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The 10 Best Home Care Agencies for Seniors in Fort Wayne, IN for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Fort Wayne, IN, residents and their loved ones rate In Home Care agencies 4.5 out of 5 stars across the 25 options below.

Home Care Services in Fort Wayne, Indiana

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On this page:

  • Home Care Services in Fort Wayne, Indiana
  • Paying for Home Care in Fort Wayne, IN
  • Financial Assistance for Home Care in Fort Wayne, IN
  • Fort Wayne Home Care Resources
  • Determining Your Loved One’s Need for In-Home Care
  • Guidelines for Talking About In-Home Care

Paying for Home Care in Fort Wayne, IN

The Cost of Home Care in Fort Wayne, IN

The 2024 Genworth Cost of Care Survey doesn’t include home care costs for Fort Wayne, but prospective clients can anticipate monthly rates by subtracting 10% from the cost of specialized home health care. Based on this, home care costs in this city come in at around $6,006, surpassing Indiana’s norm of approximately $5,815. Even so, local fees compare favorably to rates in Terre Haute, where agencies charge roughly $7,245.

Fort Wayne

$5,911

Indiana

$5,053

United States

$5,720

Indianapolis

$5,911

Terre Haute

$7,245

Cincinnati, OH

$6,101

The Cost of Home Care vs. Other Senior Care Options in Fort Wayne, IN

Home care costs around $6,006 per month in Fort Wayne, and home health care, which includes skilled nursing services, costs several hundred dollars more at around $6,673. By comparison, assisted living costs about $1,550 less than home care. Nursing home care, on the other hand, has a higher monthly rate of approximately $9,292.

Home Care

$6,006

Home Home Care

$6,673

Assisted Living Facility

$4,456

Nursing Home Care (semi-private room)

$9,292

Financial Assistance for Home Care in Fort Wayne, IN

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Fort Wayne Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Fort Wayne:

ResourceContactAddressService
Aging & In-Home Services of Northeast Indiana(260) 745-12008101 West Jefferson Blvd., Fort Wayne, IN 46804AIS operates the local Aging and Disability Resource Center, which offers information and access to the State Health Insurance Program, which educates and assists Indiana’s Medicare beneficiaries. AIS also offers home-delivered meals for seniors 60 years of age and older. Additionally, AIS’s case management can help seniors avoid placement in a nursing home for as long as possible, and the organization offers assistance with advance care planning.
Homebound Meals, Inc.(260) 422-3296P.O. Box 10179, Fort Wayne, IN 46850Homebound Meals, Inc. is a charitable organization that delivers meals to homebound seniors who have trouble meeting their nutritional needs without assistance. Subsidized meals are available for those who meet the organization’s eligibility requirements. The meals are hot, freshly prepared and medically tailored. Except for national holidays and occurrences of adverse weather, deliveries occur every weekday. Seniors can order more than one meal per day.
Community Transportation Network(260) 420-32805601 Industrial Rd., Fort Wayne, IN 46825The Community Transportation Network offers discounted rides to eligible Fort Wayne residents, including seniors aged 60 and older. Rides for individuals with disabilities are also provided, and CTN vehicles can accommodate wheelchairs. In Allen County, rides can be scheduled Monday through Saturday from 7 a.m. to 6 p.m., excluding major holidays. CTN makes it possible for seniors to reach medical appointments, such as those for dialysis and rehabilitation. 
Community Development Homeowner Repair Programs(260) 427-8585200 East Berry St., Suite 320, Fort Wayne, IN 46802Fort Wayne’s Community Development Division offers two zero interest loan programs designed to help seniors and other lower-income homeowners keep their dwellings in good shape. One is focused on heating and air conditioning systems, while the other funds roof repairs. Applicants’ incomes must not exceed 80% of the area’s median income, and homeowners’ insurance is required. Additionally, applicants must be in good standing regarding mortgage payments, among other requirements.
Brightpoint(260) 423-3546227 East Washington Blvd., Fort Wayne, IN 46802Brightpoint is a nonprofit organization that offers multiple programs that may be of use to Fort Wayne seniors. Its weatherization program, available to both renters and homeowners, helps make dwellings healthier and lowers recipients’ utility bills. Another source of aid with utility bills is the energy assistance program, which helps eligible individuals cover a portion of their household heating costs. 

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for home care
Checklist for determining the need for home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with Family and Others about a loved one's needs
Talking with Family and Others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

Michelle F_10

I am a past client of this provider

Review of Visiting Angels of Ft Wayne, IN

Their socialization with her, and willingness to help. They were easy to work with and flexible with my aunt's personality.

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Home Care

Mary D_60

I am a current client of this provider

Review of Visiting Angels of Ft Wayne, IN

They have helped the most with giving me some time away from the house to get things done that Bill can't do. I like that they are very professional, easy to work with and they fulfilled my...

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Home Care

Adrienne &

I am a current client of this provider

Review of Visiting Angels of Ft Wayne, IN

It gives my mother a chance to relax a little bit also companionship. They are good communicate with.

Read more

In Home Care near Fort Wayne, IN

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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