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Memory Care Communities in Oswego, Illinois

Our comprehensive listings and authentic reviews in Oswego, IL below include 84 memory care...

Directory of Memory Care in Oswego, IL

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Cities in Illinois

Geneva

$8,150

Bolingbrook

$7,295

Naperville

$6,465

US

$5,694

Oswego

$5,622

Plainfield

$4,995

Aurora

$4,818

Romeoville

$4,014

Paying for Memory Care in Oswego

Memory Care costs in Oswego start around $5,622 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Oswego and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Financial Assistance for Memory Care in Oswego

Learn more about these programs, plus who’s eligible, on our Memory Care in Illinois page.

More Ways to Pay for Memory Care

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

Free Memory Care Resources in Oswego

Oswego and the surrounding area are home to numerous government agencies and non-profit organizations offering help for seniors searching for or currently residing in a memory care community. These organizations can also provide assistance in a number of other eldercare services such as geriatric care management, elder law advice, estate planning, finding home care and health and wellness programs.

To see a list of free memory care resources in Oswego, please visit our Memory Care in Illinois page.

What to Consider About Memory Care in Oswego

The village of Oswego is located in the northeastern region of Illinois in Kendall County, where it is estimated that about eight percent of Medicare beneficiaries age 65 and over have been diagnosed with Alzheimer's disease or another form of dementia. In Oswego, seniors make up almost nine percent of the population of 35,000 residents. The area is served by the Alzheimer's Association Illinois Chapter, which provides a variety of resources for seniors and families who have been affected by Alzheimer's. 

Oswego is home to two memory care facilities, and there are six more in nearby cities, including Plainfield, Aurora and Yorkville. Memory care may be provided in supportive living facilities or any assisted living facility that is licensed and certified by the state to provide care for residents with dementia. 

Benefits and Drawbacks of Memory Care in Oswego

  • In Illinois, all types of retirement income are exempt from state income tax. This may enable Oswego seniors and families to budget more money toward memory care expenses.
  • The Oswego area is home to world-class medical facilities, such as Edward-Elmhurst Health Center and Immediate Care, in the event of medical emergencies or illness.
  • The overall cost of living in Oswego is roughly 20 percent higher than that of the nation as a whole, which may result in higher memory care expenses. Healthcare expenses are slightly lower than state and national averages, however, which may offset other higher expenses. 
  • Oswego is a relatively safe community, which may appeal to families researching memory care options in northeastern Illinois. The village ranks 63 out of 100, meaning that it is safer than 63 percent of all U.S. cities of all sizes. When compared to other similarly sized cities, Oswego's overall crime rate is considerably lower than average.

Memory Care Laws and Regulations in Oswego

Oswego-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Illinois are required to follow. Visit our Memory Care in Illinois page for more information about these laws.

Reviews of Communities Nearby

Memory Care

EileenG

I visited this facility

Review of Bickford of Oswego

I thought Bickford was amazing! I spoke with Patrick who was very kind and compassionate as this is a very difficult decision to make. Bickford felt very homey, it was clean, and the staff was...

Read more

Memory Care

Raymond

I visited this facility

Review of The Reserve at Oswego

We chose The Reserve at Oswego for Uncle because they're exclusively memory care. Every place else was mostly assisted living with some memory care and he needs memory care. Kelly was excellent....

Provider response

Hi Raymond! Thank you so much for taking the time to acknowledge Kelly for the care and attention provided. We are so happy to hear our team has gone above and beyond, and your praise has been shared.

Read more

Memory Care

Robert

I am a friend or relative of a current/past resident

Review of The Reserve at Oswego

My wife is in The Reserve at Oswego. It's a nice place. I'm there every day, twice a day, I talk to them on a regular basis. It's very good communication between the facility and myself. I'm very...

Read more

Memory Care Facilities near Oswego, IL

AuroraPlainfieldNapervilleGenevaBolingbrookJoliet

Other Options in Oswego, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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