Memory Care Communities in White Plains, NY

In White Plains, memory care facilities charge an average monthly rate of $7,188 for care, which is significantly higher than New York’s norm of $5,725 and the national average of $5,625. Seniors seeking care in the eastern region of the state may find more economically priced care by looking north of White Plains in cities such as Albany, where rates are 8% below White Plains’ norm, and Poughkeepsie, where fees are 17% lower. Similarly, monthly care costs in Kingston are competitive at $5,625, and in Glens Falls, monthly rates come in at $5,313.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care communities in White Plains charge $7,188 per month for housing and dementia care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in New York page.

In White Plains, memory care facilities charge $7,188 for care, making this one of the most expensive local senior care options. While residential memory care costs 42% less than nursing home care, seniors receiving other types of care typically pay hundreds of dollars less. For example, those who don’t have memory-related disorders pay $5,750 for assisted living. Seniors who obtain care in their own homes pay $5,720 for home health care and $5,529 for in-home care, and those who attend adult day health care pay $1,950 for services.

New York’s Department of Health licenses all memory care facilities in White Plains and certifies them as special needs assisted living facilities. To obtain licensing, facilities must follow minimum standards related to care planning, supervision and nutrition services. They must also comply with state-mandated guidelines for staffing, staff training and security.

• White Plains is a relatively expensive place to live with an overall cost of living that’s 58% higher than the national norm. While this is mainly due to high housing prices that are more than double the nationwide average, residents may also pay more for health care, food and utilities. This may make residential care an attractive alternative to living alone, particularly for vulnerable seniors with dementia.
• Located in the city proper, White Plains Hospital offers exceptional medical care to older residents, including those with memory-related disorders. The hospital has been voted among the most beautiful in the nation and is an industry leader in safety and positive patient experiences. It features a range of specialties, including cancer screenings and care, cardiac services and neurology.
• In New York, Social Security benefits are tax-exempt, providing significant savings for older adults who rely primarily on this type of income for retirement. While other forms of retirement income are taxable, the state allows a deduction of up to $20,000, which can help some seniors and families afford residential memory care expenses in White Plains.
• The American Lung Association assigns Westchester County, where White Plains is located, a D for ozone pollution. This score indicates high levels of smog over an annual basis, which may be a consideration for prospective memory care residents with cardiovascular or respiratory conditions. Fortunately, many memory care facilities offer indoor activities and have air purification systems to support residents’ health.
• Summers in White Plains are warm and humid, with daytime highs ranging from 74 to 84 degrees Fahrenheit. The city’s cold season lasts from early December until mid-March and has average daytime temperatures between 37 and 46 degrees Fahrenheit. To help residents make the most of the comfortable seasons, memory care facilities often schedule therapeutic outdoor activities, such as picnics and gardening.