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The 10 Best Assisted Living Facilities in Ontario, CA for 2024

Ontario is a large city with a little over 175,000 residents and a senior community that makes up nearly a tenth of the population. Despite its relatively small senior population, the city is a great retirement option for those seeking a modest cost of living, affordable health care and access to community-based services and supports. It has a comfortable climate with year-round daytime temperatures ranging from 67-93 degrees, and senior-friendly public transportation makes it easy for older adults to enjoy area amenities.

Ontario has several assisted living facilities where older adults have access to on-demand care, daily meals, snacks, housekeeping, laundry services and recreational activities. These facilities are ideal for those who need an extra hand throughout the day but don’t require around-the-clock medical care and monitoring. On average, seniors in Ontario pay $5,000 per month for services, which is high compared to the nation as a whole but consistent with the California average.

This guide provides comprehensive information on the benefits and drawbacks of living in Ontario and how they relate to those in assisted living. It also outlines assisted living costs and resources available to older adults in the community.

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Assisted Living Facilities in Ontario, California

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What to Consider About Assisted Living in Ontario

In Ontario, assisted living facilities are officially licensed as residential care facilities for the elderly. These communities comply with regulations set by the California Department of Social Services, Community Care Licensing Division, which promotes a high standard of care through licensing requirements and regular and unannounced inspections. The department also investigates reports of abuse and substandard care.

Benefits and Drawbacks of Assisted Living in Ontario

  • While the overall cost of living in Ontario is high compared to the national average, it’s about 20% lower than the state median, indicating that it’s among the more affordable places to live in California. This may result in comparatively affordable assisted living expenses, which may benefit those with limited retirement income.
  • The OmniTrans bus system offers transportation services throughout the Ontario region to help older adults complete errands and attend medical appointments without relying on a private vehicle. The service operates the Travel Training Program, which provides group or one-on-one assistance to those aged 62 and over to teach them how to use the bus system.
  • While seniors in Ontario pay some of the highest state income taxes in the nation, California doesn’t tax Social Security benefits, which may help those who rely primarily on this form of retirement income. To help seniors make informed financial decisions, many assisted living facilities have all-inclusive pricing.  
  • Property crime is more prevalent in Ontario than in the typical U.S. city. Its rating is 40.4 on a 100-point crime index versus the national average of 35.4. However, violent crime is relatively uncommon with a rate that’s five points lower than the national score at 17.4. To help residents stay safe, assisted living facilities are often equipped with security features and provide escorted transportation to local destinations.
  • Ontario is among the most comfortable places to live in the nation. It offers pleasant year-round temperatures and relatively low humidity levels. In the summer, high temperatures reach into the low 90s, and in the winter, daytime temperatures are in the upper 60s. Many assisted living facilities have outdoor common areas where seniors can enjoy the weather.
  • Health care costs in Ontario are about 20% lower than the national median, promoting access to care for older adults. Over 100 hospitals are located near the city, including San Antonio Regional Hospital in Upland and the Chino Valley Medical Center in Chino.  

Paying for Assisted Living in Ontario

In Ontario, older adults pay $5,000 per month on average for assisted living. This is several hundred dollars higher than the national rate of $4,300, but it’s equal to the California median.

The Cost of Assisted Living in Nearby Cities

Assisted living facilities in Ontario charge $5,000 per month on average for services. In Bakersfield, fees are among the lowest in the state at $3,613. In the Sacramento area, monthly care costs are a few hundred dollars higher than in Ontario at $5,395, and in the Santa Rosa area, fees are $1,000 higher at $6,000 per month. Salinas is among the most expensive cities in California for assisted living with rates exceeding Ontario’s average by 40% at $7,100.

Ontario

$5,000

California

$5,000

The United States

$4,300

Bakersfield

$3,613

Salinas

$7,100

Sacramento Area

$5,395

Santa Rosa Area

$6,000

The Cost of Other Types of Senior Care

The cheapest senior care option in Ontario is adult day health care, which features daytime personal care in a community setting for $1,647 monthly. Assisted living is a relatively affordable option at $5,000 per month. Older adults who want to remain in their homes can obtain a comparable level of care through home-based services, which cost $5,434 for basic homemaker services and $5,529 for specialized home health aides. Nursing homes are residential facilities that provide the highest level of care outside a hospital. They charge the highest monthly rates of $8,060 for shared rooms and $10,570 for private rooms.

Homemaker Services

$5,434

Home Health Aide

$5,529

Adult Day Health Care

$1,647

Assisted Living Facility

$5,000

Nursing Home Facility (semiprivate room)

$8,060

Nursing Home Facility (private room)

$10,570

Financial Assistance for Assisted Living in Ontario

Low-income seniors residing in Ontario may be eligible to apply for government funding to help pay for assisted living. There are currently two programs available: the 1915(c) Assisted Living Waiver program through Medi-Cal and Supplemental Security Income – Category G.

Learn more about these programs, plus who’s eligible, on our Assisted Living in California page.

Financial Assistance in California

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in California page.

Free Assisted Living Resources in Ontario

The Ontario region offers high access to information and support for older adults to make it easier to understand long-term care options and identify ways to pay for assisted living. Through the following resources, seniors can connect with community-based social and recreational programs, options counselors and advocacy services.

ResourceContactService
County of San Bernardino Aging & Adult Services(909) 891-3900San Bernardino County’s Aging & Adult Services Division operates as the Area Agency on Aging for the Ontario region. This office has information and referral specialists who help seniors connect with resources in the community to supplement what seniors receive in assisted living, including durable medical equipment rentals, transportation and congregate meals. The agency also houses the region’s long-term care ombudsman program, which provides advocacy and information for those in residential care.
Health Insurance Counseling and Advocacy Program(909) 256-8369HICAP counselors provide one-on-one over-the-phone advice, information and guidance for Medicare-eligible seniors to help them make informed decisions regarding their health insurance coverage. Through this program, seniors can find out what Medicare covers and determine whether Medicare Advantage or a Medigap plan would save them money on medical and residential care costs.
Inland Counties Legal Services(951) 368-2555Inland Counties Legal Services provides free civil legal services to those aged 60 and over. Its licensed legal professionals can help older adults understand assisted living contracts and payment obligations. They can also help seniors apply for public benefits that may cover assisted living services and resolve issues related to abuse, neglect and exploitation.
San Bernardino County Veterans Affairs(866) 472-8387San Bernardino County’s Veterans Affairs division provides free benefits counseling to help qualifying individuals access VA programs that may help cover assisted living. The office can also help veterans obtain community-based services, such as counseling and emergency financial assistance.
Ontario Senior Center(909) 395-2021The Ontario Senior Center has programs, activities and classes for seniors in the community. At this location, members participate in programs like Active Seniors on the Go, walking clubs, birthday and holiday celebrations and knitting and crochet clubs.

Assisted Living Laws and Regulations in Ontario

Ontario-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in California are required to follow. Visit our Assisted Living in California page for more information about these laws.

Assisted Living Laws and Regulations in California

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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