The 10 Best Assisted Living Facilities in Schaumburg, IL for 2023

Schaumburg is a suburb of Chicago and has been ranked among the best places in the nation to live. This village has a large senior community that accounts for about 15% of the 73,000 residents. Benefits such as its minimal crime, diverse public transit options and easy access to health care make it a great option for retirement living.

Older adults who need help with some daily living activities often choose the convenience and comfort of assisted living. These communities provide individualized personal care services along with meals, recreational activities and housekeeping and laundry service. Some facilities have resort-style amenities such as pools, fitness centers and spas for even greater comfort. According to the Genworth 2020 Cost of Care Survey, seniors in the Schaumburg region pay $4,950 per month for assisted living, which is high compared to state and national averages.

This introductory guide outlines senior care costs in Schaumburg and provides contact information for local programs and agencies that serve seniors.

To ensure a high standard of care for residents, the Illinois Department of Public Health, Division of Assisted Living, licenses assisted living facilities and requires them to follow regulations related to staffing, staff training, care planning and intake and discharge procedures. 

• Schaumburg’s cost of living is about 7% higher than the national median and about 13% higher than the state average. Local housing and transportation costs tend to be high, which may make assisted living an attractive option for those with budgetary considerations.  
• Schaumburg seniors have a variety of public transportation options, making the region easy to navigate even without a private vehicle. The city administers a discount program for taxi services for those aged 65 and over, and seniors can access free or reduced fares for Metra, CTA and Pace routes. Door-to-door bus service within the village is also available for a discounted rate for seniors through Dial-A-Ride Transportation.  
• While seniors in Schaumburg pay state income taxes on income from retirement savings accounts, the state exempts almost all other types of retirement income from taxes, including Social Security benefits and public and private pensions. Property and sales tax rates are among the highest in the nation.   
• On a 100-point crime index, Schaumburg scores 35.2 for property crime, with is roughly equal to the national rate of 35.4. However, violent crime is considerably rarer here than in the average U.S. city. This type of crime scores 10.1 on the crime index versus the national score of 22.7. It occurs at a rate of about 99 incidents per 100,000 people compared to the state rate of 407 and the national frequency of 379.  
• Winters in Schaumburg tend to be cold and snowy with low temperatures around 13 and 33 inches of annual snowfall, which may be a consideration for those who rely on mobility aids. However, the city’s weather is pleasant throughout the rest of the year, with summer being the most comfortable season. 
• Health care is affordable and easily accessible in Schaumburg, making it a good retirement option. Medical visits, inpatient hospital stays and dental services cost 6% less in Schaumburg than the average U.S. city, and there are approximately 261 physicians per 100,000 people compared to the national median of 210 physicians.  

Seniors in Schaumburg pay $4,950 per month for assisted living, making it among the pricier cities in Illinois for residential care. Statewide, communities charge approximately $4,575 per month, and nationally, seniors pay $4,300 for services.  

Assisted living facilities in Schaumburg charge $4,950 per month on average for housing and services, making it the costliest region in Illinois for care. Those seeking care on a budget have several affordable alternatives to choose from, including Kankakee, which is about 85 miles away and has a monthly average of $4,841. In Decatur, facilities charge $4,269 per month, and in Champaign, care costs are a little lower at $4,163. Danville is among the cheapest cities in Illinois for assisted living, with fees coming in at $3,989.  

Assisted living rates in Schaumburg average $4,950 per month, making it among the more affordable care types in the city. Adult day health care is cheaper at $1,614 per month and features personal care services in a daytime community setting. Home-based care costs a little more than assisted living, with homemaker services averaging $4,957 and specialized home health care costing $5,053. Nursing homes are the most expensive senior care option at $8,076 for semiprivate accommodations and $8,532 for private rooms.  

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.