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The 10 Best Nursing Homes in Fort Wayne, IN for 2024

Nursing Home Facilities in Fort Wayne, Indiana

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Nursing Home Costs in Fort Wayne, IN

In Fort Wayne, nursing home care costs $7,300 per month on average for semi-private accommodations. A private room costs about 24% more at $9,064. 

The Cost of Nursing Home Care in Nearby Cities

According to the semi-private room rates published in the Genworth 2020 Cost of Care Survey, nursing home care in Fort Wayne is high compared to the Indiana median but affordable compared to the nation as a whole. On average, care costs $7,300 per month, which is about $170 higher than the Indiana average of $7,133 but about $450 lower than the national monthly rate of $7,756.  

The cost of nursing home care varies widely across Indiana, ranging from $6,464 per month in Terre Haute to $8,060 in Michigan City. In the capital city of Indianapolis, seniors pay $7,209 monthly, and in Bloomington, fees average $7,148.  

The United States

$7,756

Michigan City Area

$8,060

Indianapolis

$7,209

Bloomington

$7,148

The Cost of Other Types of Senior Care

Nursing home care is suitable for those with extensive medical needs along with assistance with daily living activities. At $7,300 per month for semi-private accommodations and $9,064 for private accommodations, it’s the most expensive senior care type in Fort Wayne. Home health care, which includes personal care services and some skilled nursing provided in the individual’s home, is considerably more affordable at $4,576 per month for 44 hours of care per week. Home care, which is similar but doesn’t include skilled nursing services, is cheaper at $4,290 monthly. The most affordable senior care option is assisted living, which features personal care services and some contracted intermittent skilled nursing services in a residential community, at $3,503 monthly.  

Home Care

$4,290

Assisted Living

$3,503

Nursing Home (Semi-Private Room)

$7,300

Nursing Home (Private Room)

$9,064

Financial Assistance for Nursing Home Care in Fort Wayne, IN

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.

Free Resources for Seniors in Fort Wayne, IN

Fort Wayne offers a broad range of free resources and services that promote independence and help seniors avoid or delay nursing home placement. They may also help seniors connect with financial assistance when nursing home care is necessary.  

ResourceContactService
Aging and In-Home Services of Northeast Indiana, Inc.(260) 745-1200This local Area Agency on Aging provides free and low-cost services to help older residents stay in their own homes or obtain the care they need in assisted living. Its 30-day Care Transitions program helps older adults transition from a hospital or nursing home back to their own homes, and through its Geriatric & Disability Case Management program, it creates customized care plans and arranges necessary services. The agency also contracts with local agencies that provide free and low-cost personal care services, housekeeping and transportation. 
Homebound Meals, Inc.(260) 422-3296Homebound Meals is a local nonprofit organization that provides affordable home-delivered noontime meals to qualifying seniors in the Fort Wayne area. Meals are prepared fresh daily and consist of a hot tray with an entree, a vegetable and a starch, along with a cold sack that includes a beverage, fruit or salad. Medically tailored meals are available.  
Veterans’ Service Office(260) 449-7861The Veterans’ Service Office assists qualifying veterans and their spouses in obtaining state and federal benefits that they’re entitled to, including those that may cover nursing home care. The office helps visitors file applications for disability compensation, pension benefits, VA medical care and property tax abatement. The office can also help veterans determine eligibility for the Federal Aid and Attendance benefit.  
Senior Health Insurance Assistance Program(260) 427-6460The local community center has SHIP counselors who help seniors and families understand their Medicare and Medicaid benefits, Medigap and Medicare Advantage plans, prescription drug plans and long-term care insurance. This may help them identify solutions for covering nursing home care or pay for services that allow them to remain in their own homes or a residential community. Counseling is free and available by appointment.  

Frequently Asked Questions

Reviews of Communities Nearby

Nursing Homes

Pat

I am a friend or relative of a current/past resident

Review of Ashton Creek Health And Rehabilitation Center

My mom was at Ashton Creek Health And Rehabilitation Center for 4 months. It took forever to get someone to help. Also, I would say half of the staff was not courteous. The nurses were good, but...

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Nursing Homes

Pat

I am a friend or relative of a current/past resident

Review of Heritage Pointe of Fort Wayne

My mother moved into long-term care at Heritage Pointe of Fort Wayne. She had been here for rehab before, she liked the nursing staff, and she felt very at home here. The staff is very caring and...

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Nursing Homes

Gloria

I am a friend or relative of a current/past resident

Review of Majestic Care Of West Allen

My brother is at Majestic Care of West Allen and they're very good at communicating and letting me know anything that goes on there when I can't get there because I have two daughters and we all...

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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