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The 10 Best Assisted Living Facilities in Lake Zurich, IL for 2024

Lake Zurich is a small suburb of Chicago located along Lake Michigan, offering tranquil outdoor areas and exquisite local cuisine. It's home to an estimated 19,600 residents, with a senior population comprising 12.6%. With low crime rates and affordable health care, Lake Zurich is a safe city with accessible medical services, helping seniors foster peaceful, healthy lifestyles. Although the village doesn't have a local hospital, Advocate Good Shepherd Hospital is only a few miles away. 

Older adults seeking daily living support and a low-maintenance lifestyle may benefit from assisted living, a residential care option offering 24-hour staff and services such as housekeeping, daily meals and transportation. These communities are ideal for seniors who don't need medical support but wish to expand their social networks and have some assistance to live comfortably. In Lake Zurich, seniors pay about $4,825 per month for assisted living, which is higher than Illinois' statewide average of $4,488 and the national median of $4,500.

This guide explores local costs for assisted living and other senior care types, and it provides resources to help seniors access long-term care. Additionally, readers can evaluate the benefits and drawbacks of living in Lake Zurich. 

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Assisted Living Facilities in Lake Zurich, Illinois

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What to Consider About Assisted Living in Lake Zurich

The Illinois Department of Public Health licenses and regulates assisted living communities in Lake Zurich and throughout the state. It requires facilities to follow established administrative codes and compliance regulations to ensure clean, safe environments for residents to access high-quality care. Residents and their families can also find information on filing facility care complaints. 

Benefits and Drawbacks of Assisted Living in Lake Zurich

  • The cost of living in Lake Zurich is about 8% higher than the national median. Although the village is more expensive than other areas of Illinois, it boasts lower prices for health care, utilities and transportation. Assisted living communities also offer fixed monthly rates, which can help seniors live within their budgets. 
  • Lake Zurich has a humid continental climate with hot summers and cold winters averaging 38 inches of annual snowfall. However, the area experiences 185 sunny days per year, allowing for outdoor recreational activities. Assisted living communities also provide indoor social activities and events to help seniors stay engaged during unpleasant weather. 
  • Based on a 100-point index, Lake Zurich's health care prices are nearly 1% cheaper than national figures. The village also has a higher-than-average number of local physicians, making medical services accessible to residents. Despite not having a local hospital, Lake Zurich is a short drive from Advocate Good Shepherd Hospital, where seniors can access specialty services such as cancer care and gastroenterology.
  • Older adults living in Illinois have access to many state tax benefits. For example, the state doesn't tax retirement income, IRAs, certain pensions or the federally taxed portion of Social Security benefits, freeing up additional funds to supplement assisted living costs. 
  • Based on a 100-point index, Lake Zurich has lower violent and property crime rates than national figures. The town ranks at 8.6 for violent crime and 23.9 for property crime compared to U.S. averages of 22.7 and 35.4. Assisted living communities also offer security features, such as keypad entries and alarm systems, to help residents feel safer. 

Paying for Assisted Living in Lake Zurich

Seniors in Lake Zurich pay an average monthly rate of $4,825 for assisted living, although this price can vary depending on a community's location, services and amenities. 

The Cost of Assisted Living in Nearby Cities

Lake Zurich offers assisted living for $4,825 per month, which is about $337 more than Illinois' statewide average and $325 higher than the national median. However, it's a more affordable option than Rockford, where prices are 8.8% higher, and Springfield, which offers care for a higher rate of $5,110. Prices in Champaign are nearly 1.6% lower than in Lake Zurich, while Peoria has one of the lowest monthly rates in the area at $4,131. 

Lake Zurich

$4,825

Illinois

$4,488

United States

$4,500

Rockford

$5,250

Springfield

$5,110

Champaign

$4,750

Peoria

$4,131

The Cost of Other Types of Senior Care

Assisted living is one of the most cost-effective senior care options in Lake Zurich at $4,825, although adult day health care offers a lower rate of $1,842. Seniors interested in aging in place can access home care for about 17.6% more than assisted living or home health care for an 18.5% price increase. For a semiprivate room and 24-hour medical care in a nursing home, older adults can expect to pay a higher monthly rate of $6,996. 

In-Home Care

$5,672

Home Health Care

$5,720

Adult Day Health Care

$1,842

Assisted Living Facility

$4,825

Nursing Home Facility (semi private room)

$6,996

Note: Data for Lake Zurich was unavailable, so data for the nearest city, Chicago, was used instead. 

Financial Assistance for Assisted Living in Lake Zurich

In Illinois, the HCBS Medicaid Waiver for Supportive Living Facilities helps eligible seniors pay for care services in some assisted living communities, but it does not cover room and board.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Illinois page.

Financial Assistance in Illinois

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Illinois page.

Free Assisted Living Resources in Lake Zurich

Lake Zurich and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in an assisted living community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free assisted living resources in Lake Zurich, please visit our Assisted Living in Illinois page.

Assisted Living Laws and Regulations in Lake Zurich

Lake Zurich Assisted Living Communities must adhere to the comprehensive set of state laws and regulations that all Assisted Living Facilities in Illinois are required to follow. Visit our Assisted Living in Illinois page for more information about these laws.

Laws and Regulations in Illinois

Reviews of Communities Nearby

Assisted Living

Dawn

I visited this facility

Review of Auberge at Lake Zurich

Auberge at Lake Zurich was excellent. It was very nice. It's laid out differently than most of the others. They had what they called cottages. So, everybody's not in the same building. Each cottage...

Provider response

We are so happy to hear you had such an enjoyable experience on your recent tour with us Dawn. We take pride in treating each resident with care while providing a comfortable atmosphere for...

Read more

Assisted Living

ReviewerFC122922B

I visited this facility

Review of Cedar Lake Assisted Living & Memory Care

Cedar Lake Assisted Living & Memory Care was great. The layout was nice. The staff was friendly. They have a makeshift movie theater type viewing area for the residents. My dad happens to be a big...

Read more

Assisted Living

Howard

I visited this facility

Review of Azpira Place of Lake Zurich

I toured Azpira Place of Lake Zurich for my father. It was an outstanding place. It was our first choice of all the places. It was so beautiful. The rooms and the staff were 5-star all the way. The...

Read more

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Other Options in Lake Zurich, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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