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The 10 Best Assisted Living Facilities in Ozark, MO for 2024

 

Ozark offers cultural events throughout the year, age-friendly indoor and outdoor recreational amenities and over 1,100 miles of shoreline, providing a unique backdrop for retirement. While those aged 65 and over make up less than 13% of the 23,000 residents, the city offers a broad range of benefits to older adults. Its modest overall cost of living and the retiree-friendly state income tax laws make it a financially favorable option for those seeking long-term care on a budget, and minimal violent crime provides peace of mind to active seniors.

In addition to these benefits, the Ozark region is home to several high-quality assisted living facilities. These facilities meet the needs of those who want freedom from the worries and hassles of living alone but don’t require nursing home care. Residents have access to daily meals and recreational activities and receive personal care services tailored to their needs. On average, Ozark seniors pay $3,250 for assisted living. While this exceeds the state norm of $3,000, it's below the national average of $4,500.

This guide highlights some of the most common ways to pay for local assisted living expenses. It also lists resources that can help seniors make important long-term care decisions. 

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Assisted Living Facilities in Ozark, Missouri

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What to Consider About Assisted Living in Ozark

As in all of Missouri, assisted living facilities in Ozark comply with licensing rules set by the Missouri Department of Health and Human Services. This department publishes information on minimum standards for the scope of services facilities must provide, along with rules related to staffing, care planning and nutrition services. It also maintains a list of licensed facilities statewide.  

Benefits and Drawbacks of Assisted Living in Ozark

 

  • Health care options are relatively limited in Ozark, which may be a consideration for those managing chronic health conditions. The number of physicians per capita is about half the U.S. norm, and there are no major hospitals in the city proper, although Cox Medical Center South is just 10 miles away in Springfield. To promote access to care, many assisted living facilities have physicians on-call, as well as on-site offices for routine medical appointments.
  • The overall cost of living in Ozark is higher than in Missouri as a whole, although it’s low compared to a typical U.S. city. On an index based on a national score of 100, the city rates 90.9, with expenses related to housing, utilities, groceries and transportation coming in below national norms. This may make the city a financially sound option for seniors with limited resources.
  • Public pension income is tax-free for seniors in Missouri, and single filers whose annual income is under $85,000 don’t pay state income taxes on their Social Security benefits. All other forms of retirement income are taxable, although income-based exemptions are available.
  • On a 100-point scale that rates cities according to crime frequency, Ozark scores 18 for violent crime and 43.3 for property crime. By comparison, the nation’s property crime score is lower than Ozark’s at 35.4, but the violent crime score exceeds the local norm at 22.7. To help residents stay safe, assisted living facilities in Ozark typically provide escorted transportation and have robust community-wide security systems.
  • Ozark experiences hot, humid summers with daytime temperatures near 90 degrees Fahrenheit, and its winters are chilly with nighttime temperatures around 20 degrees Fahrenheit. The city gets about 209 sunny days annually, which is in line with the national norm of 205, and it sees measurable precipitation 100 days out of the year. To help residents maintain an active lifestyle, many assisted living facilities provide indoor and outdoor recreation options throughout the year, depending on the weather.

 

Paying for Assisted Living in Ozark

 

In Ozark, assisted living facilities charge approximately $3,250 per month for care.

The Cost of Assisted Living in Nearby Cities

Seniors in Ozark pay monthly median assisted living rates of $3,250, which is a little higher than the state norm of $3,000 but nearly 30% below the national average. While local care costs exceed the state norm, obtaining care in Ozark is a budget-friendly alternative to moving to assisted living facilities in St. Louis and Kansas City, where respective monthly fees come in at $4,100 and $4,585. However, other cities in southwestern Missouri may have more economical rates, including Joplin, where fees average $2,805, and Jefferson City, where care costs are 36% lower than Ozark’s norm.

Ozark

$3,250

Missouri

$3,000

United States

$4,500

Joplin

$2,805

Jefferson City

$2,075

Kansas City

$4,585

St. Louis

$4,100

The Cost of Other Types of Senior Care

In Ozark, assisted living facilities charge $3,250 per month for care, making this among the most cost-effective senior care options in the city. By comparison, those who obtain private care services in their own homes pay $4,767 for in-home care and home health care. Nursing home care is even costlier, with seniors paying 62% more than assisted living residents for around-the-clock medical support and monitoring. Only adult day health care, which only includes daytime services in a community environment, is more economically priced at $1,788.

In-Home Care

$4,767

Home Health Care

$4,767

Adult Day Health Care

$1,788

Assisted Living Facility

$3,250

Nursing Home Facility (semiprivate room)

$5,262

Note: Data for Ozark was unavailable, so data for the nearest city, Springfield, was used instead.

Financial Assistance for Assisted Living in Ozark

The Supplemental Nursing Care (SNC) program provided by MO HealthNet gives qualifying individuals a cash benefit, which can be used to help pay the monthly costs of assisted living facilities. Ozark seniors in assisted living may also be eligible for assistance paying Medicare premiums and medical provider payments through Missouri's Qualified Medicare Beneficiary (QMB) and Specified Low Income Medicare Beneficiary (SLMAB) programs.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

Financial Assistance in Missouri

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Free Assisted Living Resources in Ozark

Ozark and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Ozark, please visit our Assisted Living in Missouri page.

Assisted Living Laws and Regulations in Ozark

 

Ozark Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.

Laws and Regulations in Missouri

Reviews of Communities Nearby

Assisted Living

Bryan

I am a friend or relative of a current/past resident

Review of Hopedale Cottage

My mom has moved into Hopedale Cottage. It is very small. Their staff to resident ratio is 1:6. When I walked in the door, it smelled clean. I have not tried the food, but my mom likes it. She has...

Read more

Assisted Living

Candi

I visited this facility

Review of Century Pines Assisted Living

I was able to see Century Pines. It sounds like they have a potential remodel plan in the future. The staff was very helpful and answered my questions. The facility is not the most beautiful. It's...

Read more

Assisted Living

Becky

I visited this facility

Review of Century Pines Assisted Living

I went to Century Pines, it was just awful-looking. The gentleman was nice and knowledgeable, but the place was just run down. There were old people sitting on the decks in wheelchairs and it was...

Provider response

Dear Becky, I want to thank you for your review and taking the time to meet with me. As I mentioned the day we spoke, regulations due to Covid prevented us from being able to complete a tour...

Read more

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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