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The 3 Best Assisted Living Facilities in Cambridge, MD for 2024

Our comprehensive listings and authentic reviews in Cambridge, MD below include 3 Assisted Living facilities with 52 reviews. On average in Cambridge, residents and their loved ones rate Assisted Living options .

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Assisted Living Facilities in Cambridge, Maryland

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What to Consider About Assisted Living in Cambridge

Nestled on the eastern shore of Maryland about 90 miles southeast of Washington D.C., Cambridge offers seniors a charming waterfront community rich in history. Nature lovers, photographers and birdwatchers flock to the Blackwater National Wildlife Refuge, while history buffs can explore Cambridge’s museums, which include the Harriet Tubman Museum and Educational Center.

Cambridge boasts a sizable senior population, with approximately 17.1% of its population of nearly 12,300 comprised of adults aged 65 and older. Those who need help with the activities of daily living have two assisted living facilities in Cambridge to choose from, with another community in nearby Trappe. Maryland’s Department of Health licenses and regulates all the assisted living programs (ALPs) in Cambridge and throughout the state.

Benefits and Drawbacks of Assisted Living in Cambridge

  • Seniors who enjoy an active outdoor lifestyle should be mindful of Cambridge’s air quality. The American Lung Association grades Dorchester County a C for ozone pollution and A for particle pollution.
  • Delmarva Community Transit (DCT) provides seniors over 60 with affordable transportation, with $1.50 one-way bus fares and door-to-door service with 24-hour notice. All buses accommodate wheelchairs, power scooters and individuals unable to climb stairs.
  • High crime rates in Cambridge may concern seniors and their families. The city’s violent crime rate of 55.1 is more than double the U.S. average of 22.7. Likewise, the property crime rate in Cambridge of 80.1 is much higher than the national average of 35.4.
  • The Cambridge area is home to world-class medical facilities, including University of Maryland Medical Center at Dorchester, in the event of medical emergencies or illness.
  • Seniors looking for a dry climate won’t find it in Cambridge. The city gets some kind of precipitation 108 days per year, on average. With 46 inches of average annual rainfall and 11 inches of snow, Cambridge may be too wet for some older adults.
  • Cambridge seniors are not taxed by the state on Social Security benefits, but income from a 401(k) or IRA is taxed. Maryland is one of just two states that impose both an inheritance tax and an estate tax, which could be problematic for some seniors and their heirs.

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.

Paying for Assisted Living in Cambridge

Assisted Living costs in Cambridge start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Cambridge and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Cities in Maryland

Easton

$5,517

Delmar

$5,000

Denton

$4,300

US

$4,000

Grasonville

$3,400

Financial Assistance for Assisted Living in Cambridge

Cambridge seniors may be eligible for aid for assisted living expenses through several Maryland programs, including three Medicaid waivers. The Senior Assisted Living Group Home Subsidy (SALGHS) program is designed for eligible seniors residing in ALPs with 16 or fewer residents. Those living in larger facilities may qualify for the Optional State Supplement.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maryland page.

Financial Assistance in Maryland

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Free Assisted Living Resources in Cambridge

Cambridge and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Cambridge, please visit our Assisted Living in Maryland page.

Assisted Living Laws and Regulations in Cambridge

Cambridge-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maryland are required to follow. Visit our Assisted Living in Maryland page for more information about these laws.

Laws and Regulations in Maryland

Helpful Articles

Assisted Living near Cambridge, MD

EastonSeafordDentonSolomonsGrasonvilleDelmar

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Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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