care cost of $5,877 monthly, which is considerably more than the statewide cost.

This guide provides information on assisted living in Wilmington, as well as the monthly costs of different kinds of care in North Carolina’s major cities. It also offers information on free local resources available to the city’s seniors.

Directory of Assisted Living Facilities in Wilmington, NC

Cambridge Village of Wilmington

75 Cavalier Drive, Wilmington, NC, 28405


Morningside of Wilmington

2744 South 17th St, Wilmington, NC, 28412

Morningside of Wilmington is located in Wilmington, North Carolina, near Eagle Island, Greenland Memorial Park and Cape Fear River. Visitors comment on the friendly and professional staff who go out o … (read more)
Morningside of Wilmington is located in Wilmington, North Carolina, near Eagle Island, Greenland Memorial Park and Cape Fear River. Visitors comment on the friendly and professional staff who go out o … (read more)

The Commons At Brightmore

2320 41St Street, Wilmington, NC, 28403

The Commons at Brightmore is located off state route 117 in Wilmington, NC, and sits on the outer edge of the city so traffic and noise is not a concern. Residents rave about the gourmet food that inc … (read more)
The Commons at Brightmore is located off state route 117 in Wilmington, NC, and sits on the outer edge of the city so traffic and noise is not a concern. Residents rave about the gourmet food that inc … (read more)

The Kempton Lifestyle

2298 South 41st Street, Wilmington, NC, 28403

The Kempton Lifestyle is an assisted living facility located just outside of Wilmington, North Carolina, near the quaint neighborhood of Brightmore Liberty. Residents enjoy a quiet, peaceful community … (read more)
The Kempton Lifestyle is an assisted living facility located just outside of Wilmington, North Carolina, near the quaint neighborhood of Brightmore Liberty. Residents enjoy a quiet, peaceful community … (read more)

Champions Assisted Living

1007 Porters Neck Road, Wilmington, NC, 28411

Situated between Kirkland, NC and the shores of the Atlantic Ocean, Champions Assisted Living is an assisted living community that provides residents with lovely scenery, ample areas to socialize and … (read more)
Situated between Kirkland, NC and the shores of the Atlantic Ocean, Champions Assisted Living is an assisted living community that provides residents with lovely scenery, ample areas to socialize and … (read more)

Spring Arbor of Wilmington

809 John D. Barry Drive, Wilmington, NC, 28412

Spring Arbor Senior Living is located in the beautiful coastal town of Wilmington, North Carolina, only minutes away from the Cape Fear River and the Atlantic Ocean. Residents’ families note that Spri … (read more)
Spring Arbor Senior Living is located in the beautiful coastal town of Wilmington, North Carolina, only minutes away from the Cape Fear River and the Atlantic Ocean. Residents’ families note that Spri … (read more)

New Hanover House

3915 Stedwick Court, Wilmington, NC, 28412

New Hanover House is an assisted living facility located in Wilmington, North Carolina, near the shores of beautiful Cape Fear River. The facility is small in size to create an intimate community for … (read more)
New Hanover House is an assisted living facility located in Wilmington, North Carolina, near the shores of beautiful Cape Fear River. The facility is small in size to create an intimate community for … (read more)

Cedar Cove Assisted Living

4200 Jasmine Cove Way, Wilmington, NC, 28412

Cedar Cove Assisted Living is situated in the heart of Wilmington, North Carolina, near the Cape Fear Riverwalk and three island beaches. The landscape is serene and well-tended, and amenities like op … (read more)
Cedar Cove Assisted Living is situated in the heart of Wilmington, North Carolina, near the Cape Fear Riverwalk and three island beaches. The landscape is serene and well-tended, and amenities like op … (read more)

Fannie Norwood Memorial Home

501 S 15th St, Wilmington, NC, 28401


Leland House

1935 Lincoln Road NE, Leland, NC, 28451

Leland House is an assisted living community situated in Leland, North Carolina, a part of the Myrtle Beach Metropolitan area. This community offers all of the benefits of living in a quiet, small tow … (read more)
Leland House is an assisted living community situated in Leland, North Carolina, a part of the Myrtle Beach Metropolitan area. This community offers all of the benefits of living in a quiet, small tow … (read more)

What to Consider About Assisted Living in Wilmington

Assisted living facilities in Wilmington are governed by the Department of Health and Human Services, Division of Health Service Regulation. It licenses assisted living facilities and adult care homes throughout the state and issues and renews administrator certificates and approvals.

Benefits and Drawbacks of Assisted Living in Wilmington

  • Wilmington experiences ideal mean temperatures, high rainfall levels, more sunny days and much less snow than the U.S. average, making it a perfect climate for seniors searching for a place to retire.
  • The city has a reasonable cost of living at 4% lower than the national average. Although its cost of living is higher than the state average, it is still a very affordable place to live.
  • Seniors that own property in the city will benefit from taxes that are lower than the rest of the country, although the city’s sales taxes average more than the U.S. median.
  • Wilmington experiences shorter commutes than the U.S. average, which has been steadily increasing each year. Although residents get to spend less time in traffic in and around the city, the city also has a low public transportation ridership.
  • The city’s per capita income is $31,846, which is significantly higher than the national average of $25,611. However, seniors looking for assisted living communities to settle in will have to pay care costs significantly higher than those in the rest of the country.
  • Active seniors will enjoy the abundance of parks in and around the city, and Wilmington has 27 parks to relax in. Those wanting higher activity levels are also well-catered to with 29 golf courses and 16 health clubs in the city’s vicinity.

Paying for Assisted Living in Wilmington

According to the Genworth Cost of Care Survey 2020, the average cost of assisted living in Wilmington is $5,877 per month, which is considerably higher than the statewide average of $3,800. Wilmington’s average is also higher than the national average of $4,300 monthly. 

The Cost of Assisted Living in Nearby Cities

At $5,877, Wilmington has the most expensive cost for assisted living. Fayetteville, the nearest large city to Wilmington, has a median cost of $3,500 per month. In the state center, Raleigh has the second-highest assisted living care cost at $4,800, while Greensboro has a cost almost $300 lower than Raleigh’s. Charlotte, close to the state’s southern border, has a similar assisted living cost as Greensboro’s at $4,649. Jacksonville, northeast of Wilmington, has the state’s lowest assisted living care cost at almost half the cost of Wilmington’s average at $2,675.

$5877

Wilmington

$3800

North Carolina

$4300

The United States

$3500

Fayetteville

$4800

Raleigh

$4509

Greensboro

$4649

Charlotte

$2675

Jacksonville

The Cost of Other Types of Senior Care

Assisted living in Wilmington is costly at $5,877 compared to the other types of care. Adult day health care is the most affordable, costing $1,408 per month. In-home care services, such as homemaker services and a home health aide, average $3,909 and $4,185 per month, respectively. Nursing homes, which offer extensive services such as 24-hour skilled nursing and meals, cost $7,178 for a semiprivate room and $7,908 for a private room.

$3909

Homemaker Services

$4185

Home Health Aide

$1408

Adult Day Health Care

$5877

Assisted Living Facility

$7178

Nursing Home Facility (semiprivate room)

$7908

Nursing Home Facility (private room)

Financial Assistance for Assisted Living in Wilmington

Seniors in Wilmington can explore their eligibility to one state-run program that can help with assisted living expenses. The state’s Medicaid program provides monthly payments for personal care in adult care homes. Eligibility is income based, and the amount the senior receives per month depends on income level.

Learn more about these programs, plus who’s eligible, on our Assisted Living in North Carolina page.

Financial Assistance for Assisted Living in Wilmington

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in North Carolina page.

Free Assisted Living Resources in Wilmington

Several organizations offer assistance and free services to seniors in and around the Wilmington area. Services provided to older adults in assisted living settings include assistance with transportation, socializing opportunities and educational classes.

ResourceContactDescription
New Hanover County Senior Resource Center(910) 798-6400The Senior Resource Center offers services to older adults that encourage independence and wellness. Its recreation center provides exercise and wellness classes, while its volunteer program offers opportunities for seniors to get involved in the community with foster grandparenting and meal delivery. The center also arranges transportation for seniors for medical appointments and monthly shopping. It also provides a host of additional programs, including arts and crafts classes, games, education on aging issues and a long-term care ombudsman program.
Area Agency on Aging Cape Fear Council of Governments(910) 274-0339The Area Agency on Aging Cape Fear Council of Governments is mandated by the Older Americans Act to plan and offer aging services to the North Carolina region. It aims to support the independence and dignity of seniors through planning for their future needs in collaboration with regional leaders and consumers.
NCDHHS Aging and Adult Services(919) 855-3400

The Division of Aging and Adult Services promotes and works to enhance the quality of life of local seniors. It develops quality programs and services to serve seniors, providing training through the social services department in the county.

Assisted Living Laws and Regulations in Wilmington

Wilmington-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in North Carolina are required to follow. Visit our Assisted Living in North Carolina page for more information about these laws.

Assisted Living Laws and Regulations in Wilmington