White Plains is a suburb of New York City. It has a population of close to 60,000 with 19% aged 65 and older. The city has a low crime rate and the number of physicians per capita is almost double the national average. For medical care, the White Plains Hospital is an award-winning facility that specializes in cardiac services, cancer care and orthopedics. Seniors can choose to receive care at home, which has an average monthly cost of $5,529. It helps with grooming, bathing, meals and transportation. Home health care includes light medical services. This guide includes the cost of home care, a list of resources for seniors and a list of frequently asked questions.

Below we’ve compiled a comprehensive directory of every home care provider in the White Plains area – complete with services offered and reviews from families who’ve actually used the service. In addition to our in-depth provider listings, we’ve compiled resources to help seniors and their families to access all the tools they need to age in place safely and gracefully.

Directory of Home Care Services in White Plains, NY

2018, 2019, 2020, 2021, 2022

Westchester Family Care Inc

1 Depot Plaza, Mamaroneck, NY, 10543

I am in pain a lot. They help me most by giving tremendous cooperation. I would recommend them. My caregiver is doing an excellent job.
I am in pain a lot. They help me most by giving tremendous cooperation. I would recommend them. My caregiver is doing an excellent job.

2017, 2018, 2019, 2020, 2021, 2022

Right at Home Westchester, NY

172 S Broadway, Ste 2A, White Plains, NY, 10605

It has been very transformative in a positive light in her life especially with the consistency of the caregivers. I would say that this is my only home care experience but it has been even better th … (read more)
It has been very transformative in a positive light in her life especially with the consistency of the caregivers. I would say that this is my only home care experience but it has been even better th … (read more)

2022

Touching Hearts at Home NYC

275 Madison Ave., Suite 1428 , New York, NY, 10016

They have been good about communicating for the most part. I like the person that we have and the accountability.
They have been good about communicating for the most part. I like the person that we have and the accountability.

Preferred Care at Home North Westchester – Putnam

3652 Lee Rd #331 , Jefferson Valley, NY, 10535

The agency was awesome at communicating with us. They really listened to our every need for our mom. The agency was sympathetic to our every whim for our mom and made sure it happened which was incred … (read more)
The agency was awesome at communicating with us. They really listened to our every need for our mom. The agency was sympathetic to our every whim for our mom and made sure it happened which was incred … (read more)

Home Instead – White Plains, NY

77 Tarrytown Rd, White Plains, NY, 10607

We are very pleased with the care provided to our 100 plus year family member by the Home Instead care givers. The care givers are very responsive and attentive to our loved one’s needs and are alway … (read more)
We are very pleased with the care provided to our 100 plus year family member by the Home Instead care givers. The care givers are very responsive and attentive to our loved one’s needs and are alway … (read more)

Love & Care LLC

68 old farm road, Fairfield, CT, 06824

Our whole family is so thankful for how caring and professional Bruce and his staff were in caring for our father. The caregivers were on time, helpful, and trustworthy. The agency was responsive t … (read more)
Our whole family is so thankful for how caring and professional Bruce and his staff were in caring for our father. The caregivers were on time, helpful, and trustworthy. The agency was responsive t … (read more)

Fairfield Family Care

27 Fifth Street, Stamford, CT, 06905

We hired Fairfield Family Care, they take care of my mother. She broke her back, so she needs help getting up, going to the bathroom, light housekeeping, and food. They’re cooking food for her. They c … (read more)
We hired Fairfield Family Care, they take care of my mother. She broke her back, so she needs help getting up, going to the bathroom, light housekeeping, and food. They’re cooking food for her. They c … (read more)

Sage Home Care

998 Route 22, Brewster, NY, 10509

I’m hiring Sage Home Care. They offer companionship and physical therapy for my friend. The caregiver is an excellent worker. Overall, it is pretty good. I’m very happy with the person that I have. As … (read more)
I’m hiring Sage Home Care. They offer companionship and physical therapy for my friend. The caregiver is an excellent worker. Overall, it is pretty good. I’m very happy with the person that I have. As … (read more)

Choose Home Care

280 N Central Ave, Hartsdale, NY, 10530

Agency provide service to connect a home aide that suits the need of an elder dementia patient. There were issues in the beginning but through diligence a qualified caregiver was placed to assist my M … (read more)
Agency provide service to connect a home aide that suits the need of an elder dementia patient. There were issues in the beginning but through diligence a qualified caregiver was placed to assist my M … (read more)

Moskowitz Legal Group

1318 42nd Street, Brooklyn, NY, 11219


Lean On Me Home Care INC

40 Lorrine Ave , Mount Vernon, NY, 10553

Lean On Me Home Care is an in-home aid service provider who prides itself with going above and beyond to meet all our clients needs. As family members or someone in need of care, we understand that yo … (read more)
Lean On Me Home Care is an in-home aid service provider who prides itself with going above and beyond to meet all our clients needs. As family members or someone in need of care, we understand that yo … (read more)

TheKey – West Chester

7845 Tylersville Road, West Chester, OH, 45069


BrightStar Care Central / N Westchester Co.

222 Mamaroneck Avenue, Suite 310, White Plains, NY, 10605

The caretakers are very effective. They communicate well.
The caretakers are very effective. They communicate well.

2021

Elder Care Homecare

700 White Plains, Scarsdale, NY, 10583

Exactly what we needed! My family was referred to Elder Care through a friend who was pleased with the services. We needed a full-time aid for our uncle who was just out of surgery. Everyone from our … (read more)
Exactly what we needed! My family was referred to Elder Care through a friend who was pleased with the services. We needed a full-time aid for our uncle who was just out of surgery. Everyone from our … (read more)

LeanonWe

575 8th Avenue, New York, NY, 10018

We have been using :LeanonWe for 6 months now. It has been a complete life saver for us. They have assisted in all aspects of providing great carers for my Mother in Law.
We have been using :LeanonWe for 6 months now. It has been a complete life saver for us. They have assisted in all aspects of providing great carers for my Mother in Law.

Senior Helpers of Westchester NY & Fairfield CT

83 South Bedford Road Suite 101, Mount Kisco, NY, 10549

Helpers are caring and friendly. Do some cleaning and small things that make Mom comfortable. The company they provide is wonderful for someone that can’t get out on her own. Bathing while someone is … (read more)
Helpers are caring and friendly. Do some cleaning and small things that make Mom comfortable. The company they provide is wonderful for someone that can’t get out on her own. Bathing while someone is … (read more)

Always Compassionate Home Care

148 Hamilton Ave, White Plains, NY, 10601

Neighbors helped my family and me care for my mother before she died. Anna who was our night aide the last week of my mother’s life was an extraordinarily kind and caring person. She was skilled at … (read more)
Neighbors helped my family and me care for my mother before she died. Anna who was our night aide the last week of my mother’s life was an extraordinarily kind and caring person. She was skilled at … (read more)

No Limit Home Care Agency LLC

134 North Ave, Suite 203, New Rochelle, NY, 10801

No Limit Home Care has provided extraordinary home care for my 99 year old father. They are very attentive to the needs of my father. The care that is given to my father will give him another 5 years … (read more)
No Limit Home Care has provided extraordinary home care for my 99 year old father. They are very attentive to the needs of my father. The care that is given to my father will give him another 5 years … (read more)

County Home Care

144 Gardnerville Road, New Hampton, NY, 10958

I have been assisting the elderly with their affairs for over 25 years including arranging for their home care services. Recently, because of a bad fall, I found myself in need of a home health aide. … (read more)
I have been assisting the elderly with their affairs for over 25 years including arranging for their home care services. Recently, because of a bad fall, I found myself in need of a home health aide. … (read more)

Griswold Home Care – Scarsdale Yonkers

141 Parkway Road , Suite 8 , Bronxville, NY, 10708

I can’t tell you how pleased and happy I have been with Griswold – they are very prompt, reliable, and professional in every way. Not to mention being the warm, friendly, patient and delightful l … (read more)
I can’t tell you how pleased and happy I have been with Griswold – they are very prompt, reliable, and professional in every way. Not to mention being the warm, friendly, patient and delightful l … (read more)

Paying for Home Care in White Plains, NY

The Cost of Home Care in White Plains, NY

According to the Genworth 2021 Cost of Care Survey, seniors in White Plains can choose home care at a cost of $5,529 per month. This is more than the state average of $5,339 and the national average of $4,957. The actual cost may vary depending on the number of hours of care and where you are located. Poughkeepsie seniors pay the same as the state average, while Kingston and Albany residents pay approximately $5,148 per month. Binghamton charges some of the lowest home care fees nearby at $4,814.

$5529

White Plains

$5339

New York

$4957

The United States

$5339

Poughkeepsie

$5148

Kingston

$4814

Binghamton

$5148

Albany

The Cost of Home Care vs. Other Senior Care Options in White Plains, NY

Home care, at $5,529 per month, is only one option for long-term care in White Plains. Home health care offers skilled nursing and other light medical assistance at $5,720 on average. Adult day health is the least costly senior care choice at $1,950 per month, while a semiprivate room in a nursing home is the most expensive at $12,471. An assisted living community has a median monthly cost of $5,720.

$5529

Home Care

$5720

Home Health Care

$1950

Adult Day Health Care

$5750

Assisted Living Facility

$12471

Nursing Home Facility (semiprivate room)

Note: Data for White Plains was unavailable, so data for the nearest city, New York City, was used instead.

Financial Assistance for Home Care in White Plains, NY

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living.Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Free & Low-Cost Home Care Resources in White Plains, NY

Seniors in White Plains can live comfortably at home for longer through the assistance of several local programs and services. These programs provide financial assistance and may address expensive repairs, nutrition and caregiver support.

Resource

Contact

Description

(872) 292-5108

Frisco's government and the U.S. Department of Housing and Rehabilitation provide the city's Home Rehabilitation Program. The program's goal is to help seniors bring their homes to livable standards and enhance and improve neighborhoods in the area. Repairs include removing lead-based paint and repairing floors, roofs and sidewalks.

(877) 541-7905

WAP helps seniors on a budget make home repairs and upgrades to lower energy costs. These repairs include caulking, installing weather-stripping, adding insulation and the repair or replacement of inefficient HVAC systems.

(972) 335-9495

Frisco Family Services helps individuals with emergency utility payments and purchasing prescription medications and assists with other critical needs. It makes utility payments directly to utility companies on behalf of individuals. The service prioritizes seniors and those with disabilities.

(972) 562-6996

Meals on Wheels of Collin County provides hot meals to North Texas seniors. The service delivers meals to approximately 2,000 seniors and congregate meals to local senior centers and provides companionship to those who are housebound.

(972) 547-5020

The residential homestead exemption program helps seniors in Collin County lower their property tax obligation by 12.5%. To qualify, seniors must own the property on January 1st of the year they apply, occupy it and have not claimed a homestead exemption on any other property.

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – oftentimes it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Checklist for determining the need for home care


Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Talking with Family and Others about a loved one's needs

Frequently Asked Questions


What types of services can a home care agency in White Plains provide?


A home care agency helps address the needs of seniors who require help with activities of daily living. This includes help getting in and out of bed or moving from a chair to the bathroom. Home care agencies also assist with grooming, bathing and housekeeping chores. Those who offer home health care services provide wound care, speech, occupational and physical therapy and medication management.


How can I find home care agencies near me with availability?


Caring.com’s website has a search function that makes it easy to search for home care agencies by city and state. The site provides contact information and reviews so you can get a general idea of how the community operates from past visitors and residents.


How do you pay for senior care at home?


The most common way to pay for senior care at home is with the use of retirement income, including VA benefits and Supplemental Security Income. Additional ways to pay include a reverse mortgage, which allows you to borrow off the equity in your home, and annuities, which let you make payments with money you make from investments. Other ways to pay for senior care include life insurance payouts, some insurance policies, and home and community-based waivers. 


What is a home care plan?


A home care plan details the amount of care a senior receives through their home care agency. Traditionally, your physician will help coordinate this plan to determine the appropriate amount of care you need. The care plan provides a list of supplies including any medical equipment or first aid, when and how often caregivers will provide the care, and the results your doctor expects to see from this type of care. 


What is a home care assessment?


A home care assessment is a walk-through that helps identify any health hazards or other issues within the home. This assessment helps a home care agency create a home care plan. With the assessment, the home care agency also works to get to know the patient better so the caregiver can best address their needs, and includes a discussion with the individual and their family members on how to make the home safer if necessary. Other topics for discussion during the assessment include emotional care needs, physical care needs and how to access the home.