Saco is a coastal city located on the Atlantic Coast in Maine. The city features some beautiful beaches, scenic areas and rich history. There are about 20,000 people living in the city, of which 17.1% are seniors. Older adults may appreciate living less than 4 miles from the highly rated Southern Maine Healthcare Biddeford Medical Center and having access to a variety of senior resources provided by the city.

Assisted living communities serve older adults who require help with day-to-day tasks. Seniors receive support with the activities of daily living such as washing, dressing, cooking and laundry. The medical services offered by assisted living facilities are limited, so seniors who are in poor health may need to consider paying extra for nursing home care. Typical assisted living facilities in Saco charge $6,583 per month for their services, compared to a statewide median of $5,942 per month.

This guide explores the cost of assisted living in Saco and other nearby cities, as well as the cost of other types of care and the pros and cons to living in Saco. It also includes some useful resources for older adults who live in the city.

Directory of Assisted Living Facilities in Saco, ME

Atlantic Heights Retirement

100 Harbor Drive, Saco, ME, 04072

Atlantic Heights Retirement is a very nice and newer facility with a hotel-like feel. The rooms were pleasant and spacious. They had a large formal dining room area. The upkeep seemed fine, and it’s w … (read more)
Atlantic Heights Retirement is a very nice and newer facility with a hotel-like feel. The rooms were pleasant and spacious. They had a large formal dining room area. The upkeep seemed fine, and it’s w … (read more)

The Wardwell Neighborhood

43 Middle Street, Saco, ME, 04072

Wardwell Retirement had old and new sections. It was comfortable and definitely more of a community in and about the common areas. There were people making puzzles, playing Bingo, reading, and sociali … (read more)
Wardwell Retirement had old and new sections. It was comfortable and definitely more of a community in and about the common areas. There were people making puzzles, playing Bingo, reading, and sociali … (read more)

The Landing at Saco Bay

392 Main Street, Saco, ME, 04072

The Landing is a great facility with lots of activities and great food! The staff is helpful and caring. I love the secured outdoor area and beautiful gardening at The Landing. Residents are allowed t … (read more)
The Landing is a great facility with lots of activities and great food! The staff is helpful and caring. I love the secured outdoor area and beautiful gardening at The Landing. Residents are allowed t … (read more)

2015, 2022

Atria Kennebunk

One Penny Lane, Kennebunk, ME, 04043

Our experience with Atria Kennebunk has been very good. The facility is very clean and the staff is very accommodating. My mom is in a studio apartment and the layout is very satisfactory for the size … (read more)
Our experience with Atria Kennebunk has been very good. The facility is very clean and the staff is very accommodating. My mom is in a studio apartment and the layout is very satisfactory for the size … (read more)

Huntington Common

1 Huntington Common Drive, Kennebunk, ME, 04043

Huntington Common was very clean, and the layout was circular with no separate wings. My mother-in-law was well cared for there, and the staff was compassionate and attentive. The dining area was room … (read more)
Huntington Common was very clean, and the layout was circular with no separate wings. My mother-in-law was well cared for there, and the staff was compassionate and attentive. The dining area was room … (read more)

75 State Street

75 State Street, Portland, ME, 04101

75 State Street is a great place, but not for my mother. It’s very busy and very energetic, and my mother is very sedate, quiet, and needs a lot of assistance. We just didn’t feel that it was right fo … (read more)
75 State Street is a great place, but not for my mother. It’s very busy and very energetic, and my mother is very sedate, quiet, and needs a lot of assistance. We just didn’t feel that it was right fo … (read more)

HarborChase of South Portland

25 Country Club Drive , South Portland, ME, 04106

I thought HarborChase of South Portland was a five-star hotel. It was a very beautiful place. The woman who gave me the tour was kind. It looked like a great spot. They had a bar. They do a cocktail h … (read more)
I thought HarborChase of South Portland was a five-star hotel. It was a very beautiful place. The woman who gave me the tour was kind. It looked like a great spot. They had a bar. They do a cocktail h … (read more)

The Landing at Cape Elizabeth

78 Scott Dyer Road, Cape Elizabeth, ME, 04107


Gorham House

50 New Portland Road, Gorham, ME, 04038

I like the Gorham House. It’s just that my wife needed to be in nursing care and they didn’t have any beds in the nursing care area. I went to look at the assisted care unit, but the administrator the … (read more)
I like the Gorham House. It’s just that my wife needed to be in nursing care and they didn’t have any beds in the nursing care area. I went to look at the assisted care unit, but the administrator the … (read more)

Avita of Stroudwater

113 Landing Road, Westbrook, ME, 04092

Avita of Stroudwater is an assisted and independent living and memory care facility near the Wassamki Springs Campground in Westbrook, Maine. In addition to its upscale, modern appearance, residents a … (read more)
Avita of Stroudwater is an assisted and independent living and memory care facility near the Wassamki Springs Campground in Westbrook, Maine. In addition to its upscale, modern appearance, residents a … (read more)

Scarborough Terrace

600 Commerce Dr, Scarborough, ME, 04074

Scarborough Terrace is an assisted living facility in Scarborough, Maine, less than 5 miles from the beautiful waterfront at Scarborough Beach State Park. Residents here enjoy a private and relaxing s … (read more)
Scarborough Terrace is an assisted living facility in Scarborough, Maine, less than 5 miles from the beautiful waterfront at Scarborough Beach State Park. Residents here enjoy a private and relaxing s … (read more)

The Enclave of Scarborough

18 Black Point Road, Scarborough, ME, 04074

I’ve had a family member in the assisted living unit for over three years. Before the change in management things were great. Since the change before COVID, it seems the staff are very unhappy and the … (read more)
I’ve had a family member in the assisted living unit for over three years. Before the change in management things were great. Since the change before COVID, it seems the staff are very unhappy and the … (read more)

Stroudwater Lodge

116 Landing Rd, Westbrook, ME, 04092

I’ve toured several places. The one I like the best is Stroudwater Lodge in Westbrook. First of all, I liked the staff. It seemed to be well staffed. All the staff seemed to be friendly. They have OT, … (read more)
I’ve toured several places. The one I like the best is Stroudwater Lodge in Westbrook. First of all, I liked the staff. It seemed to be well staffed. All the staff seemed to be friendly. They have OT, … (read more)

RiverRidge Center

3 Brazier Lane, Kennebunk, ME, 04043


Pine Point Center

67 Pine Point Road, Scarborough, ME, 04074

I am only commenting on the rehab care. My husband was admitted for rehab after a knee replacement at the VA. Arrangements were made in advance by VA social worker including his list of required meds … (read more)
I am only commenting on the rehab care. My husband was admitted for rehab after a knee replacement at the VA. Arrangements were made in advance by VA social worker including his list of required meds … (read more)

Portland Center for Assisted Living

68 Devonshire Street, Portland, ME, 04103

Located in the heart of Portland, Maine, the Portland Center for Assisted Living aims to create a family community atmosphere for its residents. Staff members are appreciated for their kindness and co … (read more)
Located in the heart of Portland, Maine, the Portland Center for Assisted Living aims to create a family community atmosphere for its residents. Staff members are appreciated for their kindness and co … (read more)

Springbrook Center

300 Spring Street, Westbrook, ME, 04092

THE PERSONAL CARE OF THE RESIDENTS IS ATTROCIOUS. MY MOM WAS THERE AND SHE CONSTANTLY HAD FECES ON HER AND SMELLED. THEY NEVER GAVE HER A BATH/SHOWER UNLESS I COMPLAINED ABOUT HER ODOR. MY CONSTANT CO … (read more)
THE PERSONAL CARE OF THE RESIDENTS IS ATTROCIOUS. MY MOM WAS THERE AND SHE CONSTANTLY HAD FECES ON HER AND SMELLED. THEY NEVER GAVE HER A BATH/SHOWER UNLESS I COMPLAINED ABOUT HER ODOR. MY CONSTANT CO … (read more)

The Shaw House

257 South Street, Biddeford, ME, 04005


What to Consider About Assisted Living in Saco

Assisted living facilities in Saco fall under the remit of the Maine Department of Health and Human Services. Facilities are licensed by the Division of Licensing and Certification and are expected to comply with regulations rating to staffing, staff training, health and safety and medication administration. Regular inspections are performed to maintain care standards.

Benefits and Drawbacks of Assisted Living in Saco

  • Maine is a state with reasonably friendly tax policies for seniors. Social Security income is not taxed, however other forms of retirement income are. Property taxes in the city are average for the United States. There are some tax deductions available for senior citizens.
  • The overall cost of living in Saco is slightly above the national average. However, health care and transportation costs are lower than average. Assisted living fees typically include utilities, food and other common expenses, but health care and transportation for social activities may come out of the senior’s discretionary budget.
  • Crime rates in Saco are far higher than the national average. Seniors who reside in an assisted living facility can feel confident they are protected because most assisted living communities have 24-hour staffing and security cameras. Many communities are gated, so only welcome visitors have access to them.
  • Active seniors will find no shortage of things to do in Saco thanks to the SENIORity Program run by the Saco Parks and Recreation Authority. This program includes a variety of activities including exercise sessions, classes and walking groups for those aged 50 and over.
  • Saco’s climate is generally more comfortable than other cities in Maine. The city typically sees just over 49 inches of rainfall per year and about 60 inches of snow each year. Summers are very warm, and temperatures can fall to as low as 10.8 degrees in the winter. Seniors who enjoy snowfall but want to take part in outdoor activities during the warmer months may appreciate the varied seasonal weather of the city.

Paying for Assisted Living in Saco

According to the Genworth Cost of Care Survey 2020, assisted living facilities in Saco typically charge $6,583 per month. This is above the Maine average cost of $5,942 and more than 50% above the national average fee of $4,300 per month.

The Cost of Assisted Living in Nearby Cities

Assisted living fees in nearby cities can vary widely. In Bangor, seniors pay far less than they do in other parts of Maine, with fees of just $4,842 per month. In Lewiston, the cost is above average, at $6,150. Across the border in New Hampshire, seniors pay much more for assisted living, with facilities typically charging $7,560 per month

$6583

Saco

$5942

Maine

$4300

The United States

$4842

Bangor

$6150

Lewiston

$7560

Manchester, NH

The Cost of Other Types of Senior Care

In addition to assisted living, there are other care options for seniors with different needs. Adult day health care is the cheapest, costing $4,063 for daytime care at a community center. Homemaker services cost $5,625 for in-home personal care and $5,720 for limited health care. Nursing homes are the most expensive, due to the skilled nature of the care provided. Seniors can expect to pay $10,220 for a semiprivate room, or $11,224 for a private room.

$5625

Homemaker Services

$5720

Home Health Care

$4063

Adult Day Health Care

$6583

Assisted Living Facility

$10220

Nursing Home Facility (semiprivate room)

$11224

Nursing Home Facility (private room)

Note: Data for Saco was unavailable, so data for the nearest city, Portland, was used instead.

Financial Assistance for Assisted Living in Saco

Seniors living on a budget in Maine may qualify for help paying for assisted living costs through the state’s Medicaid plan, MaineCare’s Long-Term Care program. 

Learn more about these programs, plus who’s eligible, on our Assisted Living in Maine page.

Paying for Assisted Living Facilities in Maine

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maine page.

Free Assisted Living Resources in Saco

Saco residents who are considering moving into long term care may find the following resources and service providers useful. These organizations offer a variety of services including benefits counseling, wellness advice, and legal support.

Resource

Contact 

Service

(207) 396-6500

The Southern Maine Agency on Aging offers resources, information, and services for seniors and individuals who are living with disabilities. It offers Medicare support, social events and classes, congregate nutrition and other programs to help seniors retain their independence and enjoy a high quality of life.

(207) 710-5029

Age-Friendly Saco provides many services for older adults living in the city. It is supported by AARP grants and offers handyman services, senior transportation, and assistance with tech-related problems. The program also provides seniors with practical assistance in the form of Knox boxes and sand-salt buckets for those who require them.

(207) 753-9106

The Lewiston Veterans Service Office works with veterans and their close relatives to help them navigate the complexities of the VA pensions and benefits system. It offers advice about the support that is available to former service people and can help with applying for benefits, or appealing where applications have been denied. The VSO can also advise on other help that is available to veterans, referring them to other agencies, assisting with the completion of forms, and advising on medical care services that veterans may qualify for. 

Assisted Living Laws and Regulations in Saco

Saco-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Maine are required to follow. Visit our Assisted Living in Maine page for more information about these laws.

Assisted Living Laws and Regulations in Maine