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The 10 Best Home Care Agencies for Seniors in Bowie, MD for 2024

Last Updated: June 5, 2024 -

The Prince George’s County community of Bowie sits about 20 miles to the southwest of Baltimore and has 89 home care agencies serving seniors and families. These agencies charge a baseline rate of $5,911 in 2024, tracking a little over the Maryland and U.S. norms of $5,720, and they provide nonmedical support and assistance. Alternatively, home health care provides skilled nursing services and medical oversight.

Our comprehensive directory includes 588 reviews reviews of home care agencies in Bowie. These reviews indicate a typical quality rating of 4.9 out of 5 stars stars.

Home Care Services in Bowie, Maryland

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Paying for Home Care in Bowie, MD

The Cost of Home Care in Bowie, MD

Based on the 2024 Genworth Cost of Care Survey, home care agencies in Bowie charge baseline monthly rates of about $5,911. This runs a little higher than Maryland’s median of $5,720, but it provides savings of about $1,140 compared to Baltimore’s norm. In Hagerstown, however, monthly fees run lower at roughly $2,288.

Bowie

$5,911

Maryland

$5,720

United States

$5,720

Baltimore

$6,864

Hagerstown

$2,288

Morgantown, WV

$4,767

The Cost of Home Care vs. Other Senior Care Options in Bowie, MD

Home care rates in Bowie come to approximately $5,911. This offers about $381 in savings over the cost of home health care, which includes light medical services, and it costs about $1,440 less than assisted living. Nursing homes charge even higher monthly rates of around $12,623. However, adult day health care rates come in significantly lower at about $1,354. 

Home Care

$5,911

Home Home Care

$6,292

Adult Day Health Care

$1,354

Assisted Living Facility

$7,348

Nursing Home Care (semi-private room)

$12,623

Note: Data for Bowie was unavailable, so data for the nearest city, Washington, D.C., was used instead.

Financial Assistance for Home Care in Bowie, MD

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in Bowie, MD

Maryland’s government offices and independent nonprofit organizations offer the following assistive programs. Some are specific to Bowie or Prince George’s County, while others serve all Maryland residents. 

ResourceContactService
Maryland Durable Medical Equipment Re-Use(240) 230-8000Seniors can turn to this state-run program for free used durable medical equipment. Items available from the program include wheelchairs, scooters, shower chairs, mechanical lifts and bathroom safety railings, among others. There's no age requirement and no doctor's note is needed; the program is open to all Maryland residents.
Meals on Wheels (MOW) of Central Maryland(410) 558-0827This nonprofit delivers daily meals directly to the doorsteps of Bowie seniors. In addition to providing the meal delivery service, MOW Central Maryland volunteers provide wellness checks and crisis intervention when needed. Seniors can also sign up for the organization's Phone Pal program for regular check-ins with supportive volunteers.
Prince George's County Senior Property Tax Credit(301) 952-3700Prince George's County senior residents may be eligible for a property tax credit that reduces their property taxes by 20%. To qualify, they must be at least aged 65 and have owned the property for at least a decade. The tax credit may be used on properties with values of up to $500,000.
Bowie Senior Center (301) 809-2377Operators of the Bowie Senior Center's Information and Referral hotline can help seniors with questions regarding health care coverage, housing options, elder law and similar topics. Seniors unable to leave their homes can also take advantage of the city's free curb-to-curb transportation to Bowie Senior Center events.
Maryland Weatherization Assistance Program (MWAP)(855) 583-8976The MWAP helps Bowie homeowners modify their homes with energy-efficient upgrades that lower electric bills while bolstering home safety and improving quality of life. These upgrades may include installing new lighting, water heaters and insulation. There are income requirements, but all Marylanders who receive SSI are automatically eligible to participate.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Frequently Asked Questions

Reviews of Communities Nearby

Home Care

Mike Morgan

I am a past client of this provider

Review of Home Helpers Home Care of Bowie

Very pleased that I called them. Tracy is a jewel, and Pat has helped me a lot.

Read more

Home Care

Jo Jo G

I am a current client of this provider

Review of Home Helpers Home Care of Bowie

I'm so happy with the help I'm getting every day

Read more

Home Care

DC_Jet

I am a current client of this provider

Review of Interim Healthcare of Prince George’s County

My family has been using Interim Healthcare to take care of my 82 yr old mom who is wheelchair bound close to 6 months now and she loves all that they're doing for her in her day to day care. She...

Read more

In Home Care near Bowie, MD

Glenn DaleMitchellvilleCroftonCroftonDavidsonvilleLanham

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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